here’s what you’ve been saying
Gareth Morgan on Does the FCA’s consumer… Richard Chilton on Does the FCA’s consumer… Bob Compton on Does the FCA’s consumer… Baroness Ros Altmann on Can you make an informed choic… Gareth Morgan on Why I’m unimpressed by t… Gareth Morgan on Can you make an informed choic… Lizzie Hartley on Can we break down the barriers… Ian Costain on How can the FCA and tPR work b… Eugen N on Evidence of how the DC workpla… Kate Upcraft on The pensions dashboard needs m… ian layton on How can the FCA and tPR work b… myla on TPR goes blog to blog with its… John Mather on How can employers choose workp… Chris Giles on Wrong in a good way – wh… Martin T on The pensions dashboard needs m…
Tag Archives: Pension Freedoms
Is the pensions consumer “taking a journey” of just along for the ride.
For the first time in a few years, I took a weekend off blogging and spent Saturday on the river with new friends. Sunday gave me some time to think about the Pension Regulator and the FCA’s joint call for … Continue reading
The ten big pension questions
These are ten big questions facing pension professionals and its public today. They are the questions in the Work and Pensions Select Committee’s inquiry into the Pension Freedoms and they are worth your consideration. They concern the decisions we … Continue reading
Stop blaming freedom (for pension scamming)!
There are many things that pension freedoms have brought us and one of them is the pail of hogwash that they’ve opened the door to pension scams. This is the line peddled by the FCA’s new CEO Nikhil Rathi at … Continue reading
Why I don’t support LCP and Royal London’s calls to boost DB transfer advice
LCP and Royal London jointly presented to an audience of 300 industry professionals yesterday on the vexed topic of “helping members get transfer advice”. The webinar can be watched here and as you’d expect from these organisations, this was … Continue reading
Posted in advice gap, age wage
Tagged #pensions, CETV, DB transfers, Pension Freedoms, Pensions
5 Comments
Don’t cash-out your pension #buildbackbetter !
This blog is about how we make sure we have enough cash to pay the bills (including the butcher’s bills) Cashing out pensions – the lure In its recent policy statement (P20/6), the FCA leaves two carve-outs (loopholes) for advisers … Continue reading
Posted in advice gap, age wage, Australia, auto-enrolment, pensions
Tagged Australia, Cash-out, Encashment, HMRC, Pension Freedoms, pensions, Super
1 Comment
How are your staff’s pensions getting on?
If you remember back to the mid part of this fading decade, one of the issues facing the 1.4m employers who had to stage auto-enrolment, was which workplace pension to choose for your staff. If you were part of … Continue reading
Posted in age wage, open finance, Payroll, Pension Freedoms, pension playpen, pensions
Tagged NEST, Payroll, Pension Freedoms, pensions, Peoples
Leave a comment
“Five years of freedom” – is evolution enough?
The Defined Contribution Investment Forum have commissioned an excellent body of research from Richard Parkin and Ignition House. The result is a packed report running to over 60 pages that provides a new insight on the problems individuals are facing … Continue reading
Posted in advice gap, age wage, CDC, pensions
Tagged CDC, DCIF, Evolution, Freedoms, Igntion House, Pension Freedoms, pensions, revolution, Richard Parkin
3 Comments
Pension tax transparency a long way off
The malaise with pension taxation goes much deeper than the immediate symptoms, the complexity of the Annual and Lifetime allowances, the obscurity of the money purchase annual allowance and the perversity of the running both net pay and … Continue reading
Posted in pensions, steve webb, Treasury
Tagged Freedoms, HMRC, HMT, Pension Freedoms, pensions, Tax, tax relief
2 Comments
The politics of CDC
This morning I should be attending the CDC fringe meeting at Brighton’s Grand Hotel which forms part of the Labour Party Conference. If I can’t – I send my apologies to Royal Mail, CWU and the Shadow Pensions Minister – … Continue reading
Posted in CDC, pensions
Tagged CDC, dc pensions, Jack Dromey, Pension Freedoms, Royal Mail
Leave a comment
The choices Hobson gives us at retirement
I’ve been thinking about my options with my DC pension pot. Do I continue to want my money exposed to market risk , do I take an annuity rate depressed by quantitative easing or do I sit on a … Continue reading
