Category Archives: advice gap

The Pensions Dashboard – remember that?

  It’s only been a few weeks since the Government announced its plans for a pensions dashboard but it might have been an age. In the fast moving world of Brexit, all is ephemeral and unless you’ve got a way … Continue reading

Posted in advice gap, pensions | Tagged , , , , , | Leave a comment

Pensions aren’t perks – they’re pay!

  We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading

Posted in accountants, actuaries, advice gap, pensions | Tagged , , , | 1 Comment

Why can’t we talk about money without paying for advice?

  Iona Bain has been travelling around Britain finding out what young people are doing to get help with their finances. She has documented her findings in a great FT article Shunned by traditional advisers, younger investors use apps and … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 10 Comments

Get up, stand up, for your pension rights

      Josephine Cumbo has written an important blog in Pensions Expert. If you aren’t registered to see the article, I urge you to do so. Access to the article is free and it pretty well sums up my … Continue reading

Posted in advice gap, pensions | Tagged , , , , | 1 Comment

BSPS – is the “dam breaking”

The imagination of Al Rush is stirred by deeds of the RAF so I smiled to see this Facebook post. Being on the other side of the planet, I had not picked up on this press release from the FCA. … Continue reading

Posted in advice gap, BSPS, pensions | Tagged , , , , , , | 2 Comments

How to turn a pot into a pension (megablog)

Hello and thanks for your interest! This mega-blog should be helpful to people who are 55 or older and have money “stuck” in pensions which they could do with to replace income from work. “Stuck” is the right word, most … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , | 4 Comments

Peoples;- for once the small print is good news!

  Yesterday I published the news that People’s Pension has dropped its prices for those with larger balances which they estimate will lead to a 10% drop in overall fee income. That is good news, especially if you are in … Continue reading

Posted in actuaries, advice gap, age wage, pensions | Tagged , , , , , | Leave a comment

Better pensions for the People!

The People’s pension has decided to distribute its profits to its people- its members. This is what you should do if you do not have shareholders. It is to be applauded! Without shareholders, 100% of the People’s Pension’s profits could … Continue reading

Posted in advice gap, pensions | Tagged ,

The negative capability of the undrawn down.

There is a great phrase in literary criticism “negative capability”, it’s the latent meaning in a statement that implies much more than is said. Here the power is in the unsaid. When Wordsworth , on one of his lakeland walks, … Continue reading

Posted in advice gap, age wage, pensions | 1 Comment

How do you choose your pension drawdown provider?

Between 94% and 75% of us (depending on which official estimate you follow), are not paying for advice. Unadvised drawdown is likely to become more common – unless the mass market advice market revives. Although the banks and insurers are … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , | 3 Comments