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Tag Archives: collective
Risk-taking , ground-breaking academics in our universities
I have been impressed by the way academics , through their unions, took on university employers and the received wisdom of the pension industry and refused to let their defined benefit scheme close to future accrual. I’m pleased that one … Continue reading
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Don’t let the bullies grind you down
Talks between the Friends of CDC and the Financial Scientologists broke down last night in merriment. Actually, you are just flat out wrong. But you have a good sense of humor about it. — Jeffrey Brown (@IlliniBizDean) July 21, 2018 There … Continue reading
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Posted in CDC, pensions
Tagged CDC, collective, DB, Financial economics, fractional scamming, open, pension, pensions, Scheme
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Good retirement outcomes depend on collective solutions
The FCA have called for evidence on the likely success of our current “at retirement” strategy, this response is consistent with what this blog has been saying for some years, collective problems need collective solutions, the market is not enough, … Continue reading
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Posted in CDC, David Pitt-Watson, dc pensions, defined ambition, defined aspiration, FCA, pensions
Tagged CDC, collective, Drawdown, FCA, Pension Freedoms, Pension Wise, pensions, Retirement, robo-advice, TPAS, unadvised drawdown
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It’s best to co-operate – guest blog from Con Keating
Con Keating has been thinking for the rest of us for over 40 years. His generosity of spirit are matched by his commercial acumen. His way of thinking is not popular with many who manage money but maybe that’s because … Continue reading
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“I don’t need a new house – I need an extension!”
I have sympathy with the pension managers of large employers who are being expected to adopt the pension reforms. It is not their job to make Government policies work, rather it is Government’s job to make pensions work- especially … Continue reading
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Posted in pensions
Tagged Actuarial science, annuity, At REtirement, CDC, collective, corporate risk, dc pensions, Financial services, pension, Pension Freedoms, pensions, Retirement, Steve Webb
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“My pension offer” – explaining CDC to a confused public!
John Ralfe has been expressing his frustration that none of the CDC champions have made him a two page offer to tell him what a CDC pension offer might look like. I’ve not done this yet, partly because I’ve been … Continue reading
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Posted in advice gap, auto-enrolment, CDC, pensions, with-profits, workplace pensions
Tagged annuities, Business, Business and Economy, CDC, collective, DC Defined Contributions, Defined benefit pension plan, Drawdown, DWP, Employment, Financial services, flexible drawdown, Flumps, Government, Human Resources, Insurance, NEST, pension, Pension Regulator, pensions, Retirement
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Is CDC dead? – not according to Kevin Wesbroom in this great new post!
Is CDC Dead after the Budget, in the light on newly offered flexibilities? Most certainly not! The Budget stops the “requirement” to purchase an annuity. It has not been a requirement for a long time, but it has been the … Continue reading
