Monthly Archives: May 2016

The importance of ….space…..


Especially if you’re that fat fingered! Best wishes from the penison plowman.

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True Potential for a good IGC report.


  A little tardy (but not as tardy as fellow auto-enrolment SIPP, Intelligent money, True Potential has produced its IGC report, you can read it here. You would have to be good at web navigation and persevering, to find it. I … Continue reading

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Has a robot changed advice for ever?


Below are the questions I’ve been asked to address next month at the Pension and Benefit Conference. I hope that when robots go to grammar school, they’ll be able to do a little better framing the question! The framing of the … Continue reading

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Shutting the stable door?


  We probably know more about the solvency of our defined benefit pension schemes than we have ever done. They are subject to rigorous examination by Experian who stress test them for failure to calculate their levy to the Pension … Continue reading

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Look before you leap – in all things!


The man on the boundary I had a very relaxed conversation with a fund manager on the boundary yesterday. The chap I was talking to was a fund manager , conversation turned to the fixed costs of the fund – … Continue reading

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Face to face with a man who changed the world


his website looks like he hasn’t come across social media yetThe man in the blue suit is Bernard Rhodes, who delivered a spell-binding monologue for nearly three hours last night at the British Library. Bernard Rhodes If you don’t know … Continue reading

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Who is the master? Who can be trusted? Guest blog from Ralph Frank


  There has been increasing clamour in recent times for more stringent regulation of Master Trusts.  The Government has duly obliged, tacking a Pensions Bill onto the Queen’s Speech.  The details of the Bill are currently light, although it is … Continue reading

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A tale of two failures. (BHS and Tata Steel)


BHS and Tata Steel; they have a lot in common BHS is a  failed retailer, a tired brand with 11,000 employees and a medium sized pension scheme with a hole in it. Tata Steel is a failed steelmaker, an iconic business … Continue reading

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A Faustian Pact that could hurt us all


In a potentially disastrous development to the negotiations around British Steel’s pension benefits, the Government is  considering allowing the rights of British Steel workers (including those drawing their pensions) – to be cut. There is no precedent for this. Pensions … Continue reading

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The “troubled” generation


  It’s not my phrase, infact it’s TPAS’ Michelle Cracknell’s phrase but I guess it applies to me. I’m 54 and according to everything I’ve been told for the past 30 years, it should be time to retire. I am … Continue reading

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