Tag Archives: Peoples

Master trusts get a gentle kick up the bum!

  The Mansion House reforms are giving workplace pensions a welcome kick up the bum. I can see four strategies taking hold over the next 12 months Renovation through acquisition Re-energising pensions for small employers A flight to quality for … Continue reading

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The Mail exploits pension saver’s ignorance – who’s fault is that?

There is a lot wrong with this article, but one thing that is right is that performance matters and matters to the people who are using workplace pensions. If it didn’t matter, the Mail would not publish articles like this, … Continue reading

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Judging the net zero pledges of workplace pensions

Competition between workplace pension providers has been a great boon to the 11 million new savers who have payroll contributions being made towards a retirement pot. The vast majority of the retirement pots being built up are likely to see … Continue reading

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Small pot consolidation – Ockham’s Razor is out!

I suppose it is impossible to deliver any document to Government which is the output of the PLSA, ABI without it being 70 pages and late in delivery. The document that trundled over the line yesterday was called THE SMALL … Continue reading

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How DC consolidation can benefit DC members

  Like Climate Change, Pension Consolidation isn’t something theoretical, it’s happening and at a great pace. I remember when DB transfers were at their peak (2018) people talking about what was to come. It had come and before the regulators … Continue reading

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A good day for master trusts

The FT run a scoop this morning, predicting that today the Pensions Regulator will withdraw its proposals to require small DC plans to be run by “professional trustees” and urging  that most of the 8000 single occupational trust based DC … Continue reading

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How are your staff’s pensions getting on?

  If you remember back to the mid part of this fading decade, one of the issues facing the 1.4m employers who had to stage auto-enrolment, was which workplace pension to choose for your staff. If you were part of … Continue reading

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Pots follow meerkats?

We all know the problem but it was well put in a recent NOW pensions press release. “There has been a stratospheric rise in pension saving since the introduction of auto enrolment. The ONS data shows that active membership of … Continue reading

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We cannot treat low-earners as second class retirees.

I am returning again to the complicated tax situation that people earning under the nil-rate income threshold find themselves in when saving into pensions. I’m doing so for three reasons From a societal point of view , it is wrong … Continue reading

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