here’s what you’ve been saying
DC on Managing pension expectations… Brian G on Managing pension expectations… Eugen N on “Buy to let” and… Dave C on I’d rather be a Ploughma… Adrian Boulding on “Buy to let” and… Bob Compton on The only solution to the net-p… httpsonlinemarkysarc… on The only solution to the net-p… Adrian Boulding on The only solution to the net-p… Dave C on A spoonful of sugar helps the… John Mather on A spoonful of sugar helps the… John Mather on No one #Morehuman Bob Ward on Why do employers run pens… henry tapper on Why do employers run pens… Phil Castle on I’d like to get excited… John Mather on Why do employers run pens…
Tag Archives: FCA
Re-deploying our pension winners!
Webb for Regulator? This rumour has sparked a twitter storm among those who think Steve Webb is conflicted in potentially exercising the powers of the Pensions Regulator on policies he initiated as pensions minister. Exclusive: Sir Steve Webb, the former … Continue reading
Posted in Big Government, Blogging, pensions
Tagged Altmann, FCA, McClymont, pensions, TPR, Webb
2 Comments
FCA – kicking the transfer can down the road
£37bn flowed out of DB schemes last year in transfers, the vast majority of the money was transferred with the help of IFAs and the vast majority of IFAs charge for transfer advice on a contingent basis. To ordinary people … Continue reading
“Making workplace pensions work” – the Pension Regulator’s new approach
I’ve been on the Pensions Regulator’s stakeholder panel a couple of years and this gets me a ticket to their Annual Conference. I haven’t bought the new vision in previous years, but yesterday’s event, held in County Hall, pushed the … Continue reading
Posted in pensions, Pensions Regulator
Tagged AE, auto enrolment, FCA, Making workplace pensions work, pensions, TPR, Work
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The silent majority aren’t drawing down anything!
The proportion of full cash withdrawals and annuity plans sold with advice in the second half of 2017/18 fell to its lowest rate since the second half of 2015/16. This means that an increasing proportion of pots accessed through an … Continue reading
Posted in pensions
Tagged CDC, Drawdown, Drawdown pensions, FCA, Guy Opperman, pensions, TPR
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CDC has cross-party support, it also needs cross-departmental support.
I was at a CDC Forum yesterday with people from the DWP and various pension experts, I can’t say who or what they said but suffice it to say that this was “large employer stuff”. Necessarily this is where the … Continue reading
Sier and Agethangelou kick off Government pension transparency inquiry
Chris Sier (left) and Andy Agethangelou (right) are due to kick off the Work and Pensions Select Committee costs transparency inquiry – giving oral evidence on 5th September. It’s fitting that the two will appear together, Chris Sier did a great … Continue reading
Posted in pensions
Tagged Andy Agethangelou, chris sier, FCA, Transparency, Transparency Task Force
1 Comment
“Smiling at delinquents”; how we prevail over fund ignorance and indolence
I had one of those moments just now, when a whole load of things came together and I saw the wood for the trees. My Eureka moment? I was reading an FCA document , the Packaged Retail and Insurance-based Investment Products … Continue reading
Posted in advice gap, pensions, Pensions Regulator
Tagged AgeWage, DWP, Eureka, FCA, Funds, MifidII, pensions, Priips, Transparency, VFM
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Stop scamming – by giving people better choice.
I’m a fan of Government intervening to stop scamming. It’s good that the FT on.ft.com/2P1VT5c and BBC are reporting “SCAMSMART” the FCA’s new initiative to stop scamming. But this intervention has to be accompanied by positive action from the private sector. People … Continue reading
The problem with platforms (is that everyone loves them).
Platforms are a relatively new but significant and growing distribution channel. The platform service provider market has doubled since 2013 from £250bn to £500bnassets under administration (AUA). This growth in AUA has been driven by rising markets and increasing levels … Continue reading
Posted in pensions
Tagged Boring Money, Drawdown, FCA, Hargreaves Lansdown, LaingCat, pensions, platforms, SIPP, St James Place, Vanguard
3 Comments
Should we be empowering consumers or regulating providers?
Well we’re on to question three – all the proposed eight blogs will be sent to WPC as our evidence – when I mean “our”- I mean mine – and the thoughts of anyone who cares to comment. So here’s this morning’s exam … Continue reading
Posted in pensions, WPC
Tagged auto enrolment, CDC, FCA, pensions, TPR, workplace Pensions, WPC
2 Comments
