here’s what you’ve been saying
George Emsden on George Emsden’s journey… Andy Beckwith on Not so Fast Pensions Bradley Stoker on The negative capability of the… DC on Pension dashboard stitch-up ex… Weekly Roundup, 19th… on Should your house be on your p… henry tapper on How do you choose your pension… Adrian Boulding on How do you choose your pension… Bryn Davies on “I couldn’t afford… Francis Moore on Shining light on Pension Scams henry tapper on “I couldn’t afford… Adrian Boulding on “I couldn’t afford… henry tapper on Should your house be on your p… Adrian Boulding on Should your house be on your p… Dr Robin Rowles on Pension dashboard stitch-up ex… DC on Now and then.
Tag Archives: transfers
Trustees and transfers
Jo Cumbo’s article in Pensions Expert on contingent charging takes a dim view of trustee behaviour to date. Her idea that advice to stay in a DB scheme could be paid for by docking the original pension has got some … Continue reading
Share this:
Posted in advice gap, pensions
Tagged Adrian Boulding, jo cumbo, pensions, Phil Yound, SJP, transfers, trustees
3 Comments
The Rookes report is a fine piece of work but actions speak louder than words.
Having read Caroline Rookes’ review of the regulator’s handling of the BSPS “Time to Choose” episode , I’m satisfied that she’s sending the right messages to the various authorities involved. There are four authorities who have their say in the … Continue reading
Share this:
Posted in advice gap, pensions
Tagged BSPS, Czroline Rooks, DB, pensions, Port Talbot, transfers
Leave a comment
Contingent charging – “commission” by another name?
Along with Al Rush, Jo Cumbo , Michelle Cracknell – I was interviewed yesterday by the BBC Moneybox team for a Christmas special on pension transfers. It’s always good doing these things as it forces you to say what you … Continue reading
Share this:
The FCA finally get to the bottom of why transfers have been mis-sold.
I feel like singing hallelujah! The FCA’s findings from their transfer review are brilliantly presented here by NMA’s Talya Mistry.Misiri Here’s how she sums things up The findings highlighted that less than 50% of advice was suitable. It said that … Continue reading
Share this:
CDC and the actuarial profession
I am not an actuary, I work with actuaries and I work for an actuarial firm. I stand up for actuaries and I praise them where praise is due. Yesterday saw an attack on the actuarial profession on twitter … Continue reading
Share this:
Posted in actuaries, pensions
Tagged actuaries, Aon, CDC, first actuarial, IFoA, pensions, Royal Mail, transfers, WTW
9 Comments
More fun and games in the crazy world of pension transfers
It didn’t take long for the ripples from the Lloyds Bank GMP equalisation ruling to reach the crazy land of pension transfers. Within a few days of the Judge Morgan’s verdict we hear that thousands of people are having their pension transfers delayed … Continue reading
Share this:
Some odd things about partial transfers.
There’s a debate going on between Al Rush, Jo Cumbo, Steve Webb and a number of others with regards partial transfers from defined benefit schemes. Want to go 50:50 with a “final salary” pension transfer? Ford will soon let employees … Continue reading
Share this:
Posted in advice gap, BSPS, pensions
Tagged CETV, pension, Pension Transfer, Royal London, Steve Webb, transfers
5 Comments
FCA – kicking the transfer can down the road
£37bn flowed out of DB schemes last year in transfers, the vast majority of the money was transferred with the help of IFAs and the vast majority of IFAs charge for transfer advice on a contingent basis. To ordinary people … Continue reading
Share this:
Are some schemes over-paying on Transfer Values?
Royal London have requested and got the notorious letter sent earlier this year to certain schemes perceived to be vulnerable to pension transfers. It includes the following sections. There is nothing new about this guidance; Steve Webb is spot on … Continue reading
Share this:
Recognition for Al Rush and for Chive, but have we learned Port Talbot’s lessons?
It was good that Chive received recognition from the IFA community at last night’s Money Marketing Awards. The final award of the evening is the Outstanding Contribution Award sponsored by @RoyalLondon #MMAwards2018 — Money Marketing (@_moneymarketing) June 21, 2018 It … Continue reading
Share this:
Posted in actuaries, annuity, pensions
Tagged BSPSP, CETV, pensions, Port Talbot, transfers
Leave a comment
