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Tag Archives: Guidance Guarantee
How low can guidance go?
The FCA have published an important document that sets out to define where guidance ends and advice begins. Thankfully , it’s one you can read without feeling guilty that you aren’t going to answer 150 consultation questions! The FCA has … Continue reading
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Posted in advice gap, FCA, pension playpen, pensions, Pensions Regulator
Tagged advice, Decision Tree, digital, DWP, FCA, Financial Conduct Authority, financial education, Guidance, Guidance Guarantee, Pension Wise
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Get your BR19 as your first step to being “Pension Wise”
Treasury now in charge of “Pension Wisdom”. Another Monday, another set of pension headlines. The Treasury announce that the Guidance Guarantee is no more and hereafter the delivery mechanism for the help we’ll be getting at retirement will be called … Continue reading
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Posted in pensions
Tagged Actuarial science, annuity, auto enrolment, BR19, Business and Economy, CDC, DWP, Financial services, Freedoms, Guidance, Guidance Guarantee, National Employment Savings Trust, pension, Pension Freedomd, Pension new, pension playpen, Pension Poverty, Pension Regulator, Pension Wise, pensions, Retirement, Steve Webb, Treasury
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Will we be ready in time? – great blog by Ralph Frank
The wide range of changes to the UK (defined contribution) pensions environment announced in 2014 start to kick-in during the course of 2015. Much work lies ahead in finalising the detail of these amendments and subsequent implementation. There is a … Continue reading
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How far can guidance go?
Guidance Technology? I am interested by Guidance Technology, it is at the core of http://www.pensionplaypen.com. As we use it, Guidance Technology narrows down options available to people to a shortlist that is clearly differentiated. For an employer to choose the … Continue reading
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How Government can ensure capacity for good pensions advice and provision
There are concerns over whether the UK has enough spare power capacity over the coming years. So to ensure the lights stay on the government is offering electricity producers a “capacity payment”, which is a payment simply for having power … Continue reading
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Any questions on the Guidance Guarantee?
This blog is about a conversation I had with the Pension Advisory Service. Following it I promised to feed back questions to TPAS about the Guidance Guarantee. The blog contains questions I want asking , some background on TPAS and … Continue reading
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Posted in advice gap, Guidance, happiness, Retirement
Tagged Business, Drawdown, Financial services, Guidance, Guidance Guarantee, long term care, Longevity, Michelle Crackneell, pension, Pension new, pension playpen, pensions, Risk, Tax, TPAS
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“Retirement reforms and the Guidance Guarantee” – The Pension PlayPen’s response
This is the Pension PlayPen submission to the FCA’s consultation CP14/11 Pension PlayPen is a website dedicated to helping small employers and their advisers find good quality workplace pension plans. It was founded in 2013 by Henry Tapper with … Continue reading
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Posted in dc pensions, Financial Conduct Authority, pension playpen, pensions
Tagged Business, Business and Economy, Consultation, dc pensions, Defined benefit pension plan, FCA, Financial services, Financial Services Authority, Guidance Guarantee, pension, Pension new, pension playpen, Retirement
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The NHS may hold the keys to Guidance
I’m indebted to KPMG research for this excellent piece of research. If you didn’t click the link, here is the text of an article entitled “Can patients get the information they need”. Patients need information that is often very … Continue reading
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Posted in advice gap, Guidance, pensions
Tagged Business, Empower, Engage, Guidance, Guidance Framework, Guidance Guarantee, Healthcare, Inform, MAS, NHS, TPAS, trust
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If we can provide health screening – we can provide pension guidance
Organising the Guidance Guarantee is a daunting task but it is no more daunting than many public welfare initiatives. Each year the NHS screens and advises millions of us on a variety of health issues. From STDs to Breast … Continue reading
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Posted in advice gap, happiness, Henry Tapper blog, Management, pensions
Tagged Age UK, Business, CAB, Financial services, Guidance, Guidance Guarantee, MAS, National Employment Savings Trust, pension, Pension new, TPAS
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10 things we’d see in Monday’s Guidance Guarantee!
Tomorrow (Monday 21st July), the Government will announce how it intends to deliver the guidance guaranteed to those reaching state pension age. We want an independent process that helps people take decisions rather than telling people what to do. We can’t … Continue reading
