Tag Archives: Scheme

Why the new CDC consultation is a non-starter

Posted on February 4, 2023 by henry tapper

  The problem for the CDC consultation is clear before we open its foreword. We hear who the consultation is designed for pension scheme trustees and managers, particularly those from DC Master Trust schemes pension scheme service providers, other industry bodies and … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

The Teacher’s Pension Scheme is changing -what does this mean?

Posted on February 19, 2022 by henry tapper

Teacher Pensions are changing (again). For a scheme that has its foundations in the 19th Century and 2 million members it is remarkably flexible , responding to the changing needs of members , participating employers and the ultimate sponsor- the … Continue reading →

Posted in pensions | Tagged , , | Leave a comment

Stick or twist, choosing your workplace pension (2.0).

Posted on November 25, 2021 by henry tapper

We are now 100 months into auto-enrolment – it commenced in July 2012. Many schemes that were designated as the employer’s workplace pension between 2021 and 2015 are needing to be reviewed. For some employers, that review will be of … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Too many schemes, too many pots, too little pension!

Posted on February 15, 2021 by henry tapper

We need to sort out pensions and we pensions need to sort out the climate. These are the challenges we face and I’m pleased to see Government is on to them! Over the weekend , I tried to put the … Continue reading →

Posted in pensions | Tagged , , , , | 1 Comment

Can you run a pension scheme with no end in sight?

Posted on November 9, 2020 by henry tapper

The concept of infinity has puzzled philosophers for millennia and I’m not taking it on in a blog. It’s temporal counterpart  “eternity” has at least the boundary of time, though it’s still pretty mind-blowing to think of anything being eternal. … Continue reading →

Posted in actuaries, advice gap, age wage | Tagged , , , | 3 Comments

Don’t let the bullies grind you down

Posted on July 22, 2018 by henry tapper

Talks between the Friends of CDC and the Financial Scientologists broke down last night in merriment. Actually, you are just flat out wrong. But you have a good sense of humor about it. — Jeffrey Brown (@IlliniBizDean) July 21, 2018 There … Continue reading →

Posted in CDC, pensions | Tagged , , , , , , , , | 1 Comment

The truth, the whole truth and nothing but the truth- (guest blog- Matthew Masters)

Posted on October 3, 2016 by henry tapper

68% of us think that we’re better than average drivers, which means that at least 18% of us are mistaken.  And does it come as a surprise that of that 68%, 61 out of every 100 are male?  While I … Continue reading →

Posted in pensions | Tagged , , , , , | 1 Comment

I’m nearly 55 – here’s what I’m doing for myself!

Posted on July 30, 2016 by henry tapper

In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading →

Posted in pensions, Retirement, reward, welfare | Tagged , , , , , , , , , | 5 Comments

Pension transfers – are they worth it?

Posted on February 28, 2015 by henry tapper

Britain is in great need of advice on transfers between one pension and another. This doesn’t just mean transfers from defined benefit schemes to defined contribution schemes, it means support in transferring pot to pot transfers for DC arrangements. Unless … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , , , , | Leave a comment

How HMRC passes the buck on Pension Liberation Fraud

Posted on June 20, 2013 by henry tapper

The only people who seem to be being dumped on are occupational pension trustees. Continue reading →

Posted in pensions, Public sector pensions | Tagged , , , , , , , , , , , , , , , , | 7 Comments