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Tag Archives: actuaries
What are those actuaries up to now?
“The Great Risk Transfer” baffled the journalists who were conspicuous by their absence at this breakfast meeting. Pension Age reported “IFoA to investigate transferring of risk onto consumers” as if the actuaries were campaigning for Which? Professional Pensions reported the … Continue reading
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Why do DB transfer values make me sick?
One of the things ordinary people find hardest to work out is why their share of a defined benefit scheme can go up when stock markets go down. This happened last month where the stock market fell. But in August, … Continue reading
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Posted in actuaries, advice gap, BSPS, FCA, pensions
Tagged actuaries, DB pensions, equities, gilts, pensions, shares, Transfer values, XPS
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Convince or collapse – the options for small DB schemes in the next decade.
We stand on the cusp of the third decade of the 21st century. That decade is likely to see small DB schemes collapse into consolidators or stand firm with renewed conviction. I wonder if I will still be … Continue reading
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Posted in CDC, dc pensions, de-risking, defined ambition, defined aspiration, pensions
Tagged actuaries, Clara, DB pensions, Pension Superfund, pensions, Superfund
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CDC and the actuarial profession
I am not an actuary, I work with actuaries and I work for an actuarial firm. I stand up for actuaries and I praise them where praise is due. Yesterday saw an attack on the actuarial profession on twitter … Continue reading
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Posted in actuaries, pensions
Tagged actuaries, Aon, CDC, first actuarial, IFoA, pensions, Royal Mail, transfers, WTW
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Other ways of doing CDC
It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading
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Posted in CDC, pensions
Tagged actuaries, Australia, CDC, Falco Calkenberg, Holland, Jeremy Cooper, John Ralfe, pension, pensions
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With “good risk” , we can push the sky away.
This from City AM’s Josh Mines The pension deficit of the UK’s 350 largest companies tumbled by a huge £16bn over the course of May, figures out today have shown. In just one month, the FTSE 350 pension … Continue reading
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What now for the new BSPS and its members?
I was sent an announcement yesterday about the new British Steel Pension Scheme. It’s a complicated message and I’ve tried to add comments that explain what each paragraph means in a little easier way. My comments are in green. They … Continue reading
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“If not ACAS – who?” No end in sight to the USS dispute.
The dispute between the University employers (UUK) and their teaching staff (UCU), shows no sign of resolution. Indeed, with students breaking for their Easter holidays, impulsion for a settlement has now reduced. There would have been little teaching done over … Continue reading
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The pension transfer debate can’t be left to experts!
I’m a big fan of outright hostility on social media, especially if it is directed at me. I don’t rate myself as anywhere near as good as Paul Lewis – who is the master at absorbing and developing such hostility … Continue reading
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Actuaries – many ears here to listen!
I am glad that I had a go at the actuarial experts arguing in the FT. It didn’t change the way people behaved yesterday – (although several hundred people appear to have spent time reading it) – but it solicited … Continue reading
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Posted in pensions
Tagged actuaries, CMI, continuos mortality improvement, GAD, IFoA, Joe Strummer, pensions, The Clash
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