here’s what you’ve been saying
Tag Archives: Open Market Option
We won’t reinvigorate workplace savings like this
This paper has the watermark of a Department, Government and Minister that has run out of steam. Time to reinvigorate the DWP. Continue reading
More pensions nonsense from the “investment community”
How have have the people who invest pension funds become so out of touch with the people who retire from them? This question occurred to me several times yesterday as I listened to a large numbers of charming and intelligent people … Continue reading
Make NEST the dustbin of our pension dreams?
We all like the idea of having all our retirement funds in a big pot which we can manage efficiently and value easily. But not at any price! This link takes you to a version of Aegon’s submission to Government on “operation … Continue reading
Posted in annuity, Change, NEST
Tagged Aegon, DWP, NAPF, National Employment Savings Trust, Open Market Option, pension, Retirement, Steve Webb
3 Comments
David Mowatt – spot on – the impending pension crisis
It sounds like tory MD David Mowatt from Warrington South, has been swotting up pensions with Steve Webb. He published this on his blog on Tuesday and followed it up in the House. Good on him. Read his article below; here … Continue reading
Posted in annuity, dc pensions, NEST
Tagged David Mowat, Government, National Employment Savings Trust, Open Market Option, pension, Steve Webb, Treasury, Warrington South
7 Comments
Pensions crisis: one in 10 forced to delay retirement
Pummeting annuity rates and poor investment returns means thousands cannot afford to stop work. One in 10 of those due to retire this year will delay taking their pension, as a combination of plummeting annuity rates and poor investment … Continue reading
The NAPF point the finger at the £1bn annuity scandal
The picture shows the current view of member behaviours in DC and it’s been around long enough for us to feel reasonably confident that it works . The diagram promotes investment strategies that suit the needs of the three member … Continue reading
Sorting the pensions of the “squeezed middle”.
There are three distinct streams among those old enough to work and young enough not to, Stream One is for those who can look forward to retirement with a degree of confidence because their employer is guaranteeing it. They are primarily … Continue reading
Posted in annuity, Bankers, corporate governance, dc pensions, de-risking, EU Solvency II, Fiduciary Management, FSA, Henry Tapper blog, Liability Driven Investment, Martin Lewis, NEST, pensions, Personal Accounts, Retail Distribution Review, Retirement
Tagged Government, Insurance, Open Market Option, pension, Pensions Management Institute, Retirement, Single-stream recycling, Solvency II, Stream, Tom McPhail, Treasury
10 Comments
ABI and the OMO- guest blog by Alan Higham
ABI Consultation Paper on OMO Code of Conduct Posted on December 23, 2011 by Alan Higham The ABI has finally been pressed into taking some meaningful attempt to improve the outcomes people have at retirement. The ABI has a number … Continue reading
Alan Higham’s open letter to Steve Webb
There is a simple solution worth trying to the persistent problem of people wasting billions of pension savings each year at retirement. Continue reading
DWP – Do some Work for your Pensions.
Higham said it was a ‘disgrace’ and asked the DWP for an explanation but said he had not received a satisfactory answer. Continue reading
Posted in annuity, Church of England, dc pensions, de-risking, Facebook, Martin Lewis, pension playpen, pensions, Retirement
Tagged Alan Higham, DWP, Financial adviser, Financial Services Authority, gordon brown, Greeks, National Employment Savings Trust, Open Market Option, pension, Ros Altmann
4 Comments
