here’s what you’ve been saying
Derek Scott on The saltire yet rests with Wal… Dr Robin Rowles on The curse on pensions is the c… John Mather on The curse on pensions is the c… AE 2.0 – anyth… on Why we all need a “maste… Chris Giles on How the budget could tweak pen… Adrian F on How the budget could tweak pen… Bob Compton on “Who’d want to be… DaveC on How the budget could tweak pen… Martin T on How the budget could tweak pen… Eugen N on John Ralfe’s CDC lecture Peter Crowley on John Ralfe’s CDC lecture Martin T on Why , given half a chance… ConKeating on John Ralfe’s CDC lecture ConKeating on John Ralfe’s CDC lecture Greg Russell on The saltire yet rests with Wal…
Category Archives: advice gap
MaPS’ green blind-spot tars good drawdown guidance!
Following yesterday’s post on MaPS’ new service guiding people to pension options, I’ve seen quite a bit of feedback from providers, but no comment from consumers – it would be good if MaPS can report on the use of the … Continue reading
Putting our money where their mouth is? We’re not there yet!
Last night I had the chance to listen to the Lord Mayor’s lecture – organised by Gresham College which is a few yards from where I live. If this had happened last year, I would not have been invited or … Continue reading
Posted in advice gap
Tagged Aviva, Fidelity, Gresham College, Hargreaves Lansdown, Interactive Investor, L&G, Lord Mayor, Lord Mayor's Show, Mark Carney, Pension Bee, Standard Life
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Still no evidence that pots are becoming pensions!
There’s not been much discussion about the HMRC’s latest update on what’s being drawn down from our pensions and what there has been has interpreted the data differently. Alistair Mcqueen has tweeted positively New pension freedom data out today. Total … Continue reading
Posted in advice gap
Tagged advice gap, Alistair McQueen, annuity, CDC, jo cumbo, pension, Pot
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Wrong in the right way – LGIM are right in everything but their conclusions
RIP’s or investment pathways as they are more commonly known, don’t default you into a course of action but ask you to choose between four courses of action (with the option to do whatever you like as a fifth). They … Continue reading
Moral hazard and the “compo culture”- must good pay for bad?
Blow to the trust in our profession. We could have organized to help people and divi the work for an industry wide agreed fixed fee on this. People matter. #financialplanning #values #trust https://t.co/wJghgWZEOe — Clémence Chatelin (@CChatelin) January 25, 2021 … Continue reading
Posted in actuaries, advice gap, CDC
Tagged Al Rush, BSPS, Compensation, FSCS, moral hazard, Pensions
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Buzzing for the DB funding code?
Views of the proposed DB Funding Code from Con Keating In their weekly Pensions Buzz survey, Professional Pensions posed the following question: “Is TPR’s approach to the new DB funding code the correct one in your view?” There were 100 respondents … Continue reading
Posted in actuaries, advice gap
Tagged DB Funding Code, Funding Code, Pension Buzz, professional pensions
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Pension Playpen to relaunch as a Fintech
Pension campaign and networking group The Pension Playpen – founded by pension expert Henry Tapper – is to relaunch in February as a fintech company aimed at the pensions industry. The Playpen will provide networking and comment platforms as well … Continue reading
Posted in advice gap, age wage, pension playpen, pensions
Tagged FinTech, henry tapper, pension playpen
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DWP frees up workplace pension defaults – can providers be trusted?
It looks like the high-water mark for Government intervention in workplace pensions has been reached. The years following the introduction of the RDR saw the abolition of sales commissions (both for introducing members and setting up schemes), of “active member … Continue reading
Value for money is priceless – it cannot be bought or sold
I am a fan of David Hutchins and when he writes, as he writes in Pension Expert, on value for money (VFM) – I read. I read but I don’t always agree and I certainly don’t agree with the … Continue reading
Michael, it’s not Auto-Enrolment’s that’s failing low-earners!
“Automatic enrolment is failing many low earners. Millions of them are both serial borrowers via consumer credit, paying APRs in excess of 30%, and auto-enrolled into default funds typically targeting an annual real return of under 3%. The DWP should … Continue reading
