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Category Archives: FCA
FCA fears Woodford “contagion”
Then went the devils out of the man, and entered into the swine: and the herd ran violently down a steep place into the lake, and were choked. Luke 8:33 The City regulator is investigating funds worth more than … Continue reading
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DC Governance turned upside down
Everyone acknowledges that defined contribution pensions turns the risk register on its head. Instead of sponsors taking the risk of poor performance, poor information and poor governance, these risks are now taken by savers. So why doesn’t scheme governance reflect … Continue reading
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Why do DB transfer values make me sick?
One of the things ordinary people find hardest to work out is why their share of a defined benefit scheme can go up when stock markets go down. This happened last month where the stock market fell. But in August, … Continue reading
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Posted in actuaries, advice gap, BSPS, FCA, pensions
Tagged actuaries, DB pensions, equities, gilts, pensions, shares, Transfer values, XPS
8 Comments
NEST, technology and personalisation
I really admire this Rowlands chap. I’ve know him for the best part of 30 years and in all that time he has never been anything but a gent. He’s now a Director at NEST and I urge you to … Continue reading
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Posted in advice gap, age wage, dc pensions, DWP, FCA, Financial Education, NEST, pensions
Tagged Engagement, Mark Rowlands, NEST, pension, pensions, Technology
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Transfers + workplace pensions;- RU64 2.0
Have a look at chapter 4 of CP 19-25 Ongoing conflicts of interest We are proposing strengthening our existing requirements that advisers giving pension transfer advice should consider an available workplace pension as a receiving scheme for a transfer … Continue reading
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What does SJP “sacking” Woodford mean?
“HL removed Woodford from its Wealth 50 but did not force sell the funds as SJP has.” But this shows a fundamental misunderstanding of how SJP (costly restricted funds) and HL (costly self-select platform) work! https://t.co/6eQoSKNK0T — Alistair Cunningham (@Cunningham_UK) … Continue reading
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Posted in FCA, governance, pensions
Tagged Funds, governance, Hargreaves Lansdown, pensions, pooled fund, segregated mandate, SJP, Woodford
10 Comments
Championing better funds – well done Chris Sier
And last but by no means least our 2019 industry champions are … #PIPA2019 @SierChris @margaretsnowdon pic.twitter.com/ImeRIye3Tr — Pensions Expert (@pensions_expert) May 15, 2019 It’s good to see Chris get this award and see him in his kilt Congratulations to … Continue reading
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Posted in advice gap, FCA, pensions
Tagged AgeWage, Awards, Clearglass, Funds, LGPS, pensions
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Learning to live and love the FCA
The pension map has two views of the world, . One view sees pensions as retirement savings and is governed by the FCA, the other sees retirement savings as pensions and is governed by the Pensions Regulator. It’s as binary … Continue reading
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Posted in FCA, pensions
2 Comments
FCA to tame the drawdown bucking bronco!
Yesterday was a good news day for people concerned about retirement income. The FCA made two meaningful statements on what it intends to do to help ordinary people trying to manage their in retirement finances. The first was the … Continue reading
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Posted in advice gap, corporate governance, FCA, pensions
Tagged AgeWage, charges, Drawdown, FCA, GAA, governance, IGC, investment pathways, pensions, SIPP
5 Comments
PensionBee stands up to the bullies at Aegon.
Let my people go This story begins with an interview between Adrian Grace, CEO of Aegon and Professional Adviser. Grace tells Laura Miller “The old world doesn’t work anymore. We believe that by agitating the market, there will be more … Continue reading
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Posted in advice gap, FCA, IGC, pensions
Tagged Adrian Grace, Aegon, IGC, PensionBee, Romi Savova
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