Tag Archives: Taxation

John Mather’s views on pensions and tax raising by this Government

Dan Niedle’s recent work explores what might happen but here is an analysis of what will come from John Mather. John Mather is a prodigious contributor to this blog. This morning he has posted this comment which deserves a post … Continue reading

Posted in pensions | Tagged , , , , | 4 Comments

Mandation – you ain’t seen nothing yet! Andy Haldane- for Andy Burnham?

You heard it first from Ros Altmann and Sharon Bowles in the House of Lords. Now it’s been passed to Andy Haldane who’s close to Andy Burnham as an “adviser”. What’s he planning for Britain via the HMRC and whoever … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments

LCP on the the CDC Code of Conduct. Can CDC succeed if uncommercial?

TPR seeks views regarding amends to the CDC code to cover the authorisation and supervision of unconnected multiple employer schemes providing CDC benefits. It’s an important consultation. With a group of colleagues we have separately made a response and I will refer … Continue reading

Posted in pensions | Tagged , , | 5 Comments

“The payment of tax is voluntary” – a useful thought from Laurence.

  This wonderful post from our new friend Laurence , explains that taxation is owned by the people who pay it. If they don’t feel they own it, they won’t pay it. Let us not let Laurence’s tee-shirt become a … Continue reading

Posted in pensions | Tagged , , , , , , , | Leave a comment

Putting members first. A proposal for the taxation of pension surpluses

My good friend “Pension Oldie” picked up on my blog yesterday about the pension surpluses currently being enjoyed by the trustees but not the sponsors or members of the BP and Shell pension schemes – and many more (mine included). … Continue reading

Posted in pensions | Tagged , , | 5 Comments

Claire’s pension tax headaches aren’t over!

I’ve been asked to write a case study on the issues people have as they approach retirement with well funded pensions and pension pots and plans put in place to combat the impact of the Lifetime Allowance (LTA). This is … Continue reading

Posted in pensions | Tagged , , , , | 3 Comments

Nice perk if you can get it! Pension Exclusion in the UK.

When Guy Opperman became Pensions Minister , he close to have the words ” financial inclusion” inserted into his title, now is the time for him to prove his title’s worth. According to Government statistics, there are 675,000 of us … Continue reading

Posted in advice gap, Big Government, pensions | Tagged , , , , , , | 5 Comments

Cridland and the price of state dependency

  John Cridland’s consultation report into the state pension age, commissioned by Ros Altmann and delivered today, does not say quite what the modernisers wanted it to. Accelerated pension ages and the scrapping of the triple lock deliver a double … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , , , , , | 3 Comments

Is pressure building on financial services?

One test of populism will be the extent to which “populist” Governments take on the cost of saving and investing. We are used to “bank bashing”, they were the justifiable targets of public wrath for the savings and loans crisis, … Continue reading

Posted in pensions | Tagged , , , , , , , , | Leave a comment

The golden key (to pension taxation)

The golden key to pension taxation unlocks pensions for the silent majority of people in this country who have no interest in “pensions”. The golden key unlocks money currently spent incentivising the wealthy to preserve wealth and allows those who need … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 3 Comments