Tag Archives: LCP
CDC offers a “real” retirement wage for post war children and kids born today (LCP)
When people say “real” income, they mean income that keeps pace with inflation. Real income is a fantastic promise to make to someone retiring. Those under 55 today are a generation for whom “stagflation” is no fear, they underestimate how … Continue reading
The Dutch have taught us how to do CDC (we’ll learn from their mistakes!)
The Dutch experience is often cited as a good reason not to use CDC to improve pensions. LCP say it’s a good reason for us to go CDC by learning from their mistakes. In the second of two essays from … Continue reading
How robust is CDC to different market conditions? – LCP looks at the last 80 years
CDC investment strategy is twice as important as the contributions paid. – say LCP. I am understanding the history of money with them in the second part of their epic on the feasibility of CDC I am really pleased that … Continue reading
Sam Cobley gives LCP’s view on CDC pension and DC flexibility
This is a blog about CDC and if you are interested in the subject, I recommend you listen to it. Sam has a very similar career path to Nico (through banks and consultancy) and while Sam’s still at LCP and … Continue reading
Posted in pensions
Tagged Business, DWP, Fix, flexibility, Government, LCP, National Employment Savings Trust, Pensions, Sam Cobley
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If I was a strategist for an asset manager- I’d be interested in UK CDC
Let’s not forget just what a chance CDC is to fund managers in the UK. At a time when DB schemes are hunkering down into end-games and DC schemes are consolidating into a few schemes which still are primarily focussing … Continue reading
Inheritance tax will apply to pensions from April next year
LCP have done more than any other consultancy to ensure the process of collecting IHT when due from pensions is fair and given time. Thanks to the Lords and Baroness’ who contributed The Executive summary between pages 3 and 5 … Continue reading
Posted in pensions
Tagged Alasdair Mayes, IHT, LCP, Pensions, Steve Webb, SteveWebb, Wealth
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What’s the CMI telling us about pensions insuring our living too long?
Stuart McDonald has done so much for people other than experts to get to grips with longevity. I cannot admit to understanding longevity charts, even when Stuart resents them but I do my best to share what comes to me … Continue reading
A more realistic view of DC and CDC from LCP
A lot of C’s in the headline! Yesterday’s meeting of minds over the take up of CDC threw out an assertion made by the Government that CDC was up to 60% better than a DC pension alternative. This is a … Continue reading
The Independent Football Regulator is both a challenge and opportunity
It was good of LCP to offer places to a debate on the IFR to ordinary fans like me who have no interest in the IFR other than the football that we watch. At the beginning of three hours of … Continue reading
Three passions; football , independence and governance; thanks LCP!
I am so pleased to have been given the opportunity to attend the LCP’s discussion on the challenge offered to football by an independent football regulator. When I grew up, I supported Bournemouth and for reasons to do with Governance … Continue reading