As I have mentioned in past posts, median tenure of American workers has been less than 5 years for the…
Couldn't agree with you more, Henry. The unthinking suggestion that the need to improve the adequacy of retirement income results…
At the EPFIF Trustee Circle last week, a speaker from a leading investment manager talked about the "gamblification" of the…
I've got six old workplace pots scattered around and honestly the admin of merging them has put me off for…
Tag Archives: actuaries
Good governance yes – prudent growth assumptions for CDC – no thanks!
This is the summary of what TPR’s CEO , Nausicaa Delfas said at the Her speech at the Association of Consulting Actuaries’ 75th anniversary Chair’s dinner You can read the text of the speech here. A purely DC savings system … Continue reading
How long are you going to live? Here’s a man who knows!
Andy Smith is never boring and when he’s this interesting I can’t help posting him on this blog! Nobody loves pension actuaries, even other actuaries ridicule them So please like this post and make this Easter a little better for … Continue reading
Can actuaries use AI and abandon conscience?
There’s a wonderful article in the FT today about whether AI should have a conscience. It concludes The shift to agentic AI — bots that don’t just assist but actually execute tasks and exert judgment — will raise the stakes. … Continue reading
“Take the small DB scheme seriously?” We don’t and we won’t- at this rate.
In some brooding over the small DB schemes left in the private sector yesterday, I prompted an email that I will quote from. I gave six reasons for there still be nearly 5,000 of the expensive to run and questioned … Continue reading
Posted in advice gap, pensions, Pensions Regulator
Tagged actuaries, DB Scheme, small, superfunds
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Why the health of my staff matters to me now and tomorrow!
Colin Haines is one of Britain’s brightest independent pension actuaries He cares about pensioners and those at work. So should we. Thanks Colin. Employers can help Britain’s workplace’s Britain working. A working adult is also a saving employee. Eventually he … Continue reading
Posted in pensions
Tagged actuaries, Colin Baines, Data, Death, Health, morbidity, mortality, Pensions
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“An endgame for the endgame” – McGrath demands a new outlook from trustees and corporates
William McGrath presented to the Pension PlayPen this week and while I couldn’t be there, I’ve had the pleasure of watching him present and following the debate that followed. This really is a most interesting hour view. McGrath argues that … Continue reading
So much for “gold-standard” pension buy-outs
The 300,000 Pensioners getting paid each month by Pension Insurance Corporation, may not be best pleased to read in their FT (or on this blog) that their paymasters in 2024 are likely to be “Barbarians at the Gate”. Apollo, Carlyle … Continue reading
No Nico! VFM is a measure to help consumers – not actuaries!
This blog responds to Darren and Nico’s VFM podcast with Zoe Alexander of Nest and you can listen to that podcast from here. It’s well worth it. The blog divides into two, in the firs half I challenge Nico over … Continue reading
Covid currently on the wane – unlike excess deaths – C19 Friday report
http://www.covidactuaries.org Friday Report: Issue 73 By: Adele Groyer & John Roberts Covid-19 Actuaries Response Group – Learn. Share. Educate. Influence. Covid-19 is still among the most important health topics for scientific papers and articles. The Covid‑19 Actuaries Response … Continue reading
C19 actuaries report on the ongoing toll Covid is taking on the nation’s health – bulletin 72
http://www.covidactuaries.org Friday Report: Issue 72 By: Adele Groyer, John Roberts, Dan Ryan & Matt Fletcher Covid-19 Actuaries Response Group – Learn. Share. Educate. Influence. Covid-19 is still among the most important health topics for scientific papers … Continue reading
When a youngster in our extended family emigrated he consolidated his DC pensions into just two - easy enough to…