You usually need 35 qualifying years of National Insurance contributions to get the full State Pension in the UK. If…
In the states, certain retirement savings programs have unique "catch-up" provisions - where those whose income varies from year to…
NEST’s Guided Retirement Fund in the UK gets part of the way there by separating money according to its intended…
"As usual with The Times, this is a briefing about England & Wales only." I'm so old that I can…
Tag Archives: John Hamilton
22,000 people who worked for bus company Stagecoach got a good deal
This was a job well done and PWC can pat themselves on their own back. The final shout out must go to the Trustees and who orchestrated the deal. Continue reading
Why the Aberdeen-Stagecoach Transaction Does Not Threaten Bulk Annuities – Gordon Aitken
A Different Direction: Why the Aberdeen-Stagecoach Transaction Does Not Threaten Bulk Annuities Understanding the mechanics behind the deal and why it does not change the endgame landscape Gordon Aitken Dec 10, 2025 Note: These are my personal views and do … Continue reading
Posted in pensions
Tagged Aberdeen, buy-out, gordon aitken, Jason Windsor, John Hamilton, Pensions, Rob Andrew, run-on, Stagecach
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Ephemeral surpluses excite corporates to pay pensions some attention.
First, let’s get things straight in the FT’s thinking when it publishes The UK corporate defined benefit market, valued at £1.1tn, according to the Pension Protection Fund (PPF), has seen a significant improvement in funding levels since 2019. This shift … Continue reading
Posted in pensions
Tagged Ashock Gupta, DB Corporates, John Hamilton, Pensions, TAS300, William McGrath
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The PAGA “Rabble” meet to progress collective pensions
PAGA is a group of pension professionals who set out the case for growth needed for pensions to pay what people need to live on in later life. It has through many meetings looked at the economics of running a … Continue reading
Posted in pensions
Tagged Bob Compton, CDC, DB, Gurbani, John Hamilton, PACA, William McGrath
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A day when CDC was dragged into PUK’s hall!
I make no defence for being in Edinburgh to right an unintentional bias in the conference agenda that neglects the arrival of CDC as a new force in Pensions UK. We have £1.2tr in funded DB pensions and future liabilities … Continue reading
John Hamilton talks of the insurance of a pension invested for growth
Here is the blog I wrote on the 24th of January a year ago. It contains the outline of the first and only time I’ve ever heard John Hamilton deliver a talk on pensions. It so influenced me last year … Continue reading
Stagecoach/Aberdeen ; how the parties assess the full range of options
A most important discussion on Wednesday 4th Feb – a day before a relevant parliamentary debate. The positive impact of the deal done by the DB Stagecoach Pension Trustees and Aberdeen is rippling outwards as the legals are completed and … Continue reading
Posted in pensions
Tagged House of Lords, Ian Pearce, John Hamilton, Nick Chadha, Ros Altmann, TAS 300, TAS 300 V2, William McGrath
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Stagecoach’s Pension’s heritage simplified – in less than 2 minutes
There are parts of a weekend when you’re finding yourself wanting to hear someone talking at you. I start this blog with a five year old news item linking Stagecoach with Aberdeen and will revert to the heritage of the … Continue reading
A wonky perspective on a glorious PLSA event!
John Hamilton (with the camera) and me (a little worried) spent Tuesday through Thursday this week either at his flat, the Conference or eating out. This is the wonky perspective of a blogger who is very grateful for sponsoring me … Continue reading
Posted in pensions
Tagged CDC, DB pensions, dc pensions, Edinburgh, John Hamilton, PLSA, Torsten Bell
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John Hamilton talks of the insurance of an invested pension
John Hamilton and I parted Melton Mowbray , John for the north, me for the south. I had two hours in front of me, he seven – and the prospect of a storm. We had spent much of the day … Continue reading
Agreed!