Tag Archives: collective
The need for more money for PENSIONERS in the UK
We are guests of Pensions UK and I sometimes forget that it’s pensioners in the UK that we are looking after. I went to my friend Enid’s funeral last Tuesday. She was 98 and she lived off her pension happily … Continue reading
A Pensions Mutual for a CDC.
It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed What is the Pensions Mutual? … Continue reading
Posted in pensions
Tagged CDC, collective, FCA, Income, pension, Pensions Mutual, Retirement, Secure
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A Pensions Mutual which will launch a CDC Pension within a year
It is good to launch a good news story and I can today. Last Monday, while talking “small pots” we got news from the FCA that the Pensions Mutual had been registered and sealed What is the Pensions Mutual? … Continue reading
Posted in pensions
Tagged CDC, collective, FCA, Income, pension, Pensions Mutual, Retirement, Secure
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Can we pipe down and let Royal Mail workers get on with building and getting their pension?
If this is the way that Royal Mail allows the message to seep out to its 110,000 members, then “doh”! I hope that it is mad at the FT – as I am. The first six months of its CDC … Continue reading
Aussie solutions to “pensions” are based on wealth management
I’m interested in the Australian system of rating retirement funds and have looked at the owners of Epic Retirement’s Chant West – the organisation delivering Tick, it’s system to assess what we’d call “pensions”. The ownership is with FE fundinfo. … Continue reading
Collective or Personal payment of pensions?
The discussion on how people get paid pensions is beginning to gather pace and about time too! There are two competing approaches. The first is collective and is what has given us defined benefit pensions, This has shrunk from its … Continue reading
Risk-taking , ground-breaking academics in our universities
I have been impressed by the way academics , through their unions, took on university employers and the received wisdom of the pension industry and refused to let their defined benefit scheme close to future accrual. I’m pleased that one … Continue reading
Don’t let the bullies grind you down
Talks between the Friends of CDC and the Financial Scientologists broke down last night in merriment. Actually, you are just flat out wrong. But you have a good sense of humor about it. — Jeffrey Brown (@IlliniBizDean) July 21, 2018 There … Continue reading
Posted in CDC, pensions
Tagged CDC, collective, DB, Financial economics, fractional scamming, open, pension, pensions, Scheme
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Good retirement outcomes depend on collective solutions
The FCA have called for evidence on the likely success of our current “at retirement” strategy, this response is consistent with what this blog has been saying for some years, collective problems need collective solutions, the market is not enough, … Continue reading
Posted in CDC, David Pitt-Watson, dc pensions, defined ambition, defined aspiration, FCA, pensions
Tagged CDC, collective, Drawdown, FCA, Pension Freedoms, Pension Wise, pensions, Retirement, robo-advice, TPAS, unadvised drawdown
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It’s best to co-operate – guest blog from Con Keating
Con Keating has been thinking for the rest of us for over 40 years. His generosity of spirit are matched by his commercial acumen. His way of thinking is not popular with many who manage money but maybe that’s because … Continue reading