Tag Archives: ETV

Stop blaming freedom (for pension scamming)!

Posted on October 11, 2020 by henry tapper

There are many things that pension freedoms have brought us and one of them is the pail of hogwash that they’ve opened the door to pension scams. This is the  line peddled by the FCA’s new CEO Nikhil Rathi at … Continue reading →

Posted in advice gap, age wage | Tagged , , , | 3 Comments

Putting “transfer” in employer’s heads

Posted on March 3, 2020 by henry tapper

Since 2012, the industry has self regulated pension transfer exercises where employers offer staff a financial incentive, to quit good quality schemes. Industry leaders are now calling for the Govt to intervene after saying self-regulation is failing https://t.co/sSwvLQG94A — Josephine … Continue reading →

Posted in age wage, pensions, Pensions Regulator, TPAS | Tagged , , , , , , , , , , , , , , , | 1 Comment

WTW-you don’t “de-risk”; you transfer risk!

Posted on May 7, 2017 by henry tapper

In late March, Willis Towers Watson (WTW) published a survey of the choices made by 170,000 members of occupational defined benefit schemes. This is the question the survey sets out to answer “What choices have pension members made since the dawn … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 2 Comments

Why pensions should become a big government obsession in 2o17!

Posted on December 24, 2016 by henry tapper

  In my article yesterday, I suggested we don’t need to change pension regulations, we need to stop looking at pensions as a threat but as a benefit. This applies to auto-enrolment too- where employers are not engaging with pensions, … Continue reading →

Posted in pensions | Tagged , , , , , | 4 Comments

Why we don’t have health-based pension transfer values.

Posted on September 9, 2016 by henry tapper

A Coleridge moment in the City I walked into a church at the bottom of Bow Street yesterday afternoon to have a cup of coffee. Slumped over his laptop, deep in thought, I saw a friend… He awoke from a statistical revery and stared … Continue reading →

Posted in pensions | Tagged , , , , , , , , , | 6 Comments

“Sexy-Cash” is back – with tPR’s blessing?

Posted on February 18, 2016 by henry tapper

    Some years back, the then pensions minister Steve Webb waved a Boots’ pension offer in the faces of a bemused NAPF audience and berated “sexy-cash pension offers”. Boots were offering staff cash inducements to leave a pension scheme … Continue reading →

Posted in pensions | Tagged , , , , , , , , | 1 Comment

The freedom to transfer your pension benefits

Posted on April 16, 2015 by henry tapper

The freedom to transfer pension benefits has since the 5th April been denied to millions of those with deferred pensions. If you are a member of an unfunded Government pension scheme (any scheme other than the Local Government schemes), they … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | 2 Comments

De-risking strategy found in pocket of comatose trustee

Posted on January 28, 2015 by henry tapper

  The Pension Plowman rifling through the pockets of a trustee lying in the gutter following an all night pension celebration , has found too documents, the first a copy of Corporate Adviser the full text of which can be … Continue reading →

Posted in pensions | Tagged , , , , , , , , , , , , , | 4 Comments