Category Archives: advice gap

Understanding other people’s priorities – Chris Parrott

  I’t’s Chris Parrott’s turn on Darren and Nico’s podcast. Chris and Darren are best mates and it turns out they are planning a roadtrip in the States to watch NFL . Which might lead you to think that this … Continue reading

Posted in advice gap | Leave a comment

LEBC – fall out for the fall guys

The demise of LEBC has been slow and painful. It died a death of a thousand cuts and now one of the most innovative advisory firms in Britain is no more than a hole in the balance sheet of its … Continue reading

Posted in actuaries, advice gap | Tagged , , | 1 Comment

What we need are “after-workplace pensions”.

The concept of the “employer covenant” is different for member and trustee The concept of collectivism in pensions is restricted to the workplace. The key instruments of collective pensions are payroll that collects contributions, the corporate treasury team that provides … Continue reading

Posted in actuaries, advice gap | Tagged , , , , | Leave a comment

Will knowing how our pension is invested help?

Australian superannuation funds will be required to publicly disclose details about their investment holdings, under new transparency measures coming into force next year. Details follow: — Josephine Cumbo (@JosephineCumbo) November 11, 2021 The Australian Govt said the new disclosure requirement … Continue reading

Posted in advice gap | Leave a comment

We are not entitled to our lifestyles, we have to change!

  I can afford to give up much of my lifestyle, because I’ve got a lot left over to cushion me –  Barack Obama – COPS 26 – 08/11/21   I listened to BBC Radio 4’s documentary on the  Nuremburg … Continue reading

Posted in advice gap, ESG | 3 Comments

20 questions we need to answer to make CDC mass-market

This is the first in a series of blogs which will address some of the questions being asked about CDC schemes. The 20 questions in this blog have been collated and  addressed  by Con Keating in the hope that we … Continue reading

Posted in advice gap, CDC, Change | Tagged , , | Leave a comment

Do you want to pay school fees for your pension?

  In this article, I challenge the pension industry to consider its promise to those saving for retirement – implicit in the phrase of “a pension plan“. My challenge is “where is the planned pension?” In an interesting article on … Continue reading

Posted in advice gap | Tagged , , , , | 2 Comments

Whatever happened to the portable personal pension?

  This is how the National Audit Office introduced their last report on regulating to protect consumers. That was in March 2019. UK households spend a total of around £140 billion a year in bills on water, energy and telecommunications, … Continue reading

Posted in advice gap | Tagged , , , , , | 1 Comment

Reappointed Pensions Minister tweets his agenda

Guy Opperman has been confirmed as Pension Minister following the recent reshuffle. This is a good thing for pensions. It should mean that he becomes the longest serving Pensions Minister this century and that his reform plans can be seen … Continue reading

Posted in advice gap, age wage, Pension Freedoms, pension playpen, pensions, Pensions Regulator | Leave a comment

Are you getting pension consultation fatigue?

It looks like plenty of us are As well as being year 2 of the pandemic, 2021 continues to be the year of the pensions consultation #ConsultationFatigue https://t.co/ZKN0luwqLo — Tess Page (@Tess_invests) September 16, 2021 While #ConsultationFatigue isn’t trending, conversations … Continue reading

Posted in advice gap | Tagged , , , , , | Leave a comment