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Tag Archives: Wealth
The greatest pension issue is “adequacy” not “legacy”.
This is an interesting viewpoint. Tomorrow I’ll be speaking to a group of people for whom pensions has nothing to do with inheritance tax and everything to do with replacement rates or as my colleague Terry Pullinger calls a pension … Continue reading
NEETs do not need worries about “pension-wealth”
So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading
The SJP dispute over who owns the clients (again)
I remember when I was in the game of building a business as a self-employed adviser working for SJP’s predecessor (Hambro and then Allied Dunbar). Coincidentally, insurance has moved on a long way in most respects (see Gordon Aitken for … Continue reading
Posted in pensions
Tagged advice, Business and Economy, Management, SJP, St James Place, Wealth
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TPR’s CEO estimates a decade for workplace saving to move back to pensions
This is the Pension Regulator’s speech. It has a summary of what the CEO intended to be understood. This summary has come from artificial intelligence. I doubt that any human was involved for it is nothing but cliches and … Continue reading
Posted in pensions
Tagged CDC, dc, house held, Nausicaa Delfas, Pensions, repository, TPR, Wealth
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Is salary sacrifice improving pensions or starving our national insurance?
A different perspective Bryn Davies says: March 1, 2026 at 7.32 “… it effectively added 29% more investment for the member’s contribution.” It’s only going to be true if the employee and employer both use their NI saving to improve the … Continue reading
How big is big? – How does retirement capital become the nation’s “wealth fund”?
Do you think the LGPS is big? If so, then think about the money pouring into retirement savings over the next 10 years as John Mitchem does. The paper in John Mitchem’s post is hard work but the table of … Continue reading
Posted in pensions
Tagged Andrew Young, DB, dc, John Mitchem, Pensions, Wealth, Wealth Fund
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Inheritance tax will apply to pensions from April next year
LCP have done more than any other consultancy to ensure the process of collecting IHT when due from pensions is fair and given time. Thanks to the Lords and Baroness’ who contributed The Executive summary between pages 3 and 5 … Continue reading
Posted in pensions
Tagged Alasdair Mayes, IHT, LCP, Pensions, Steve Webb, SteveWebb, Wealth
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The root of welfare in Britain is wealth; People’s Pension’s a partnership between us!
I have f interests in People’s Pension and the Partnership that holds it. I’m interested in mutuals as they are as a means of distributing value from other people’s money, especially when their are employers so involved. People’s seem to … Continue reading
Workplace savings – not about saving tax but buying pensions
Pensions earned while at work The worry in the papers is that people will stop saving for their pension in retirement because they won’t be getting the same perks from April 2029. The promotion of workplace pensions as a cheap … Continue reading
People don’t panic about their pension but their wealth!
I suppose that people in the Treasury usually read articles in the Financial Times, a fortnight before the Budget. But this year the Treasury from Ministers down , will be paying especial attention. The Pensions Minister is said to be … Continue reading