Tag Archives: Gareth Morgan

How certain are my client’s state benefits?

The old adage “there’s nothing certain except death and taxes”, sadly did not include pensions, not even the state pension. Behavioural science suggests that the further we look into the future , the more we crave the security of certainty. … Continue reading

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The impact of low pension savings on retirement incomes – Gareth Morgan

Income certainty and low pension savings There is concern, increasingly voiced, by some well-informed commentators, about some of the consequences of the pension freedoms. The complexity of choices, the lack of knowledge of most pension savers and the actions of … Continue reading

Posted in actuaries, advice gap, pensions | Tagged , , , | 1 Comment