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Tag Archives: Scheme
The Teacher’s Pension Scheme is changing -what does this mean?
Teacher Pensions are changing (again). For a scheme that has its foundations in the 19th Century and 2 million members it is remarkably flexible , responding to the changing needs of members , participating employers and the ultimate sponsor- the … Continue reading
Stick or twist, choosing your workplace pension (2.0).
We are now 100 months into auto-enrolment – it commenced in July 2012. Many schemes that were designated as the employer’s workplace pension between 2021 and 2015 are needing to be reviewed. For some employers, that review will be of … Continue reading
Too many schemes, too many pots, too little pension!
We need to sort out pensions and we pensions need to sort out the climate. These are the challenges we face and I’m pleased to see Government is on to them! Over the weekend , I tried to put the … Continue reading
Can you run a pension scheme with no end in sight?
The concept of infinity has puzzled philosophers for millennia and I’m not taking it on in a blog. It’s temporal counterpart “eternity” has at least the boundary of time, though it’s still pretty mind-blowing to think of anything being eternal. … Continue reading
Don’t let the bullies grind you down
Talks between the Friends of CDC and the Financial Scientologists broke down last night in merriment. Actually, you are just flat out wrong. But you have a good sense of humor about it. — Jeffrey Brown (@IlliniBizDean) July 21, 2018 There … Continue reading
Posted in CDC, pensions
Tagged CDC, collective, DB, Financial economics, fractional scamming, open, pension, pensions, Scheme
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The truth, the whole truth and nothing but the truth- (guest blog- Matthew Masters)
68% of us think that we’re better than average drivers, which means that at least 18% of us are mistaken. And does it come as a surprise that of that 68%, 61 out of every 100 are male? While I … Continue reading
I’m nearly 55 – here’s what I’m doing for myself!
In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading
Posted in pensions, Retirement, reward, welfare
Tagged HMRC, LTA, Michelle McGrade, pension, Permanent Protection, planning, protection, Retirement, Scheme, TPAS
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Pension transfers – are they worth it?
Britain is in great need of advice on transfers between one pension and another. This doesn’t just mean transfers from defined benefit schemes to defined contribution schemes, it means support in transferring pot to pot transfers for DC arrangements. Unless … Continue reading
Posted in pensions
Tagged advice, adviser, Business, DB, DC Defined Benefit, defined benefit schemes, Employment, FCA, Financial Conduct Authority, Financial services, Guidance, National Employment Savings Trust, occupational pension, occupational pension schemes, pension, Pension new, pension playpen, Professional Adviser Neil MacGillivray, Retirement, Scheme, Transfer
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How HMRC passes the buck on Pension Liberation Fraud
The only people who seem to be being dumped on are occupational pension trustees. Continue reading
Improving governance and best practice – Work and Pensions Committee
Trail commission has no more place in QWPS than consultancy charging Continue reading
Posted in auto-enrolment, pensions
Tagged Consultant, DC Comics, Government, GPP, National Employment Savings Trust, pension, Scheme, Work and Pension Committee
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