here’s what you’ve been saying
Adrian Boulding on TISA’s plans for low pai… John Mather on What’s the value for the… Mr Mordechai Ullmann on I smell a (pensions) rat… Giannis Waymouth on Andy Cheseldine’s VFM as… Ros Altmann on 1995 and all that (legacy imag… Gareth Morgan on Is there a commercial market f… Richard Taylor on Is there a commercial market f… Bryn Davies on Your DC pension scheme may be… Martin T on Your DC pension scheme may be… ConKeating on Association of Pension Lawyers… Eugen N. on Net pay pension problems?… Adrian Boulding on Net pay pension problems?… Why value for money… on “Shape up or shape out… ConKeating on Weathering the Storm DaveC on Weathering the Storm
Tag Archives: Pension Poverty
All at sea! TPR’s “Trafalgar” for maritime and offshore workers.
Well done Lesley Titcombe and hurrah for our best naval victory since Trafalgar! Continue reading
Share this:
Posted in auto-enrolment, now
Tagged auto enrolment, Business, de-risking, DWP, Employment, Financial services, Lesley Titcombe, National Employment Savings Trust, NEST, offshore workers, pension, Pension Poverty, Pension Regulator, pensions, Politics, Retirement, Ros Altmann, Seafarers, Society, TPR
2 Comments
Are employers buying workplace pensions on value or price?
We have started an interesting project looking at the reasons given for choosing a workplace pension. Our sample is those employers who have used http://www.pensionplaypen.com ‘s “choose a pension” tool. For those who don’t know- the tool analyses data input … Continue reading
Share this:
Bringing down the cost of advice #FAMR
The Financial Advice Market Review asks whether Britain can bridge the advice gap for those people who “want to work hard, do the right thing and get on in life but do not have significant wealth”, strip out the political … Continue reading
Share this:
Posted in advice gap, pensions
Tagged Actuarial science, ad valorem, advice, advisers, annuity, Business, Commission, cos of advice, DWP, FCA, Fees, financial advice, Financial Services Authority, Financial Technology, FinTech, HM Treasury, Pension Poverty, Pension Regulator, pensions, regulation, Retirement, robo-advice, Technology, The Treasury
2 Comments
The transfer mess gets worse…
It’s been some weeks since I wrote about transfers. To recap, I have been predicting a seizure in the transfer market , resulting from high demand, low-advisory capacity and pipes blocked with regulatory effluent. So it doesn’t come as a … Continue reading
Share this:
Posted in Treasury, trustee
Tagged Actuarial science, advice, annuity, auto enrolment, Business, corporate governance, Financial Services Authority, London, Pension Poverty, Pension Protection Fund, Pension Regulator, pension transfers, pensions, Politics, public sector, Public Sector Pensions, Retirement
10 Comments
IFAs and actuaries – as easy as “A Cap B”.
For half of the 30 years I’ve been advising people, I was paid by private individuals to help them take difficult financial decisions. For the other half, I’ve been paid by employers to help their staff take difficult decisions. This … Continue reading
Share this:
Posted in actuaries, advice gap
Tagged actuaries, Actuary, advice, Business, corporate governance, dc pensions, Financial services, Government, Guidance, IFA, National Employment Savings Trust, pension playpen, Pension Poverty, Pension Regulator, pensions, Politics, Steve Webb, transfers
Leave a comment
Advance Australia Fair!
I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks on how to … Continue reading
Share this:
The enormous importance of Legal and General
If one insurer has done more than any other for workplace pensions it is Legal & General. For early stagers like Marks & Spencer they opened a master trust , they were the first insurer to adopt clean 50bps … Continue reading
Share this:
Middle-class economics
“So the verdict is clear. Middle-class economics works. Expanding opportunity works. And these policies will continue to work, as long as politics don’t get in the way.” Barack Obama, State of the Union Speech 2015. I suspect that these … Continue reading
Share this:
Get your BR19 as your first step to being “Pension Wise”
Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading
Share this:
Posted in pensions
Tagged Actuarial science, annuity, auto enrolment, BR19, Business and Economy, CDC, DWP, Financial services, Freedoms, Guidance, Guidance Guarantee, National Employment Savings Trust, pension, Pension Freedomd, Pension new, pension playpen, Pension Poverty, Pension Regulator, Pension Wise, pensions, Retirement, Steve Webb, Treasury
3 Comments
Let’s play fantasy CIO at NEST!
NEST has invited all of us to play “fantasy CIO” and create a default investment strategy for its members to and through retirement. If you’re prepared to get to page 118 of the consultation paper, you are asked as question 18 … Continue reading
