Tag Archives: Jim Hennington
The rates that govern our lives – and why we put up with them.
I will answer Jim’s question as simply as I can. I want the long term returns that markets offer over 10, 20 and 140 years but I will only factor these into my thinking if I feel I am protected … Continue reading
“Don’t bank on living average”! Aussie plan investments that last as long as we do!
This blog’s by my friend Jim Hennington, an Australian actuary who translates charts into simple messages. If you are interested in the delivery of investment solutions that the Australians are devising to meet this issue, then click on the link … Continue reading
Posted in pensions
Tagged Australia, Investment annuities, Jim Hennington, Pensions, Retirement Income Covenant, UK
1 Comment
Could we stomach Aussie rules in UK pensions?
Australian regulation is as hard as its sport. It’s coming to a regulator near you. Read this blog and ask yourself whether we want regulators’ that influence or whether Aussie rules , overstep the mark. This is the … Continue reading
Selling pensions by the sausage not the sizzle!
There’s an interesting debate going on in Australia about what sells Super. Super is the Australian system of delivering retirement income from workplace savings (it’s short for Superannuation) – a pension paid to a retired employee who has contributed … Continue reading
Posted in pensions
Tagged Bloated, Impact, Jim Hennington, jo cumbo, Pensinos, Pensions grants, Productive Capital, Social housing, Super, VFM
1 Comment
Are you fearful that your savings will run out before you do?
In Australia, people at retirement have DC pots, there is very little DB and the state pension is means tested. How you draw your DC pot down determines your income in retirement for most Aussie savers. We aren’t there yet, … Continue reading
Posted in pensions
Tagged andrew Clare, annuities, FORO, Jim Hennington, mark ormston, Pensions
1 Comment
Life expectancy is a statistical calculation which estimates the average number of years individuals in a certain group will live. However, people seem to interpret it as an expert opinion that tells them exactly how long they can expect to … Continue reading
Posted in actuaries, age wage, pensions
Tagged Actuary, Australia, Jim Hennington, Life expectancy, lifetime pension, pension
Leave a comment
An advert you wouldn’t see in Britain!
Most UK pension people will look at this advert (on Linked in) with bemusement, some may think it a scam, but I know the people behind this initiative and that, in Australia, they are in earnest for good. This article … Continue reading
Posted in actuaries, advice gap, age wage, pensions
Tagged Actuary, Australia, CDC, CIO, Jim Hennington, Real lifetime pension, Super
Leave a comment
Almost a quarter of Australian “seniors” have run out of savings.
Jim Hennington is a good actuary and like a good Aussie, he tells it how it is. We all know the Australian Super system is a mature DC pension savings system, much more mature than the UK’s. In this article, … Continue reading
Posted in advice gap, age wage, dc pensions, de-risking, pensions
Tagged Account based pension, Australia, CDC, Jim Hennington, National Seniors Australia, pensions
Leave a comment
Were you thinking of retiring?
For a lot of people my age (58 going on 59), retirement was looking a cert. Now I and many like me, will have to think some more, save some more and maybe be a little less cocky about our … Continue reading
Posted in age wage, pensions
Tagged annuity, Australia, CDC, Jim Hennington, pensions, Stephen Huppert, variable annuity
Leave a comment
Advance Australia Fair!
I have never been to Australia, I should go I know, but we have Earl’s Court. My good friend Jim Hennington has recently returned to his native Oz after a few years over here teaching us some tricks on how to … Continue reading