Tag Archives: Wealth

Is salary sacrifice improving pensions or starving our national insurance?

A different perspective Bryn Davies says: March 1, 2026 at 7.32 “… it effectively added 29% more investment for the member’s contribution.” It’s only going to be true if the employee and employer both use their NI saving to improve the … Continue reading

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How big is big? – How does retirement capital become the nation’s “wealth fund”?

Do you think the LGPS is big? If so, then think about the money pouring into retirement savings over the next 10 years as John Mitchem does. The paper in John Mitchem’s post is hard work but the table of … Continue reading

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Inheritance tax will apply to pensions from April next year

LCP have done more than any other consultancy to ensure the process of collecting IHT when due from pensions is fair and given time. Thanks to the Lords and Baroness’ who contributed The Executive summary between pages 3 and 5 … Continue reading

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The root of welfare in Britain is wealth; People’s Pension’s a partnership between us!

I have f interests in People’s Pension and the Partnership that holds it. I’m interested in mutuals as they are as a means of distributing value from other people’s money, especially when their are employers so involved. People’s seem to … Continue reading

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Workplace savings – not about saving tax but buying pensions

Pensions earned while at work The worry in the papers is that people will stop saving for their pension in retirement because they won’t be getting the same perks from April 2029. The promotion of workplace pensions as a cheap … Continue reading

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People don’t panic about their pension but their wealth!

I suppose that people in the Treasury usually read articles in the Financial Times, a fortnight before the Budget. But this year the Treasury from Ministers down , will be paying especial attention. The Pensions Minister is said to be … Continue reading

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What am I worth? The FT can tell you in a number of ways…

It’s three weeks till the budget and this one’s causing a lot of concern in the Financial Times Jonathan Guthrie knows exactly what he’s doing winding up what Rachel Reeves is calling those with the “broadest shoulders”. Jonathan knows that … Continue reading

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Are retail investors misled by Private funds in Long Term Asset Funds?

The FT have delivered an early warning on the liquidity of LTAFs in the wealth management, in the summer it delivered a clear warning that direct investment beats fund of funds but that only multi-billion pools can access private markets … Continue reading

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Captured Consultations: Why Pension Policy Ignores Human Capital

Thanks to Steve Conley this excellent article that compliments my moan this morning about the lobby for the few who pay inheritance tax,  Steve Conley is well worth following;a long time campaigner for those who don’t get a fair lick … Continue reading

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Schroders worry us about wealth taxes

Schroders finds 85% don’t fully understand potential IHT rule changes because 85% of people aren’t wealthy! The thought of someone else paying tax on what you’ve paid built up in your pension is odd. Another thought that is part of … Continue reading

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