Tag Archives: Peoples

The Mail exploits pension saver’s ignorance – who’s fault is that?

Posted on December 16, 2022 by henry tapper

There is a lot wrong with this article, but one thing that is right is that performance matters and matters to the people who are using workplace pensions. If it didn’t matter, the Mail would not publish articles like this, … Continue reading →

Posted in pensions | Tagged , , , , , , | 1 Comment

Judging the net zero pledges of workplace pensions

Posted on November 27, 2022 by henry tapper

Competition between workplace pension providers has been a great boon to the 11 million new savers who have payroll contributions being made towards a retirement pot. The vast majority of the retirement pots being built up are likely to see … Continue reading →

Posted in pensions | Tagged , , , , , | Leave a comment

Small pot consolidation – Ockham’s Razor is out!

Posted on October 1, 2021 by henry tapper

I suppose it is impossible to deliver any document to Government which is the output of the PLSA, ABI without it being 70 pages and late in delivery. The document that trundled over the line yesterday was called THE SMALL … Continue reading →

Posted in pensions | Tagged , , , , | 2 Comments

How DC consolidation can benefit DC members

Posted on April 18, 2021 by henry tapper

  Like Climate Change, Pension Consolidation isn’t something theoretical, it’s happening and at a great pace. I remember when DB transfers were at their peak (2018) people talking about what was to come. It had come and before the regulators … Continue reading →

Posted in pensions | Tagged , , , , , , | Leave a comment

A good day for master trusts

Posted on February 10, 2020 by henry tapper

The FT run a scoop this morning, predicting that today the Pensions Regulator will withdraw its proposals to require small DC plans to be run by “professional trustees” and urging  that most of the 8000 single occupational trust based DC … Continue reading →

Posted in age wage, pensions | Tagged , , , , , , , | Leave a comment

How are your staff’s pensions getting on?

Posted on December 26, 2019 by henry tapper

  If you remember back to the mid part of this fading decade, one of the issues facing the 1.4m employers who had to stage auto-enrolment, was which workplace pension to choose for your staff. If you were part of … Continue reading →

Posted in age wage, open finance, Payroll, Pension Freedoms, pension playpen, pensions | Tagged , , , , | Leave a comment

Pots follow meerkats?

Posted on September 9, 2018 by henry tapper

We all know the problem but it was well put in a recent NOW pensions press release. “There has been a stratospheric rise in pension saving since the introduction of auto enrolment. The ONS data shows that active membership of … Continue reading →

Posted in advice gap, age wage, pensions | Tagged , , , , , , , , , | Leave a comment

We cannot treat low-earners as second class retirees.

Posted on August 5, 2017 by henry tapper

I am returning again to the complicated tax situation that people earning under the nil-rate income threshold find themselves in when saving into pensions. I’m doing so for three reasons From a societal point of view , it is wrong … Continue reading →

Posted in pensions | Tagged , , , , , , , | 5 Comments