Tag Archives: FCA

For data reasons the lawyers can’t let us have a single DC savings regulator.

Hywel offers a fine observation based on the dim and distant days when he was a junior pension lawyer. It has been a long time since we had a “DC pension”. Not since the days of 226 plans where the … Continue reading

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What’s going on in the UAE? Nico and Darren ask keen questions

I can’t say that I’ve been thinking much about what a worker in the UAE gets for the future I have to say I am not much more  aware having  having listened to Mohammed who is now  12 months into … Continue reading

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A history lesson on the wreckage which is retail pensions (for the FCA).

We wonder whether we are getting VFM from workplace pensions; well relative to the type of pension plan you could buy last century, anything is VFM. Now the FCA are back to review the debris that is left after commission … Continue reading

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Mick McAteer’s assesses protection for consumers (including pension scheme members)

The following article was first published by Mick on Linked In and can be accessed here. Mick introduces this lengthy article with this introduction Make no mistake-consumer protection and rights to effective redress have been weakened The attached article analyses … Continue reading

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Help from the Treasury and FCA for our Pensions Mutual (+ 8399 others!).

  Mutuality is good news for any firm looking to build a business in step with its customers. There is good news for every mutual including the recently founded Pensions Mutual. A group of friends got behind me and we … Continue reading

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Advice market ‘stable but evolving’ – the FCA should be proud

Consolidation and technology are reshaping the advisory sector – but the FCA are on top of advice after a decade getting its act together. I would not say there was much to be proud of in 2017 when Al Rush, … Continue reading

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I give up on VFM for pensions and so does Guy Opperman, I like the guy!

I don’t suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of comments that would have gone down … Continue reading

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A former minister, the Pensions Bill and enactment.

Guy Opperman has been an intermediary between the civil service and those getting their knickers in a twist about the Pension Schemes Bill. Thanks Guy. It’s a valuable service that brings order and sense to the ping pong between the … Continue reading

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We will get VFM when IGCs and Trustees are independent.

This blog argues that advisers have no business interfering in the IGC’s and Trustee’s analysis of VFM. Jonathan Parker: Value for money back under the spotlight I have since their formation in 2015, thought IGCs in the pocket of the … Continue reading

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A Pensions Mutual for a CDC.

It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed   What is the Pensions Mutual? … Continue reading

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