Category Archives: advice gap

UK – OK! Disclosure battle won – now let’s win the peace.


The PPI have produced a really excellent paper “Charges, returns and transparency in DC – what can we learn from other countries?” The report, sponsored by Which? explores UK charges for pension schemes against those in the US, Australia, the … Continue reading

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“Out of office” for ever?


How can I afford to go on holiday for the rest of my life? It’s an awkward question that most of us put off till it’s too late. It’s why there’s all this talk of pension dashboards, the Government wants … Continue reading

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Lost your pension? Play snakes and ladders – for all the DWP cares!


This morning I will be on local radio with five minutes to answer this question. The question’s prompted by a listener to Hereford and Worcester Radio who is sure he/she had a pension with someone somewhere but can’t remember much … Continue reading

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Rudd offers us a people’s dashboard


In a welcome break from tradition , yesterday gave us a Secretary of State for work and pensions , appearing in public to talk about pensions Amber Rudd’s appearance at the TISA conference was well-received. For most of her unscripted … Continue reading

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The risks of partial disclosure


Look at this photo.   You might have thought that Ruston Smith had won a CDC award for Tesco. Certainly not the case! Now look at the full picture! Mark Scantlebury has won an award for Quietroom, partly for his … Continue reading

Posted in #WASPI, accountants, actuaries, advice gap, pensions | Tagged , , , , , , | 2 Comments

Helping people understand their pensions


Last night I spoke to a group of potential investors about AgeWage, they were mainly senior doctors. I thinkthey got it. I hope that you will understand our vision for more understanding of pensions. Here are the slides Here is … Continue reading

Posted in actuaries, advice gap, age wage, annuity, Australia, pensions | Tagged , , | 1 Comment

Why pensions must bank on change! We need Open Pensions not a data monopoly.


Bounding on stage like he’d just won the 3.15 at Hexham, Guy Opperman exclaimed The occasion – a Prospect discussion called “Banking on Change; the discussion “what open banking could mean for you”. On an evening where BREXIT was whistling … Continue reading

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Did I get “value for money” from my workplace pension


  Am I getting value for money from my workplace pension? is a different question to Did I get value for money from my workplace pension? the difference is more than one of present and past tense. The first question … Continue reading

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Pension ages are equal – but some pensions are more equal than others!


  A strange kind of pension equality Women are planning to work ten years longer than they’d originally supposed according to a Dunstan Thomas survey. “Austerity in Action” – Adrian Boulding calls it. Women don’t just seem less pensioned , … Continue reading

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This week – we hope to be able to talk about the “benefit of pensions” again!


This is a blog about the economic utility of pension management. It’s written because the first thing that hit me this morning was this almost confessional comment from George Norval, Group Pensions Manager at Berensden. Is the DB Pensions Manager … Continue reading

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