Tag Archives: FCA

Are asset managers finally getting real about DC?

At a recent DC investment forum run by Professional Pensions, Andrew Brown of Columbia Threadneedle asserted that DC fiduciaries need to use the market shock of the pandemic to test the resilience of their DC default strategies. I’ve got good … Continue reading

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SJP talk to their happy customers – should they talk to us all?

The value assessment process was introduced to make it easier for investors to understand what they’re getting in exchange for the fees they pay. So, we’ve taken care to outline the full range of services that you receive from us: … Continue reading

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FCA unveil a horror-show from 17 fund managers

  It is hard to read the FCA’s verdict on the first round of Value Assessments from fund managers without getting very angry. The list of crimes against the consumer is long and unremitting. While clearly there were some Assessments … Continue reading

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Can we get the IGCs and FCA back on the same track?

  The FCA’s relationship with workplace pension providers for whom they have oversight (e.g. the providers of group personal pensions and group SIPPs) has clearly deteriorated over the past 15 months, as has its relationship with their Independent Governance Committees … Continue reading

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FCA delivers tardy providers and their IGCs a sucker punch

In a surprise statement, the FCA has accepted it my not given providers of workplace Group Personal Pensions (GPPs), sufficient clarity on what the FCA is looking for them to disclose. Some stakeholders think that costs and charges data should … Continue reading

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Why I’m unimpressed by the FCA’s new consumer principle

  The FCA launched an update to its over-riding principle “treating the customer fairly” on May 14th. I am underwhelmed and have struggled to find anything to say about the initiative which is positive. There is nothing wrong in the … Continue reading

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How can the FCA and tPR work better together?

This is the final blog relaying my response to tRP’s and the FCA’s call for input on how standardizing the pensions consumer journey can help them improve things for the beleaguered saver. The FCA and TPR have enjoyed an uneasy … Continue reading

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How can employers choose workplace pensions and promote Money Helper?

TPR and FCA’s call for input on  the pensions consumer journey goes a little off road in it’s eighth  section when it moves on to product decision making and specifically the choices employers make about the workplace pensions for their … Continue reading

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How can regulators facilitate innovation?

This is the seventh of a series of ten blogs giving my response to the FCA and TPR’s call for input on the pensions consumer journey. In the previous blog in this series, I pointed to the differences between people’s … Continue reading

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Why do people harm their retirement prospects?

I am running a series of blogs in response to the Pension Regulator and FCA’s call for input (CFI) on the pensions consumer journey. The consumer is you and me and the journey takes us from the start of our … Continue reading

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