Tag Archives: FCA

FCA’s stick is out, let’s see some carrot!

What’s happening at the FCA In January, the FCA have published a series of letters making it clear where its focus will be in a new “post Brexit” decade. The timing is important as the FCA is not only facing … Continue reading

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Will open finance transform financial services?

  In case we had any doubt what the answer should be, the Financial Conduct Authority asked for “proposals on how open finance could transform financial services”. There were other words for ‘how’ such as whether or if, but how was … Continue reading

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AgeWage responds to FCA’s call for input to it’s Open Finance initiative

1.”You have asked what action can we take to help ensure the potential of open banking is maximised”. AgeWage was set up to help people make sense of their retirement saving and to convert “pension pots” into a retirement plan. … Continue reading

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When will pensions move out of the “paper age”?

Today the Pensions Bill will sit within the Queen’s speech and within the Pensions Bill will be proposed legislation to make it mandatory for pension schemes of all DC persuasions , to provide digital data to a pension dashboard. The … Continue reading

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Open finance opens doors (to pension dashboards)

Pension Dashboards got a much needed shot in the arm from the FCA yesterday , with the publication of a “Call for input” on Open Finance from the FCA yesterday. The document sets out a route-map to better financial services … Continue reading

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How well do we support the victims of pension scams?

  The mark of a decent society is as much about how we treat the victims as the perpetrators of crime. On Friday (while a horrific crime was very publicly  happening nearby), 40 of us were thinking of games to … Continue reading

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The FCA move on insurance company funds.

  The FCA have produced some important findings on Unit Linked Fund Governance as a follow up to their Asset Management Market Study (PS18/8) – AKA – AMMS This paper is important as it goes to the heart of the … Continue reading

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Should DC investment strategy be driven by pot size?

The FCA’s latest market data was published last week and it’s highlighted trends that I’ve been identifying on this blog for a few months. Just over 645,000 pension plans were accessed to buy an annuity, move into drawdown or take … Continue reading

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What price certainty? (Boring blog on annuities and drawdown)

In financial matters, certainty comes at a price. Is it a price that I’m prepared to pay? I’ve been putting myself in the shoes of a friend who is around the same age as me (57) and is hoping to … Continue reading

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Judge rules that people matter (shock)

What does that do to the buyout market? — andrew young (@glesgabrighton) August 19, 2019 Adrian is right, Andrew is barking up the wrong tree! The issue here is not “what does this mean for the bulk annuity market, but … Continue reading

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