Tag Archives: change

Is Trump a “necessary agent of change”?

  “An imperfect candidate but a necessary agent of change” Not my formulation but the unconsidered response to my question. I was standing at the bar of the Westminster Arms following a successful meeting with Share Action in the house … Continue reading

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The golden key (to pension taxation)

The golden key to pension taxation unlocks pensions for the silent majority of people in this country who have no interest in “pensions”. The golden key unlocks money currently spent incentivising the wealthy to preserve wealth and allows those who need … Continue reading

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Mutatis Mutandis- WASPI won’t work (because we do)

  Mutatis mutandis, is a phrase meaning “once the necessary changes have been made”. It  is the optimist’s assumption that order will prevail, even where chaos currently reigns. When awaiting execution, the poet Ezra Pound was kept in a cell … Continue reading

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Paying for other people’s pensions

I’ve said it before on this blog, but I’ll say it again. The amount of Council Tax many people pay to fund other people’s pensions exceeds their own contributions into pensions, even when they’ve been auto-enrolled into “workie”.   “You … Continue reading

Posted in de-risking, Financial Education, governance, infrastucture, investment, leadership, pensions | Tagged , , , , , , | 3 Comments

The ground moving under us.

What I like about August is that it gives you a little space. Nothing much gets done because at least one decision maker is away and we’re all waiting for September. The French just forget about working in August. Because … Continue reading

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Time to move on?

This election was brutal. Gregg McClymont knew his fate but Steve Webb’s defeat was a shock to us all – sadly electors don’t wear pension goggles. Just as we were resigning ourselves to BAU,  David Cameron announced Ros Altmann’s appointment … Continue reading

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Care or hubris? – How Tesco got in such a pensions mess.

Every little helps? The right old mess that Tesco has found itself in , is blamed partially on its mishandling of its pension strategy. How can an organisation with the motto “every little counts” have such a large pension deficit? … Continue reading

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Help us spend a penny

Britain is entering its final week of financial constipation following over  a year of holding in the urge to splash the pension cash. Speculation in the financial press is reaching fever pitch with the announcement of the Pension Wise telephone … Continue reading

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How can this be?

A school friend of mine, came to see me yesterday with some paperwork. He had been reviewing his financial affairs. Like me , he is 53 and had been excited by talk of the new Pension Freedoms. The problem His … Continue reading

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How far can guidance go?

Guidance Technology? I am interested by Guidance Technology, it is at the core of www.pensionplaypen.com. As we use it, Guidance Technology narrows down options available to people to a shortlist that is clearly differentiated. For an employer to choose the … Continue reading

Posted in advice gap, consultant, defined ambition, defined aspiration, pension playpen | Tagged , , , , , , , , | 5 Comments