Tag Archives: IFA

Is GMP equalization an opportunity or a sand trap for advisers?

Posted on November 29, 2020 by henry tapper

There is a roaring silence surrounding the second judgment on GMP equalisation which was delivered against the Lloyds Banking Group pension scheme but impacts all DB pension schemes that contracted out using the Government’s system of Guaranteed Minimum Pensions. The … Continue reading →

Posted in advice gap, age wage | Tagged , , , | 1 Comment

How to Find Good Financial Advice

Posted on June 19, 2020 by henry tapper

This article is by Paul Lewis and it is a very important reminder to us , not just of the need for financial advice, but to find good advice How do I find a good financial adviser? It’s a question … Continue reading →

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Furloughing financial advice?

Posted on April 17, 2020 by henry tapper

This blog has been furloughed

Posted in advice gap, age wage, pensions | Tagged , , , , , | 7 Comments

In defence of professional indemnity insurance

Posted on December 10, 2019 by henry tapper

  Insurance markets do not lie, they reflect perceived risk. The cost of professional indemnity insurance for IFAs is rocketing (I know – I’ve been quoted). This is as a result of increased perceived risk of claims against insurance from … Continue reading →

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Are IFAs missing the wood for the trees?

Posted on November 1, 2019 by henry tapper

A thread , which is now nearly a week old, has over 1000 posts on it and it focusses exclusively on the tax problems doctors are having resulting from the tension from too much pension . That is, till the … Continue reading →

Posted in advice gap, NHS, Pension Freedoms, pensions | Tagged , , , , , , | 2 Comments

IFAs must explore other advisory models to survive and prosper.

Posted on October 28, 2019 by henry tapper

Martin Bamford is precisely the spokesperson financial advisers need. He bridges the gap between the worlds people like me and Clive Waller grew up in, a world where “get rich quick” was the primary driver, to a different one, one … Continue reading →

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That was the week (that was)

Posted on October 19, 2019 by henry tapper

This week has seen a Pensions Bill make it into the Queen’s Speech, the Pensions Regulator’s Stakeholder Conference (Monday) , the Owen James Meeting of Minds (Tuesday) and the PLSA conference (Wednesday to Friday). And then there’s the minor political … Continue reading →

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IFAs are living the life of Woodford

Posted on October 15, 2019 by henry tapper

Having spent nearly 24 hours somewhere in a field hotel in Hampshire, I am seriously worried about the complacency of IFAs. Indulged beyond measure, flattered by the fund managers that pay their bills seem oblivious to the conflicts of interests … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , | 11 Comments

Is your pension due an upgrade?

Posted on September 22, 2019 by henry tapper

In the relentless pursuit of new business, insurance companies and other financial institutions involved in the commercial marketing of pensions , have focussed on the new customer or the existing customer increasing his or her savings. It’s not hard to … Continue reading →

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The choices Hobson gives us at retirement

Posted on July 28, 2019 by henry tapper

  I’ve been thinking about my options with my DC pension pot. Do I continue to want my money exposed to market risk , do I take an annuity rate depressed by quantitative easing or do I sit on a … Continue reading →

Posted in pensions | Tagged , , , , , | 8 Comments