Tag Archives: Wealth

We need to simplify our pension affairs


We are told that pensions are complex. We are told that we need advice to manage our retirement finances. We are warned hat we could be scammed if we don’t. Is it any wonder that people look at their retirement … Continue reading

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Hey Willetts, leave those kids alone


The Resolution Foundation have today published a paper which has as its central thesis A policy shift is needed to mitigate risks and promote asset accumulation for all It calls on Government to intervene to make society fairer, at least … Continue reading

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Don’t blame advisers for non-advised drawdown!


“Savers accessing the burgeoning non-advised drawdown market are failing to engage with information, investing in unsuitable investments and risking running out of money in retirement, an FCA probe has found”. – John Greenwood – Corporate Adviser. You can read the … Continue reading

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Has the hardest nastiest problem in finance just got a little easier?


I enjoyed reading this serious and sensible argument by Steven Lowe of “Just”.  I suspect that most financial advisers reading it will conclude, as I do, that planning an income for the final years of someone’s life is so fraught that (if … Continue reading

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Why Martin Bamford is right to stay an independent financial adviser


SJP – we have been here before Martin Bamford has produced an excellent piece explaining why everyone he knows “loves to  hate St James’ Place” . It turns out that quite a few people Martin knows work for St James’ … Continue reading

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FAKE NEWS – eroding the credibility of pensions.


“Yesterday I ran a blog complaining not about fake news but about misinformation accompanying the news. MOMENTUM – hang your head in shame! The news Momentum has is that the vast majority of people over 55 still don’t know when … Continue reading

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2017 – a year when workplace pensions will grow up!


Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading

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Can succession succeed? An everyday story of IFA folk.


  Yesterday I published an article about my fears of putting my money into the hands of a wealth manager. They can be summed up as Financial – the “money” bit of value for money , was skewed against me … Continue reading

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Why I’m scared of wealth managers


This blog’s written for the advisory community, but if – like me – you are considered a target for wealth management – you might want to read it too.   Consumers approaching the tipping point from saving to spending their … Continue reading

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SMEs pay for pension advice -but not to IFAs


One of the oddest aspects of auto-enrolment is the disappearance of the IFA. There are exceptions of course but when it comes to the core enterprise of the IFA, advising , implementing and nurturing workplace pensions, the IFA is nowhere … Continue reading

Posted in pensions | Tagged , , , , , , , , | 6 Comments