Tag Archives: LCP

C-Suite executives see CDC workplace pensions as simple to get on with

I’m pleased to hear that LCP pension clients are keen on providing good outcomes for their members, though I’m not surprised, that’s what they are paid to do! Professional Pension people know that pension outcomes are better using CDC than … Continue reading

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Consultants discover their clients looking at CDC to pay retirement wages to staff

This blog’s a conflagration of what’s discovered by LCP, Gallagher and the Pension PlayPen. The responsibility of paying a pension to a member of staff is something that many employers still appear to  consider their job. This despite the talk … Continue reading

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LCP promotes maximising pensions over wealth in CDC’s investment strategy

It is really good to read a consultant taking on CDC’s investment strategy from the member’s point of view. The key metric for DC has been the size of the pot, but this is not what CDC is about. It … Continue reading

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LCP report on how we’d be retiring if CDC had been around since World War 2

LCP have done some work on this question. The link to the full report is here. What is so different about CDC? It’s the first question that we got from large employers their and unions and it’s the message that … Continue reading

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IHT issues for the dying, their pension administrators and personal representatives

While this blog has been in favour of the Treasury discouraging using pension pots to mitigate Inheritance Tax , it is worried by the latest note coming out of the Treasury’s HMRC. The HMRC has published further detail on good … Continue reading

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CDC offers a “real” retirement wage for post war children and kids born today (LCP)

When people say “real” income, they mean income that keeps pace with inflation. Real income is a fantastic promise to make to someone retiring. Those under 55 today are a generation for whom “stagflation” is no fear, they underestimate how … Continue reading

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The Dutch have taught us how to do CDC (we’ll learn from their mistakes!)

The Dutch experience is often cited as a good reason not to use CDC to improve pensions. LCP say it’s a good reason for us to go CDC by learning from their mistakes. In the second of two essays from … Continue reading

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How robust is CDC to different market conditions? – LCP looks at the last 80 years

CDC investment strategy is twice as important as the contributions paid. – say LCP. I am understanding the history of money with them in the second part of their epic on the feasibility of CDC I am really pleased that … Continue reading

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Sam Cobley gives LCP’s view on CDC pension and DC flexibility

This is a blog about CDC and if you are interested in the subject, I recommend you listen to it. Sam has a very similar career path to Nico  (through banks and consultancy) and while Sam’s still at LCP and … Continue reading

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If I was a strategist for an asset manager- I’d be interested in UK CDC

Let’s not forget just what a chance CDC is to fund managers in the UK. At a time when DB schemes are hunkering down into end-games and DC schemes are consolidating into a few schemes which still are primarily focussing … Continue reading

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