Tag Archives: Open Market Option

NEST- the irrefutable case for “Scheme Pensions”. A blog written 15 years ago

Posted on August 2, 2025 by henry tapper

That we have spent no time discussing the deaccumulation of NEST funds is a scandal. It is time for this subject to be put on the public agenda – if it is not, then NEST should be branded a half-baked project.
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Posted in pensions | Tagged , , , , , , , | 2 Comments

We won’t reinvigorate workplace savings like this

Posted on November 23, 2012 by henry tapper

This paper has the watermark of a Department, Government and Minister that has run out of steam. Time to reinvigorate the DWP. Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , | 10 Comments

More pensions nonsense from the “investment community”

Posted on April 18, 2012 by henry tapper

  How have have the people who invest pension funds become so out of touch with the people who retire from them? This question occurred to me several times yesterday as I listened to a large numbers of charming and intelligent people … Continue reading →

Posted in Bankers, Change, dc pensions, defined aspiration, Public sector pensions, Retirement | Tagged , , , , , , , | 9 Comments

Make NEST the dustbin of our pension dreams?

Posted on March 30, 2012 by henry tapper

We all like the idea of having all our retirement funds in a big pot which we can manage efficiently and value easily. But not at any price! This link takes you to a version of Aegon’s submission to Government on “operation … Continue reading →

Posted in annuity, Change, NEST | Tagged , , , , , , , | 3 Comments

David Mowatt – spot on – the impending pension crisis

Posted on February 25, 2012 by henry tapper

It sounds like tory MD David Mowatt from Warrington South, has been swotting up pensions with Steve Webb. He published this on his blog on Tuesday and followed it up in the House. Good on him. Read his article below; here … Continue reading →

Posted in annuity, dc pensions, NEST | Tagged , , , , , , , | 7 Comments

Pensions crisis: one in 10 forced to delay retirement

Posted on February 15, 2012 by henry tapper

Pummeting annuity rates and poor investment returns means thousands cannot afford to stop work.   One in 10 of those due to retire this year will delay taking their pension, as a combination of plummeting annuity rates and poor investment … Continue reading →

Posted in annuity, auto-enrolment, de-risking, Fiduciary Management, happiness, Henry Tapper blog, Martin Lewis | Tagged , , , , , , , , | 9 Comments

The NAPF point the finger at the £1bn annuity scandal

Posted on February 5, 2012 by henry tapper

The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading →

Posted in annuity, dc pensions, FSA, Henry Tapper blog, NEST | Tagged , , , , , , , , , | 14 Comments

Sorting the pensions of the “squeezed middle”.

Posted on January 5, 2012 by henry tapper

There are three distinct streams among those old enough to work and young enough not to, Stream One is for  those who can look forward to retirement with a degree of confidence because their employer is guaranteeing it. They are primarily … Continue reading →

Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, FSA, Henry Tapper blog, Liability Driven Investment, Martin Lewis, NEST, pensions, Personal Accounts, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , | 10 Comments

ABI and the OMO- guest blog by Alan Higham

Posted on December 23, 2011 by henry tapper

ABI Consultation Paper on OMO Code of Conduct Posted on December 23, 2011 by Alan Higham The ABI has finally been pressed into taking some meaningful attempt to improve the outcomes people have at retirement. The ABI has a number … Continue reading →

Posted in annuity, corporate governance, customer service, dc pensions, Martin Lewis | Tagged , , , , , , , | Leave a comment

Alan Higham’s open letter to Steve Webb

Posted on November 7, 2011 by henry tapper

There is a simple solution worth trying to the persistent problem of people wasting billions of pension savings each year at retirement. Continue reading →

Posted in annuity, Bankers, Church of England | Tagged , , , , , , , | Leave a comment