Henry, I agree. I don’t think most people reach retirement looking forward to managing drawdown for the next 25 years.…
Henry It is not the right side of the bell curve that you need to concern yourselff with it is…
[…] ← Pension people- lets elevate our thinking to ‘consumer level’ […]
I had the same issues when testing as well as prior pension pots that had been transferred were listed as…
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Tag Archives: mortality
Why the health of my staff matters to me now and tomorrow!
Colin Haines is one of Britain’s brightest independent pension actuaries He cares about pensioners and those at work. So should we. Thanks Colin. Employers can help Britain’s workplace’s Britain working. A working adult is also a saving employee. Eventually he … Continue reading
Posted in pensions
Tagged actuaries, Colin Baines, Data, Death, Health, morbidity, mortality, Pensions
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Good news for Brits , bad news for insurers – we’re living “too long”!
Stuart McDonald’s comments are brutally commercial but need a little explanation. Here goes! So what is this most comprehensive review of how we’re living longer look in CMI style graphs. Here goes What I can see is a dramatic change … Continue reading
Mortality windfalls – nasty brutish and short.
Shorter life expectancy gives UK pensions an unexpected windfall Forecasts could cut liabilities of private sector defined benefit schemes, industry figures say This is the headline of the FT’s pension piece this morning, penned by Jo Cumbo. It is no … Continue reading
Living longer despite everything
When I run around London, I often find myself passing the Covid wall and seeing each heart filled with the name of a loved one who has died in the current pandemic. The Covid memorial wall is perhaps unique. … Continue reading
Is Covid a blip or will it make us live shorter?
What does the latest CMI Mortality Projections Model tell us? By Andrew Gaches for COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. Summary The CMI’s latest mortality projections model CMI_2020, and accompanying working paper, show that users adopting the … Continue reading
Will the pandemic leave us sicker? – the Covid-19 actuaries discuss
Introduction Our recent Bulletins[i] on mortality impacts of the pandemic considered the likely (short-medium term) mortality of the surviving population, and how a mortality investigation could reasonably be done post-pandemic. In this Bulletin we consider the longer-term impacts of the … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged Andrew Gaches, Covid-19, Matthew Edwards, morbidity, mortality
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Care homes – forgotten by us- not by Covid
This article can also be found at the COVID-19 Actuaries website http://www.covid-arg.com Introduction In their weekly analysis of deaths, the Office for National Statistics (ONS) reported that the total number deaths in excess of 5-year averages in the 12 weeks … Continue reading
Posted in actuaries, coronavirus, pensions
Tagged actuaries, Care Homes, Covid-19, mortality, residential care
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What happened in week 10; science from the COVID Actuaries
Every week, more is written on COVID-19 than any individual could possibly read. Collectively, the COVID‑19 Actuaries Response Group read more about the outbreak than most, so we’ve decided each Friday to provide you with a curated list of … Continue reading
Posted in actuaries, advice gap, coronavirus, pensions
Tagged Actuaies, BAME, COVID-10, mortality, ONS, Science, The Lancet
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COVID-19 – our chances IF we survive.
Introduction Given the complexity of the question, and the different facets, we are breaking our commentary on this question into three bulletins: What is the likely mortality of the ‘survivor pool’ in the short term? What are … Continue reading
Posted in actuaries, advice gap, consultant, coronavirus, pensions
Tagged Covid-19, Matthew Edwards, mortality, Pandemic
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People don’t have a “sell by” date
Two articles have been troubling my conscience, the first is by Debora Price and is featured on this blog. Debora champions the vitality of older people. The second article is by Ros Altmann and is on a similar theme. It … Continue reading
The MoneyHelper dashboard is now in large scale unmoderated beta testing, which means pretty well anyone can sign up, is…