Tag Archives: Wealth

Why Martin Bamford is right to stay an independent financial adviser


SJP – we have been here before Martin Bamford has produced an excellent piece explaining why everyone he knows “loves to  hate St James’ Place” . It turns out that quite a few people Martin knows work for St James’ … Continue reading

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FAKE NEWS – eroding the credibility of pensions.


“Yesterday I ran a blog complaining not about fake news but about misinformation accompanying the news. MOMENTUM – hang your head in shame! The news Momentum has is that the vast majority of people over 55 still don’t know when … Continue reading

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2017 – a year when workplace pensions will grow up!


Restoring confidence in pensions 2017 has dawned on a different pension landscape . There are more than twice as many employers participating in workplace pensions as at any time in British history, the stock market is at an all-time high … Continue reading

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Can succession succeed? An everyday story of IFA folk.


  Yesterday I published an article about my fears of putting my money into the hands of a wealth manager. They can be summed up as Financial – the “money” bit of value for money , was skewed against me … Continue reading

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Why I’m scared of wealth managers


This blog’s written for the advisory community, but if – like me – you are considered a target for wealth management – you might want to read it too.   Consumers approaching the tipping point from saving to spending their … Continue reading

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SMEs pay for pension advice -but not to IFAs


One of the oddest aspects of auto-enrolment is the disappearance of the IFA. There are exceptions of course but when it comes to the core enterprise of the IFA, advising , implementing and nurturing workplace pensions, the IFA is nowhere … Continue reading

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The “troubled” generation


  It’s not my phrase, infact it’s TPAS’ Michelle Cracknell’s phrase but I guess it applies to me. I’m 54 and according to everything I’ve been told for the past 30 years, it should be time to retire. I am … Continue reading

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SHARE OF WEALTH OWNED BY THE RECENTLY RETIRED HAS NOW OVERTAKEN THE UNDER 45s


This is good stuff from the Resolution Foundation . The baby boomers really are doing for Gen x/y David Willets is an interesting chap. Once known as “two brains” he may have jettisoned one – now he’s gone to the … Continue reading

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The land of the (pension) free


  As I cleared immigration this morning, the chap charged with checking my travel authorisation asked me.. “so how are we doing over here?” I looked blankly.. “it says here you’re a pension consultant – how we doing?” To the … Continue reading

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What we’re learning from the Wealth and Assets Survey


The Office of National Statistics has published wave 3 of their Wealth and Assets Survey You can download it here The report ignores the value of state benefits. Bearing in mind it would currently cost around £180,000 to buy a … Continue reading

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