Category Archives: advice gap

CMA investment probe shock; the big three breathe again!


It shows the distance between the consumer and the investment consultant that all but a handful of readers will know what this headline refers to. To the general public, the Competition and Markets Authority’s probe into the opaque world of … Continue reading

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We are losing women leaders- will we also lose TPAS?


Going, going, gone – from public policy. At one point in 2015, we had a female pensions minister, MAS was run by a woman, tPR was about to be run by a woman, the FCA,  PLSA and NEST were run … Continue reading

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Why should we have to “engage” with our pension?


I am on the same page as Charlotte Clark of the DWP, I don’t think we should be asking people to engage with our pension, state – occupational or private. Saving for our retirement needs our attention but when we’ve … Continue reading

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In the rising of the sun and its going down


Well we’re here in advance of the Great Pension Debate in the Aberavon Beach Hotel in Port Talbot, in a couple of hours, I’ll be introducing Paul Lewis, Jo Cumbo and the brilliant IFAs who will be focussing our minds … Continue reading

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The Great Pension Debate (II); July 10-11.


    Al Rush is convening the clans to the Aberavon Beach Hotel in Port Talbot. You could – and most likely should – be there! If you want to crash your diary and head for Wales, you have only … Continue reading

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Save us from the Savinisters!


  Phil Young has written a wonderfully funny article in Money Marketing that’s full of insight. He lays into the lazy thinking at insurance companies that promotes saving at all costs. He doesn’t us the word “Savinisters” (I may have … Continue reading

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“Right in theory, wrong in practice” – the great funding debate.


t The antediluvian clash of Titans that has been waged on twitter since late last week shows no sign of abatement. As I watched the Winter’s Tale at the Globe, seven bells were being knocked out of Messrs Ralfe and Brown … Continue reading

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Do YOU need a financial adviser in retirement?


The argument is central to most pension debates at the moment. There are some who would have everyone who reach 55 meet with an adviser. Others who would limit the pension freedoms to those prepared to pay advisers to manage … Continue reading

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The loneliness of the long-distance saver


My heart goes out to Jo Cumbo as she pours over her provider statement. Jo is on the employer governance committee for the FT’s own workplace pension (I won’t mention the contract provider but it’s a household name). Here she … Continue reading

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When we “de-risk” – where does the risk go?


When you do the washing up, you leave your plates clean, the dirt gets washed down the sink. The same when you change the oil in your car or when you go to the toilet. What happens is that all … Continue reading

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