here’s what you’ve been saying
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Tag Archives: Financial Services Authority
60% of UK wealth manager’s customers getting “unsuitable advice”?!?
This arrives in an email from my friend Per Andelius. It refers to the FCA thematic review that can be found here. It’s a brilliantly written article and if anyone knows its source, please send it me, as I would … Continue reading
Addiction
Addiction is not a word that resonates positively. But we had a discussion yesterday centred on getting people addicted to properly managing their money, in which the word seemed entirely appropriate. People get addicted to courses of action resulting from a … Continue reading
Posted in pensions
Tagged Addiction, advice, Business, dc pensions, digital guidance, Facebook, FAMR, financial education, financial education programs, Financial services, Financial Services Authority, Government, Linked in, momentum, MoneyHub, multiplier, Pension Protection Fund, Pension Regulator, Ros Altmann, social media, Society, Treasury, vitality
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“A question of trust”- accountants and auto-enrolment pensions.
I’m not going to quote Einstein’s definition of insanity as that would be madness. To understand how tactical short-cuts spiral into destruction look at what PPI has done to the share price of our high-street banks This blog is for accountants who … Continue reading
Posted in accountants, actuaries, Management, pension playpen, pensions
Tagged accountants, advice, auto enrolment, Brand, cattle, dc pensions, DWP, Employment, Financial Services Authority, pension playpen, Pension Regulator, pensions, practice, Practitioner, profession, regulators, Retirement, wokrplace pensions
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WOW – RDR II just broke out!
The FCA have launched what they call “a major new review looking at how financial advice could work better for consumers”. A quick scan of the Terms of Reference of this Financial Advice Market Review suggests it is as ambitious in … Continue reading
Posted in pensions
Tagged advice, auto enrolment, Business, Business and Economy, Charles Roxburgh, dc pensions, FAMR, FCA, financial advice, Financial Advice Market Review, Financial services, Financial Services Authority, Government, HM Treasury, Nick Prettejohn, Pension new, regulatory environment, Retirement, Society, Tracey McDermott
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The transfer mess gets worse…
It’s been some weeks since I wrote about transfers. To recap, I have been predicting a seizure in the transfer market , resulting from high demand, low-advisory capacity and pipes blocked with regulatory effluent. So it doesn’t come as a … Continue reading
Posted in Treasury, trustee
Tagged Actuarial science, advice, annuity, auto enrolment, Business, corporate governance, Financial Services Authority, London, Pension Poverty, Pension Protection Fund, Pension Regulator, pension transfers, pensions, Politics, public sector, Public Sector Pensions, Retirement
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Corporate Myopia
“Myopia” medically means short-sighted, in business a company is myopic if it cannot see the bigger picture. Businesses get short-sighted easily enough, typically when they do not need to try very hard and can concentrate on maximising return on easy wins. … Continue reading
Posted in pensions
Tagged auto enrolment, DB, defined benefit, DWP, Employment, FCA, Financial services, Financial Services Authority, jonathan bull, Lesley Titcomb, Myopia, National Employment Savings Trust, NEST, OPDU, pension, Pension new, pensions, Pensions Regualator, Retirement, Tim Jones, TPR
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The lady’s not for turning.
For reasons that weren’t particularly obvious , a random group crammed into a much too small committee room in the House of Lords on Wednesday night for a round table with the new pensions minister. It was a hot day that … Continue reading
Posted in pension playpen, pensions, Pensions Regulator, Personality, Politics
Tagged auto enrolment, Business, dc pensions, Employment, Financial services, Financial Services Authority, Government, House of Lords, National Employment Savings Trust, pension playpen, Pension Regulator, pensions, Retirement, Ros Altmann, Society
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What’s the cost of choice?
I and my colleagues are fascinated by financial decisions; who to take out your mortgage with, who to bank with, which ISA to choose and which pension scheme to select for your staff. Which , Money Saving Expert and the … Continue reading
The freedom to transfer your pension benefits
The freedom to transfer pension benefits has since the 5th April been denied to millions of those with deferred pensions. If you are a member of an unfunded Government pension scheme (any scheme other than the Local Government schemes), they … Continue reading
