The economic background is challenging and guidance can be found in the recent report The RF report’s key findings are:…
The history of British equity release predates your old boss's comment in 1984 by nearly two decades, Henry. The first…
Thanks. "... Your core concern is sound: neither country guarantees that private DC savings will be sufficient, and both systems…
You posed some specific UK questions. Do UK DB and DC plans require an annuity by default, with spousal consent…
Tag Archives: Society
Do the Euro-Populists Have a Plan for Retirement Finance? John Mitchem.
John Mitchem considers a growth of liabilities from the elderly on the states of Europe There is not space here to reproduce the 18 pages of this report but here is the overview. The report deals with the particular problems … Continue reading
What I’d pay more taxes for.
This election has become about “Getting Brexit Done” and “Saving our NHS”. It could have been about so much more. We don’t live in a just society when we allow poverty of the type video’d here. This is a tough … Continue reading
Posted in advice gap, age wage, pensions
Tagged Income Max, Lee Heeley, Poverty, social entrepreneur, Society
4 Comments
At work and after – how independent do we want to be?
Inequality over an occupational life-course is reflected in retirement. https://t.co/T6ahUk7350 — Jo Grady (@DrJoGrady) November 1, 2018 This seems to me very sound. Jo Cumbo rightly reports the gender pension gap in retirement while Jo Grady concludes that pensions reflect pay and … Continue reading
Posted in pensions
Tagged dependency, Independent, jo cumbo, Jo Grady, pensions, Society, WASPI
4 Comments
Finding our Social Purpose
I have been troubled by bad dreams since I heard of the death of Jo Cox, I did not know here , I did not know of her, her life and mine were never likely to have crossed paths. It … Continue reading
Posted in pensions
Tagged Brendan Cox, Business, Diversity, Financial services, Jo Cox, Racism, Retirement, social purpose, Society
4 Comments
Please vote – out of respect.
If you read no other article this weekend, read this by the Fleet Street Fox. It says what I was trying to say in an amateurish way yesterday, it talks of Jo Cox’s death as a wake-up call to those of … Continue reading
Posted in pensions
Tagged Brendan Cox, Brexit, Employment, EU, Jo Cox, MP, pensions, Referendum, Remain, Retirement, Society, vote
1 Comment
All at sea! TPR’s “Trafalgar” for maritime and offshore workers.
Well done Lesley Titcombe and hurrah for our best naval victory since Trafalgar! Continue reading
Posted in auto-enrolment, now
Tagged auto enrolment, Business, de-risking, DWP, Employment, Financial services, Lesley Titcombe, National Employment Savings Trust, NEST, offshore workers, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Ros Altmann, Seafarers, Society, TPR
2 Comments
Addiction
Addiction is not a word that resonates positively. But we had a discussion yesterday centred on getting people addicted to properly managing their money, in which the word seemed entirely appropriate. People get addicted to courses of action resulting from a … Continue reading
Posted in pensions
Tagged Addiction, advice, Business, dc pensions, digital guidance, Facebook, FAMR, financial education, financial education programs, Financial services, Financial Services Authority, Government, Linked in, momentum, MoneyHub, multiplier, Pension Protection Fund, Pension Regulator, Ros Altmann, social media, Society, Treasury, vitality
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Everything’s a prototype – nothing on the web will last.
The way people think about websites has changed so much over the past three years. This morning I read an article called “web design is dead” in which the author, Sergio Nouvel (@shesho) argues that internet innovation has shifted from … Continue reading
Posted in pensions
Tagged API, app, application, Business, content, dc pensions, Linked in, mobiles, pension, Pension new, pension playpen, pensions, Retirement, social media, Society, twitter, watch, watches, web-design, WordPress
2 Comments
WOW – RDR II just broke out!
The FCA have launched what they call “a major new review looking at how financial advice could work better for consumers”. A quick scan of the Terms of Reference of this Financial Advice Market Review suggests it is as ambitious in … Continue reading
Posted in pensions
Tagged advice, auto enrolment, Business, Business and Economy, Charles Roxburgh, dc pensions, FAMR, FCA, financial advice, Financial Advice Market Review, Financial services, Financial Services Authority, Government, HM Treasury, Nick Prettejohn, Pension new, regulatory environment, Retirement, Society, Tracey McDermott
1 Comment
“We all defer together?” – Guest Blog from Ralph Frank
The recently announced consultation on pensions tax relief has stirred up thought and debate on the issue of incentivising long-term saving. There are theoretical, commercial and practical aspects to be addressed in this process of defining an approach to pensions … Continue reading
The RF approach is probably close to what Andy Burnham would like to happen, but the mood music at present…