Tag Archives: Steve Webb

Is your Mum getting her proper state pension? – Steve Webb’s making sure!

Apologies to readers whose Mums are no longer around and to younger readers whose Mums are still to retire. but the majority of people who read this blog are millennials and boomers whose Mums are drawing the state pension along … Continue reading

Posted in actuaries, advice gap, age wage, pensions, steve webb | Tagged , , , , | Leave a comment

Why a new pensions commission would fail

There’s a call from our current pensions minister to set up another pension commission like we had fifteen years ago.  That commission was a success as it resulted in progressive policies like auto-enrolment and made us sit up and think … Continue reading

Posted in advice gap, pensions | Tagged , , , , , , , | Leave a comment

So what do pension people want from politicians?

I’ve started so I’ll finish, I will post my views on the Conservative manifesto from a pensions perspective, when it gets published. But as I didn’t have to waste many words on the Liberal policy pleasantary  afterthought, I’d look into … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , , , | Leave a comment

A third way for pensions? Not this time!

Liberal pension policy – ahem! I was asked yesterday, after my discussion of the Labour party’s pension manifesto , to analyse other party’s pension policy commitments. I’d like to write a headline about Liberal party support for present and future … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

Scary news day!

Scary news day! Yesterday (Weds 24th) saw the arrival of Boris Blimp in his West End townhouse and the announcement that nothing much has changed at the top of the DWP- except the SOS’ brief – which now includes equality … Continue reading

Posted in Blogging, brand, pensions | Tagged , , , , | 2 Comments

The DC landscape – littered with small pots!

The Pensions Regulator has published its landscape of trust based Defined Contribution plans in the UK. It’s most easily viewed in this presentation. , If you have flipped through the ten slides, you will have missed the most interesting statistic in … Continue reading

Posted in pensions | Tagged , , , , | 2 Comments

Affordability – is the NHS pricing people out of its pension scheme?

  Perhaps we are getting a little complacent about opt-outs? The FT has published research showing that opt-outs from the NHS pension scheme are running at 5 times the rate of opt-outs from the Local Government Scheme. When I first … Continue reading

Posted in NHS, pensions | Tagged , , , | 4 Comments

Some odd things about partial transfers.

There’s a debate going on between Al Rush, Jo Cumbo, Steve Webb and a number of others with regards partial transfers from defined benefit schemes. Want to go 50:50 with a “final salary” pension transfer? Ford will soon let employees … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , | 5 Comments

Will a “Transfer Value Comparator” work?

t DB transfer activity has begun to stabilise, with far more transfers being quoted and taken every quarter compared with the position before the new freedom and choice flexibilities were introduced by the Government in 2015. Bart Huby LCP Aug … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , , | 4 Comments

Are some schemes over-paying on Transfer Values?

Royal London have requested and got the notorious letter sent earlier this year to certain schemes perceived to be vulnerable to pension transfers. It includes the following sections. There is nothing new about this guidance; Steve Webb is spot on … Continue reading

Posted in pensions | Tagged , , , , , , | 9 Comments