Tag Archives: pots

Why don’t bosses ask staff what they want for a lifetime’s payroll deductions?

To suppose that we are saving to be wealthy is probably a bit far-fetched for most people. Getting a fair and well-administered pension is enough for most of us (the Pensions Regulator can look after VFM) Continue reading →

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Torsten Bell demands income not pots – hunger for pensions displayed at #PensionsUKCA26

For our pay today to earn a proper wage in retirement, we need an adequate private pensions system. That includes CDC as an option for employers. Continue reading →

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Compulsory education – needed to turn pots to pensions (says L&G)

News that one of the three largest DC workplace pensions is promoting compulsory education make staff understand their pension pot, is an admission of failure. Continue reading →

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Do markets actually work in pensions?

The markets do NOT work in pensions; our trade association has to address the problem we have with turning pots to pensions. “Outcomes” are currently unsatisfactory. Continue reading →

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Vanguard-urging us to save harder and convert out pot to pension is not working.

Vanguard has produced a document whose aims I most approve of but whose recommendations make no sense. Continue reading →

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Why do people worry about pensions? We should be worried how they’re reported.

There is concern about headlines and photos like this. I can understand that. What young people don’t need is telling they need to work out what charts tell them as they manage their retirement finances. The photo above suggests that … Continue reading →

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Take away the burden from growing old on savings

I like this picture from my Canadian/South African correspondent Johan Kriek. It represents the problems elder people face with managing their finances and the problems my seniors tell me they are having. It is difficult to managing retirement money or … Continue reading →

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Take away the burden from growing old on savings

I like this picture from my Canadian/South African correspondent Johan Kriek. It represents the problems elder people face with managing their finances and the problems my seniors tell me they are having. It is difficult to managing retirement money or … Continue reading →

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“Can we save more?”.. for retirement asks Pensions UK. “and can we save better?” says this blog!

The numbers are out from Pensions UK and they make more uncomfortable reading for us. This suggests that we should be ploughing more of our take home into long term savings. This blog has argued that the money we put … Continue reading →

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Pension Thunderbirds are go! Richard Smith counts down

There are three things that will matter to people and their pensions in the first half of 2027 The arrival of the first multi-employer CDC plans  DC pots  default at retirement to lifetime retirement incomes Pension Dashboards what’s coming to … Continue reading →

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