Tag Archives: LCP
The VFM 2, LCP partners and Brian Henderson;- 3 visions for retirement! The 4th’s from employers and unions – to come!
Having been fairly stuck in driving forwards a pension solution (a collective pension) for the past few weeks, I took an afternoon with the foot off the accelerator peddle to consider three discussions of the state of pension. The first … Continue reading
Posted in pensions
Tagged Brian Henderson, LCP, pension value chain, Pensions, Retirement, VFM
Leave a comment
State pension on course for £500 rise as earnings growth hits 4.1%
Thanks to Ellie Carric for this look forward to later in the year when we discover how much we will “earn” in our state pension from April next year. I wish there were more articles as bonnie as this! I … Continue reading
C-Suite executives see CDC workplace pensions as simple to get on with
I’m pleased to hear that LCP pension clients are keen on providing good outcomes for their members, though I’m not surprised, that’s what they are paid to do! Professional Pension people know that pension outcomes are better using CDC than … Continue reading
Consultants discover their clients looking at CDC to pay retirement wages to staff
This blog’s a conflagration of what’s discovered by LCP, Gallagher and the Pension PlayPen. The responsibility of paying a pension to a member of staff is something that many employers still appear to consider their job. This despite the talk … Continue reading
LCP promotes maximising pensions over wealth in CDC’s investment strategy
It is really good to read a consultant taking on CDC’s investment strategy from the member’s point of view. The key metric for DC has been the size of the pot, but this is not what CDC is about. It … Continue reading
LCP report on how we’d be retiring if CDC had been around since World War 2
LCP have done some work on this question. The link to the full report is here. What is so different about CDC? It’s the first question that we got from large employers their and unions and it’s the message that … Continue reading
IHT issues for the dying, their pension administrators and personal representatives
While this blog has been in favour of the Treasury discouraging using pension pots to mitigate Inheritance Tax , it is worried by the latest note coming out of the Treasury’s HMRC. The HMRC has published further detail on good … Continue reading
CDC offers a “real” retirement wage for post war children and kids born today (LCP)
When people say “real” income, they mean income that keeps pace with inflation. Real income is a fantastic promise to make to someone retiring. Those under 55 today are a generation for whom “stagflation” is no fear, they underestimate how … Continue reading
The Dutch have taught us how to do CDC (we’ll learn from their mistakes!)
The Dutch experience is often cited as a good reason not to use CDC to improve pensions. LCP say it’s a good reason for us to go CDC by learning from their mistakes. In the second of two essays from … Continue reading
How robust is CDC to different market conditions? – LCP looks at the last 80 years
CDC investment strategy is twice as important as the contributions paid. – say LCP. I am understanding the history of money with them in the second part of their epic on the feasibility of CDC I am really pleased that … Continue reading