here’s what you’ve been saying
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Tag Archives: Wealth
Pre-budget apprehension
There is nothing like the threat of losing a tax-break to get people to value it. The Annual Allowance is under threat, so the Money Purchase Allowance, there are some still worried about higher rate tax-relief on contributions. In my … Continue reading
Posted in annuity, cliche, pensions
Tagged Batten down the hatches, Budget, budget2018, pensions, SEIS, Wealth
1 Comment
So what’s unfair about a Pension Wealth Tax?
In this article I argue that any tax increases levied on the rich are ok by me, and I’m rich. The bias of vested interest The vast majority of people get tax relief on their pension contributions. Some people are excluded by … Continue reading
Posted in accountants, Henry Tapper blog, pensions
Tagged annual allowance, HMT, Lifetime allowance, pensions, scheme pays, Tax, Treasury, Wealth, wealth management
5 Comments
Houses are for living in – pensions are for life! An answer to financial economics.
“the river of private pensions in the UK will only get shallower as it widens out to include so many more of us” – Steve Bee Steve’s metaphor is so precise, so visual and so elegantly conveyed that this quote … Continue reading
We need to simplify our pension affairs
We are told that pensions are complex. We are told that we need advice to manage our retirement finances. We are warned hat we could be scammed if we don’t. Is it any wonder that people look at their retirement … Continue reading
Hey Willetts, leave those kids alone
The Resolution Foundation have today published a paper which has as its central thesis A policy shift is needed to mitigate risks and promote asset accumulation for all It calls on Government to intervene to make society fairer, at least … Continue reading
Posted in advice gap, pensions
Tagged House, pension, policy shift, Resolution foundation, Technology, Wealth
4 Comments
Don’t blame advisers for non-advised drawdown!
“Savers accessing the burgeoning non-advised drawdown market are failing to engage with information, investing in unsuitable investments and risking running out of money in retirement, an FCA probe has found”. – John Greenwood – Corporate Adviser. You can read the … Continue reading
Posted in advice gap, pensions
Tagged CDC, FCA, inheirtable, pension, pensions, Retirement, retirment incomes, Wealth
1 Comment
Has the hardest nastiest problem in finance just got a little easier?
I enjoyed reading this serious and sensible argument by Steven Lowe of “Just”. I suspect that most financial advisers reading it will conclude, as I do, that planning an income for the final years of someone’s life is so fraught that (if … Continue reading
Why Martin Bamford is right to stay an independent financial adviser
SJP – we have been here before Martin Bamford has produced an excellent piece explaining why everyone he knows “loves to hate St James’ Place” . It turns out that quite a few people Martin knows work for St James’ … Continue reading
Posted in advice gap, club pension, pensions
Tagged advice, IFA, Martin bamford, St James Place, Wealth
2 Comments
FAKE NEWS – eroding the credibility of pensions.
“Yesterday I ran a blog complaining not about fake news but about misinformation accompanying the news. MOMENTUM – hang your head in shame! The news Momentum has is that the vast majority of people over 55 still don’t know when … Continue reading
Posted in pensions
Tagged Financial wellness, Freedom, Income, momentum, pension, pension freedom, Placebo, Retirement, WASPI, Wealth
4 Comments
2017 – a year when workplace pensions will grow up!
Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading
Posted in Fawlty Towers, pension playpen, pensions
Tagged auto-enrolement, CDC, Drawdown, Grow, internet, pension playpen, pensions, People's Pension, Wealth, workplace Pensions
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