Category Archives: advice gap

What’s normal?

When we allow money to be taken out of our salaries , we don’t really know what to expect. That’s why the FCA want the independent governance committees that oversee workplace pension providers, to tell us what value for money … Continue reading

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The Bitcoin scam – that’s on your feeds today.

  Take a look at this link, It purports to be the Mirror telling people they can make £1,000 a day trading bitcoin on an automated platform. All you have to do is feed in £190 and away you go. … Continue reading

Posted in advice gap, age wage, pensions | 2 Comments

Contingent charging – a conflict too far

  BSPS was always going to cause collateral damage. The aftershocks of the £3bn that left the scheme during “Time to Choose” are now being felt by financial advisers as the testimonies in this article show. The advisers are talking … Continue reading

Posted in advice gap, BSPS, pensions | 2 Comments

Millions start to properly fund their pension

www.seedrs.com/agewage April 1st 2019 is a red letter day for millions of Brits auto-enrolled into workplace pensions. From today the contribution rates will at last be 3+4+1 (three from your boss, four from you and one from the Government – … Continue reading

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Doctor heal thyself? Where do NHSPS members get help on their pensions?

    Listeners to Paul Lewis’ MoneyBox were treated yesterday to a lively debatebetween Jo Cumbo , John Ralfe and Paul Lewis. While interpretations of the problems facing the NHS and in particular the NHS pension scheme and its membership … Continue reading

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AgeWage doubles its investors in a day

www.seedrs.com/agewage Day two of our  journey into crowdfunding saw us double our investors on the Seedrs’ nominee account  to 225! I’m delighted to say that we have one of the lowest average invest on Seedrs’ site, that means we are … Continue reading

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The Pensions Dashboard – remember that?

  It’s only been a few weeks since the Government announced its plans for a pensions dashboard but it might have been an age. In the fast moving world of Brexit, all is ephemeral and unless you’ve got a way … Continue reading

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Pensions aren’t perks – they’re pay!

  We are close to the AGM season for big companies, who’s executive reward comes under scrutiny from shareholder activists, keen to ensure proper governance and stakeholder fairness. This year the issue of pensions as part of executive pay – … Continue reading

Posted in accountants, actuaries, advice gap, pensions | Tagged , , , | 1 Comment

Why can’t we talk about money without paying for advice?

  Iona Bain has been travelling around Britain finding out what young people are doing to get help with their finances. She has documented her findings in a great FT article Shunned by traditional advisers, younger investors use apps and … Continue reading

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Get up, stand up, for your pension rights

      Josephine Cumbo has written an important blog in Pensions Expert. If you aren’t registered to see the article, I urge you to do so. Access to the article is free and it pretty well sums up my … Continue reading

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