Tag Archives: ETV

WTW-you don’t “de-risk”; you transfer risk!

In late March, Willis Towers Watson (WTW) published a survey of the choices made by 170,000 members of occupational defined benefit schemes. This is the question the survey sets out to answer “What choices have pension members made since the dawn … Continue reading

Posted in pensions | Tagged , , , , , , , , | 2 Comments

Why pensions should become a big government obsession in 2o17!

  In my article yesterday, I suggested we don’t need to change pension regulations, we need to stop looking at pensions as a threat but as a benefit. This applies to auto-enrolment too- where employers are not engaging with pensions, … Continue reading

Posted in pensions | Tagged , , , , , | 4 Comments

Why we don’t have health-based pension transfer values.

A Coleridge moment in the City I walked into a church at the bottom of Bow Street yesterday afternoon to have a cup of coffee. Slumped over his laptop, deep in thought, I saw a friend… He awoke from a statistical revery and stared … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 6 Comments

“Sexy-Cash” is back – with tPR’s blessing?

    Some years back, the then pensions minister Steve Webb waved a Boots’ pension offer in the faces of a bemused NAPF audience and berated “sexy-cash pension offers”. Boots were offering staff cash inducements to leave a pension scheme … Continue reading

Posted in pensions | Tagged , , , , , , , , | Leave a comment

The freedom to transfer your pension benefits

The freedom to transfer pension benefits has since the 5th April been denied to millions of those with deferred pensions. If you are a member of an unfunded Government pension scheme (any scheme other than the Local Government schemes), they … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , , , , , | 2 Comments

De-risking strategy found in pocket of comatose trustee

  The Pension Plowman rifling through the pockets of a trustee lying in the gutter following an all night pension celebration , has found too documents, the first a copy of Corporate Adviser the full text of which can be … Continue reading

Posted in pensions | Tagged , , , , , , , , , , , , , | 4 Comments