Category Archives: de-risking

A different approach to pension scheme solvency and funding.

Posted on June 10, 2020 by

Solvency and Funding This is the second of our blogs answering questions which arose from our original essay written in response to the proposed DB Funding Code. It covers issues of solvency and funding. Solvency estimation involves the comparison of … Continue reading →

Posted in advice gap, de-risking, economics, pensions, Retirement | Tagged , , , , , , | 5 Comments

The other way to value DB schemes- Clacher and Keating.

Posted on June 3, 2020 by

  DB scheme value Valuation – the long way round Our blog (May 28th) calling for a bonfire of pension regulation led to a surprising amount of interest and a wide range of questions and even some requests for expansion … Continue reading →

Posted in accountants, actuaries, advice gap, de-risking, pensions | Tagged , , , , , , | 5 Comments

Pensions need a bonfire of regulation – (Con Keating and Iain Clacher)

Posted on May 28, 2020 by

This essay is motivated both by the Pensions Regulator’s consultation on its proposed code of practice for scheme funding and by papers published in recent years by the Institute and Faculty of Actuaries, such as “Actuarial valuations to monitor defined … Continue reading →

Posted in dc pensions, de-risking, pensions | Tagged , , , | 13 Comments

“Your pension data could be taken down and used against you”

Posted on May 21, 2020 by

The last two weeks has seen Professional Pensions going data barmy with not one, not two but three stories extolling the use of personal data to manage pension scheme risks. The first is a gentle and sympathetic article by Michelle … Continue reading →

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All plans off for DB funding proposals

Posted on May 5, 2020 by

I’m sorry to have missed the FT’s DB funding debate, it sounds like a lively affair! Mercer, the professional services firm, last week estimated the aggregate accounting deficit for DB schemes for the UK’s 350 largest listed companies was £52bn … Continue reading →

Posted in actuaries, advice gap, Blogging, dc pensions, de-risking, defined ambition, DWP, pensions | Tagged , , , , , , , | 1 Comment

Don’t take your pension for granted

Posted on April 25, 2020 by

  Of all the complacencies I suffer from, the one I find easiest to fall back on is that when lock-down ends, the world will return to where it was in February. This pandemic is not a distraction It is … Continue reading →

Posted in age wage, CDC, dc pensions, de-risking, pensions | Leave a comment

The pension must go on

Posted on April 22, 2020 by

As we all work in our individual way from our individual workplaces, it’s hard to see the big picture – we see plenty of trees but not the wood. Pensions are not about us but about the people who get … Continue reading →

Posted in advice gap, age wage, auto-enrolment, dc pensions, de-risking, Liability Driven Investment, Pension Freedoms, pensions | Tagged , , , , , , , | Leave a comment

A dashboard of everything?

Posted on April 13, 2020 by

Is the Pandemic- a regulatory challenge or opportunity? More than 30 consumer protection measures in the UK have been put on hold since COVID outbreak. Regulators need to guard against lobbying to make these interim measures permanent. https://t.co/5lbFgbVXYF — Josephine … Continue reading →

Posted in advice gap, age wage, Dashboard, de-risking, pensions | Tagged , , , , , , , , | Leave a comment

So what’s this “tough new regulatory environment” for DB pensions?

Posted on November 9, 2019 by

  Next week I’m on holiday – but I’m not – because I’m doing loads of meetings and moderating a session at the DG DB pensions conference. What you have to do when you moderate these things is get all … Continue reading →

Posted in de-risking, flood, Henry Tapper blog, pensions | Tagged , , , | Leave a comment