Tag Archives: Taxation

Nice perk if you can get it! Pension Exclusion in the UK.


When Guy Opperman became Pensions Minister , he close to have the words ” financial inclusion” inserted into his title, now is the time for him to prove his title’s worth. According to Government statistics, there are 675,000 of us … Continue reading

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Cridland and the price of state dependency


  John Cridland’s consultation report into the state pension age, commissioned by Ros Altmann and delivered today, does not say quite what the modernisers wanted it to. Accelerated pension ages and the scrapping of the triple lock deliver a double … Continue reading

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Is pressure building on financial services?


One test of populism will be the extent to which “populist” Governments take on the cost of saving and investing. We are used to “bank bashing”, they were the justifiable targets of public wrath for the savings and loans crisis, … Continue reading

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The golden key (to pension taxation)


The golden key to pension taxation unlocks pensions for the silent majority of people in this country who have no interest in “pensions”. The golden key unlocks money currently spent incentivising the wealthy to preserve wealth and allows those who need … Continue reading

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“The re-nationalisation of pensions”


Who pays? – Scheme Pays! Buried deep in the technical pages of HMRC’s pension regulations is reference to a breezy topic “Scheme Pays“. “Scheme Pays” allows an occupational pension scheme to pay a member’s tax bill where the member has … Continue reading

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Pensions are dead – long live pensions!


The OECD have spoken – British workers will have worse pensions than folk from any other OECD country; this from Patrick Collinson in  the Guardian. Workers in the UK will have the worst pensions of any major economy and the … Continue reading

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When will these taxation nightmares end?


The ludicrous complexity around the 2016/17 rules for the pension annual allowance, are only part of the story! Add to them , the extraordinary complexity surrounding the use of Pension Input Periods and you have manna from heaven for pension tax … Continue reading

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Treasury- stop messing with pensions


If they behave like that with the rich, they can play like that with the poor and with “me” and I’m neither rich nor poor. It’s a matter of credibility – of integrity and of trust Continue reading

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Paying for a Citizen’s Pension


When we have digested auto-enrolment and introduced NEST then we can look again at the Citizen’s Pension. Continue reading

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