Tag Archives: Savers
The price members are paying to de-risk their employer’s balance sheet.
How did the Boots pension scheme change? It was bought out by Legal & General Why couldn’t Jon Swinson retire? Because Boots paid L&G £640m to buy-out their pension liabilities rather than pay pensions they’d promised but didn’t guarantee. Boots … Continue reading
Taking VFM seriously – “waiting for others to join”
The photo has me in the inset taking the photo in meeting room 9 on the 12th floor of BlackRock’s Copthall Avenue City HQ. Ten minutes later the room was full and people were on the call from Enfield … Continue reading
The Mail exploits pension saver’s ignorance – who’s fault is that?
There is a lot wrong with this article, but one thing that is right is that performance matters and matters to the people who are using workplace pensions. If it didn’t matter, the Mail would not publish articles like this, … Continue reading
“Taking CDC out of the hands of actuaries and lawyers”
What does “taking CDC out of the hands of actuaries and lawyers” mean? — Mike Harrison (@HigherEdActuary) August 20, 2022 Mike usually picks up on the real point I am trying to make in a blog. A couple of blogs … Continue reading
Posted in pensions
Tagged actuaries, CDC, CDC fund, CDC scheme, investment pathways, lawyers, Savers
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A whole new can of “defaults”
The Pension Regulator’s found a new can of worms to open. This time it relates to a very local problem but creates some difficulties for those running and governing DC pensions. As the vast majority of money going into DC … Continue reading
Posted in advice gap, age wage, pensions
Tagged default, pensions, Savers, SIPPS, workplace Pensions
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Why investment reporting has to change.
I remember when I used to provide market intelligence to Eagle Star feeding back the confusion we were creating amongst trustees and sophisticated members and policyholders who were trying to find out how funds were performing. Every time … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Caroline Moore, investment reporting, malcolm Kemp, members, policyholders, Savers
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These are the Good Times for savers and investors!
It is very rare that savers get told they’re “having it good”, but if you’re saving into a workplace pension default , you’ve just had a great 12 months. I’m looking at a piece of paper that tells me … Continue reading
Posted in advice gap, auto-enrolment, pensions
Tagged entrepreneurs, equities, Housing, investors, Monkman, Savers, Technology
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Pension PlayPen response to the DWP Command Paper on Workplace Pensions
Pension PlayPen Ltd trades as http://www.pensionplaypen.com and is the leading portal through which employers access information to stage auto-enrolment. The site allows employers to assess their workforce, determine a contribution structure, apply to workplace pension providers for terms … Continue reading
Posted in auto-enrolment, dc pensions, DWP, FCA, governance, investment, pensions
Tagged Business, Consultation, DWP, Employment, Investment management, Measures, pensions, Retirement, Savers, social media, Steve Webb, Workplae Pensions
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