Tag Archives: Wealth
Some thoughts on the SPP’s “Home Truths; Rethinking Retirement Wealth”
You can read the SPP paper here The UK must stop treating pensions and housing as separate policy issues to address the growing retirement adequacy challenge, the Society of Pension Professionals (SPP) has argued. They’re bang on In a … Continue reading
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Tagged Housibng, Pension Credit, Pension Credits, Pensions, Renting, SPP, Wealth
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“Pensions” v “Wealth” – which are you aiming for?
Because I am involved in setting up a CDC , I guess I am a “collectivist”. Like the majority of working people, I would like a pension paid to me from a date decided by me. I will take interest … Continue reading
The greatest pension issue is “adequacy” not “legacy”.
This is an interesting viewpoint. Tomorrow I’ll be speaking to a group of people for whom pensions has nothing to do with inheritance tax and everything to do with replacement rates or as my colleague Terry Pullinger calls a pension … Continue reading
NEETs do not need worries about “pension-wealth”
So it’s now 6 months since the ONS broke the bad news for youngsters and it looks like the pensions industry or at least its marketing department, is waking up to an opportunity. Under 24 and under pensioned? Under 24 … Continue reading
The SJP dispute over who owns the clients (again)
I remember when I was in the game of building a business as a self-employed adviser working for SJP’s predecessor (Hambro and then Allied Dunbar). Coincidentally, insurance has moved on a long way in most respects (see Gordon Aitken for … Continue reading
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Tagged advice, Business and Economy, Management, SJP, St James Place, Wealth
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TPR’s CEO estimates a decade for workplace saving to move back to pensions
This is the Pension Regulator’s speech. It has a summary of what the CEO intended to be understood. This summary has come from artificial intelligence. I doubt that any human was involved for it is nothing but cliches and … Continue reading
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Tagged CDC, dc, house held, Nausicaa Delfas, Pensions, repository, TPR, Wealth
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Is salary sacrifice improving pensions or starving our national insurance?
A different perspective Bryn Davies says: March 1, 2026 at 7.32 “… it effectively added 29% more investment for the member’s contribution.” It’s only going to be true if the employee and employer both use their NI saving to improve the … Continue reading
How big is big? – How does retirement capital become the nation’s “wealth fund”?
Do you think the LGPS is big? If so, then think about the money pouring into retirement savings over the next 10 years as John Mitchem does. The paper in John Mitchem’s post is hard work but the table of … Continue reading
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Tagged Andrew Young, DB, dc, John Mitchem, Pensions, Wealth, Wealth Fund
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Inheritance tax will apply to pensions from April next year
LCP have done more than any other consultancy to ensure the process of collecting IHT when due from pensions is fair and given time. Thanks to the Lords and Baroness’ who contributed The Executive summary between pages 3 and 5 … Continue reading
Posted in pensions
Tagged Alasdair Mayes, IHT, LCP, Pensions, Steve Webb, SteveWebb, Wealth
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