Tag Archives: small pots

Brazilians with small pots repeat buy state pension bonds

Anyone doing any thinking about how those outside the pension system could turn savings to pensions? Arun Muralidhar is. I’m fed up with hearing how “small pots” are best cashed in. Small pots with a few thousand pounds in them, … Continue reading

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“Consolidate or die” – the DWP tells workplace pensions.

The Department for Work and Pensions (DWP) has launched a consultation seeking views on further proposed changes to the general levy on occupational and personal pension schemes. Their excellent press release tells you what you need to know about the … Continue reading

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Why my new policy is not to rely on pension policy!

A lot of what we have been discussing with regards pensions this year has been “policy dependent”. We need Government to adopt a policy and then legislate for it and we hope that some of the good ideas that the … Continue reading

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We’ve mislaid £26bn of pension savings – this is not an imaginary problem!

This blog focusses on a very real problem of perhaps 5% of everyone saving for their retirement. They can’t find their money. I argue that we are obsessed with the imaginary consequences of people taking control of their pension pots … Continue reading

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Millions may have small pots, but thank God they have!

Occam Investing – thanks! Occam Investing is a blog I thoroughly recommend. Its author is anonymous but  highly qualified, meticulous in the presentation of his/her work and the narrative is relaxed, personal and pitched at those (like me) with little … Continue reading

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We need courage not legislation – to sort out small pots

    Dress it up as the industry may, the progress report of the Small Pots Working Group is a disappointment. The Group was set up to find a working solution that commanded consensus from the ABI, PLSA and the … Continue reading

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“When I’m 65” – poverty’s out of sight – it should not be out of our minds.

The Institute of Fiscal Studies has done some interesting work on poverty amongst people in their mid sixties, with one extraordinary finding. Jonathan Cribb’ work which suggests that people arriving at the end of their working lives are not managing … Continue reading

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Let my pension-pot go!

  Small pots initiative derailed by lawyers and marketeers How many people think they are going to retire at 55. How many people with a small pension pot of less than £1,000 think that it will allow them to pack … Continue reading

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Savers suffer as providers throw rocks at each other

  New research from Steph Hawthorne on behalf of the FT’s Pension Expert shows that nothing has changed from the data published by the DWP (except Smart aren’t sharing data with the FT) Here is the DWP data, based on … Continue reading

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Pension trade bodies vie for “tallest dwarf”.

On December 17th, the DWP reported on the findings of its small pots working group, the report was accompanied by press releases from the various participants in a competition to find the tallest dwarf. I am sorry to write ill … Continue reading

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