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Tag Archives: FCA
Pension simplification will bring tears at bed-time.
The illustration is from “Greta and the giants” , an alarming children’s book designed to entertain and inform from Zoe Tucker (author) and Zoe Persico (illustrator). I say “alarming” because climate change should be giving me tears before bed-time. I … Continue reading
Making pensions as important as football
I have received a nice email from the Pensions Minister , some of which can be shared. It would be easy for Guy Opperman, days after getting Royal Assent to the Pension Schemes Act, to sit back. Instead I … Continue reading
Posted in pensions
Tagged advice, Andy Haldane, DWP, FCA, football, Guidance, pension, TPR
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Pension comparisons need not be invidious.
In two recent posts I took a helicopter view of the new pension legislation that received Royal Assent earlier this month. I look first at how the Pension Schemes Act 2021 will be remembered by pension historians and what it … Continue reading
DB transfers;- we understand the crime – but not the causes of crime.
The FCA has published the second of its analyses of the DB transfer market which shows how the trend to “de-risk” DB liabilities by buying out liabilities through CETVs has continued apace. This article argues that – blameworthy … Continue reading
Posted in pensions
Tagged actuaries, Bankers, BSPS, CETV, corporate advisers, de-risking, FCA
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Is this the end of “easy money” from over-priced trackers?
Are investors overpaying millions for trackers? Hats off to Money Marketing investment director Charlotte Richards for a cracking piece of work that highlights that investors could be being left millions of pounds out of pocket from over-paying for what what is … Continue reading
Posted in pensions
Tagged Charlotte Richards, FCA, money marketing, pension, Pensions, workplace pension
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Mick McAteer on how consumers can re-craft the FCA
The Financial Conduct Authority is under extreme pressure to reform itself following inquiries on its management of the LCF and Connaught failures. In response, respected consumerist Mick McAteer concluded a lengthy thread on Twitter… parliament should now be considering whether … Continue reading
Consumers mustn’t pay to clean up the FCA’s mess.
This is a post from Gina Miller on Linked in. It poses a question about accountability The Gloster Report into #LCF is a damning indictment of failures at the FCA – Whilst my blood boils on behalf of millions of victims … Continue reading
So who is accountable for the FCA’s failures over LCF?
Reading the Treasury commissioned report on London Capital and Finance by Dame Elizabeth Gloster was harrowing. Reading the FCA’s response was worse – two days after attending a superb event that asked if our primary regulator is doing its job, … Continue reading
Dolphin Trust and LCF – it’s Germany v England but will it go to penalties?
Speaking at last night’s Transparency Symposium, Prem Sikka, spoke with authority about the advantages of the German regulatory system where pressure is applied from stakeholder groups to get action in a timely way. As we in Britain await the report on … Continue reading
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Tagged Dolphin Trust, FCA, pension, Pension new, prem sikka, Retirement, TTF, You and Yours
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RDR review – long on problems – short on answers
‘Advice firms appear to face little competitive pressure to innovate and offer new, more affordable services, or to try to attract less wealthy consumers. Competition does not appear to be operating effectively in the interests of consumers.’ If you were … Continue reading
