Tag Archives: IFA

Towards a new pension funding code

Posted on May 13, 2019 by

  On Thursday, David Fairs, head of policy at the Pensions Regulator delivered a keynote speech to 200 or so delegates at the First Actuarial client conference. He did so a couple of hours after publishing a blog which has … Continue reading →

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Royal London IGC – the regal treatment!

Posted on April 9, 2019 by

  The 2019 IGC report – a good read I haven’t given much thought to IGC production values, but they’re the first thing you notice when you scroll through the Royal London IGC report. Someone has spent some time and money … Continue reading →

Posted in IGC, pensions | Tagged , , , , , | 1 Comment

Contingent charging – “commission” by another name?

Posted on December 8, 2018 by

Along with Al Rush, Jo Cumbo , Michelle Cracknell – I was interviewed yesterday by the BBC Moneybox team for a Christmas special on pension transfers. It’s always good doing these things as it forces you to say what you … Continue reading →

Posted in advice gap, pensions | Tagged , , , , | 3 Comments

Now that’s what I call financial advice.

Posted on November 23, 2018 by

I’m quoting Al Rush from the Facebook post he made yesterday evening following the meetings of steelworkers with MPs and Regulators yesterday.  Al’s message to the steelmen Sometimes, in my line of work, it can be dispiriting to work for … Continue reading →

Posted in BSPS, pensions | Tagged , , , , , , | 4 Comments

Are you and your savings “retirement ready”?

Posted on September 22, 2018 by

I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading →

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Do pension customers get value for money from financial advisers?

Posted on August 9, 2018 by

This is the last of eight blogs I’ve written in response to the Work and Pensions Select Committee’s inquiry into Pension Transparency. Today’s exam question is “Do pension customers get value for money from financial advisers?” and the quick answer … Continue reading →

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Lessons from Port Talbot – webinar – 26th June

Posted on June 14, 2018 by

Transfer values from DB schemes tripled in 2017 to £34.2bn. Transfer values are fundamentally changing the cashflow profile of many defined benefit schemes and bringing new challenges for trustees and employers. Last year, the highest profile transfer value activity was … Continue reading →

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The trees are great – but the wood’s the thing!

Posted on June 8, 2018 by

  This week has seen ,present at the Institute and Faculty of Actuaries pension conference on “mapping the Pension Genome”, our Pension PlayPen lunch on “defaults to spend our DC saving”, Reward Strategy conference on “Royal Mail’s journey to CDC” … Continue reading →

Posted in pension playpen, pensions | Tagged , , , , , , , | 2 Comments

IFAs and the defined benefit promise

Posted on March 21, 2018 by

  This article explores the relationship between IFAs and defined” benefit schemes, one that has historically been uneasy. It argues that the polarisation of opinion between IFAs who see pensions as “pots” of wealth, and those who regard them as a … Continue reading →

Posted in advice gap, pensions | Tagged , , , | 6 Comments

My call for an end to contingent fees on DB pension transfers

Posted on March 9, 2018 by

  Calls to keep contingent pricing fall on my deaf ears. I champion the pension rights of those with low incomes and I champion the rights of those likely to get lower pensions (women). I don’t champion the right of … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , , , , , | 3 Comments