Category Archives: advice gap

The risks of partial disclosure


Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading

Posted in #WASPI, accountants, actuaries, advice gap, pensions | Tagged , , , , , , | 2 Comments

Helping people understand their pensions


Last night I spoke to a group of potential investors about AgeWage, they were mainly senior doctors. I thinkthey got it. I hope that you will understand our vision for more understanding of pensions. Here are the slides Here is … Continue reading

Posted in actuaries, advice gap, age wage, annuity, Australia, pensions | Tagged , , | 1 Comment

Why pensions must bank on change! We need Open Pensions not a data monopoly.


Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading

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Did I get “value for money” from my workplace pension


  Am I getting value for money from my workplace pension? is a different question to Did I get value for money from my workplace pension? the difference is more than one of present and past tense. The first question … Continue reading

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Pension ages are equal – but some pensions are more equal than others!


  A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading

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This week – we hope to be able to talk about the “benefit of pensions” again!


This is a blog about the economic utility of pension management. It’s written because the first thing that hit me this morning was this almost confessional comment from George Norval, Group Pensions Manager at Berensden. Is the DB Pensions Manager … Continue reading

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How can you pretend that it’s ok not to have a pension? (Stolen from the Daily Mash)


ARE you secretly shitting yourself about not having a pension but want to pretend it’s fine? Here are some great ways to delude yourself. There’ll be lots of people in the same boat Tell yourself there’ll be loads of people … Continue reading

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Why we will miss The Pensions Advisory Service!


By the end of this year, the Pensions Advisory Service will be no more, subsumed into the Single Guidance Body. By the end of spring, their vibrant “third world” offices in Belgrave Road will be empty. Whether the goodwill that … Continue reading

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Investment for beginners?


Perhaps because I’m paying him to, my 20 year old is paying some attention to where his pension is being invested. I say “is”, but our first contribution to his workplace pension is awaiting his opt-in. Meanwhile he’s asking – … Continue reading

Posted in accountants, actuaries, advice gap, NEST, pensions | Tagged , , , | 6 Comments

Do academics have special rights of pleading?


Peer review is the evaluation of work by one or more people of similar competence to the producers of the work. It constitutes a form of self-regulation by qualified members of a profession within the relevant field. Peer review methods … Continue reading

Posted in advice gap, pensions | Tagged , , , , , , | 26 Comments