here’s what you’ve been saying
DR Robin Rowles on Five ways the change from RPI… Chris Giles on Five ways the change from RPI… henry tapper on TISA’s plans for low pai… ConKeating on Five ways the change from RPI… derekscott1953 on TISA’s plans for low pai… henry tapper on Five ways the change from RPI… Mark Andrew Meldon on Five ways the change from RPI… Mike Post on Five ways the change from RPI… Martin T on “Sooner being better tha… DCIF; we won’t… on Tomorrow is a day of reckoning… Joy Division 24 - Jo… on 24 hours – the greatest… henry tapper on CPI, RPI and CPIH – get… ConKeating on Tomorrow is a day of reckoning… Dennis Leech on CPI, RPI and CPIH – get… Chris Giles on The Regulator’s not for…
Category Archives: advice gap
Five ways the change from RPI may impact you and your pension
It doesn’t matter if you are an employer or a DB pensioner or a DC saver, the Government’s decision to move from RPI to CPIH in 2030 will almost certainly impact you. The winners in this will be the … Continue reading
“Sooner being better than perfect” a model for our times.
There’s a tremendous post on social media from Tan Suee Chieh , president of the IFOA which outlines the principles that enabled Louis Gerstner to transform IBM. Gerstner Principles • Manage by principle, not process • Market driven (or membership … Continue reading
CPI, RPI and CPIH – get up to speed pension people!
I first published this blog in May 2017. Since then the Treasury has been consulting on the RPI/CPI/CPIH issues identified by the Royal Statistical Society. The result of that consultation is due anytime (most likely Wednesday 25th November). The … Continue reading
Posted in advice gap, pensions, Retirement
Tagged CPI, CPIH, Mike Harrison, Pensions, Royal Statistical Society, RPI
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CDC works because DC and DB pensions don’t.
My blog yesterday, praising Willis Towers Watson for having the courage of its convictions has received considerable attention, with comment generally being unfavorable , ranging from the politely skeptical Interesting stuff, Henry. The fact that you are happy with … Continue reading
Is Salesman Simon a pension scammer? I think not!
Simon Eagle is not your common or garden pension salesman. He is a mild-mannered actuary with a mischievous smile and a stammer that he has bravely overcome. When he claims that CDC beats drawdown by 57%, we should listen up. … Continue reading
Andrew Bailey – please stick to banking!
Andrew Bailey’s excursions into pension politics A couple of months ago, Andrew Bailey spoke out against Superfunds which he claimed undermined the security of pensions by taking money away from insurers and invested in the market for growth. He argued … Continue reading
Posted in advice gap
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Pension Bee floats for £300m – MPs dither over dashboards
Two things caught my eye yesterday evening. The first was a comment made in parliament by Nigel Mills MP on protecting people from themselves and denying them access to digital consolidation via a dashboard. Nanny state The Government … Continue reading
Posted in advice gap, pensions
Tagged AgeWage, auto enrolment, Business, Business and Economy, consolidation, Financial services, Nigel Mills, penions, Pension Bee
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USS; are UCU and UUK missing the big picture?
This is nonsense. If universities can’t pay the required #USS DB contribution, then simply move to DC, which was of course the original plan. Universities backed down in the face of strikes https://t.co/rYtU1azGjM via @timeshighered — John Ralfe (@JohnRalfe1) November … Continue reading
Posted in advice gap, CDC, USS, Value for Money
Tagged AgeWage, Business and Economy, CDC, dc pensions, Defined benefit pension plan, DWP, Guy Opperman, Jo O'grady, John Ralfe, Mike Otsuka, Norma Cohen, pension
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Wishing you an authentically #LidlChristmas
Thanks to Lidl GB , I look forward to an authentic Christmas that I can believe in. I have no idea why or how Lidl will make me feel this way, but if its trailer for its Christmas ad is … Continue reading
Posted in advice gap, brand
Tagged #authentic, #Lidlchristmas, Brand, Christmas, Father Christmas, lidl, Quietroom
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Are our pension schemes the treasury’s piggy bank?
Yesterday I published a series of tweets from Jo Cumbo on the difficulties the Pensions Regulator would have balancing the interests of members and sponsors with the interests of Rishi Sunak in getting schemes to invest in the nation’s infrastructure. … Continue reading
Posted in advice gap, age wage, pensions
Tagged DB pensions, dc pensions, DWP, LTAF, Pensions, Rishi Sunak, TPR
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