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Tag Archives: IFA
The choices Hobson gives us at retirement
I’ve been thinking about my options with my DC pension pot. Do I continue to want my money exposed to market risk , do I take an annuity rate depressed by quantitative easing or do I sit on a … Continue reading
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Towards a new pension funding code
On Thursday, David Fairs, head of policy at the Pensions Regulator delivered a keynote speech to 200 or so delegates at the First Actuarial client conference. He did so a couple of hours after publishing a blog which has … Continue reading
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Posted in de-risking, pensions, Pensions Regulator
Tagged David Fairs, DB, First actuarail, IFA, pensions, TPR
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Royal London IGC – the regal treatment!
The 2019 IGC report – a good read I haven’t given much thought to IGC production values, but they’re the first thing you notice when you scroll through the Royal London IGC report. Someone has spent some time and money … Continue reading
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Posted in IGC, pensions
Tagged IFA, IGC, pensions, Peter Dorward, Phil Loney, Royal London
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Contingent charging – “commission” by another name?
Along with Al Rush, Jo Cumbo , Michelle Cracknell – I was interviewed yesterday by the BBC Moneybox team for a Christmas special on pension transfers. It’s always good doing these things as it forces you to say what you … Continue reading
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Now that’s what I call financial advice.
I’m quoting Al Rush from the Facebook post he made yesterday evening following the meetings of steelworkers with MPs and Regulators yesterday. Al’s message to the steelmen Sometimes, in my line of work, it can be dispiriting to work for … Continue reading
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Posted in BSPS, pensions
Tagged Al Rush, BSPS, FSCS, IFA, pensions, Philippa Hann, Steel men
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Are you and your savings “retirement ready”?
I’m getting fit, which is a long way off saying “I’m fit” in any sense of the words. But just getting rid of the first few pounds has put me in a much better frame of mind. Many of us … Continue reading
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Posted in advice gap, age wage, pensions
Tagged advice, AgeWage, IFA, NEST, pensions, retrirement ready, workplace pension
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Do pension customers get value for money from financial advisers?
This is the last of eight blogs I’ve written in response to the Work and Pensions Select Committee’s inquiry into Pension Transparency. Today’s exam question is “Do pension customers get value for money from financial advisers?” and the quick answer … Continue reading
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Posted in pensions, WPC
Tagged advice, Chive, Financial adviser, HL, IFA, internet, pensions, RDR, SJP, Technology
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Lessons from Port Talbot – webinar – 26th June
Transfer values from DB schemes tripled in 2017 to £34.2bn. Transfer values are fundamentally changing the cashflow profile of many defined benefit schemes and bringing new challenges for trustees and employers. Last year, the highest profile transfer value activity was … Continue reading
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Posted in pensions
Tagged Active Wealth, BSPS, CETV, Dodgy, IFA, pensions, Port Talbot
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The trees are great – but the wood’s the thing!
This week has seen ,present at the Institute and Faculty of Actuaries pension conference on “mapping the Pension Genome”, our Pension PlayPen lunch on “defaults to spend our DC saving”, Reward Strategy conference on “Royal Mail’s journey to CDC” … Continue reading
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Posted in pension playpen, pensions
Tagged auto enrolment, CDC, dc, IFA, money marketing, pension playpen, pensions, poetry
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IFAs and the defined benefit promise
This article explores the relationship between IFAs and defined” benefit schemes, one that has historically been uneasy. It argues that the polarisation of opinion between IFAs who see pensions as “pots” of wealth, and those who regard them as a … Continue reading
