Great. A chance to nit-pick something from Steve Webb. The Married Woman’s Option finished in 1977, not 1978. SERPS was…
I was told by the Pensions Service, that if I divorced my husband before I retired, I would get a…
Success in applying the rules set out in law is not reliant on loopholes (I prefer educated projections of future…
I think a lot of people are holding on for worse news! I agree with you that the market now…
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Tag Archives: Cash
I didn’t get advised to cash my equities in – did I?
More people are worrying about equities crashing that at any time recently; in my opinion. When Martin Wolf writes a paper for the FT that predicts an imminent crash, people take note but not in hoards, not like this Why … Continue reading
Better pensions at no risk and no strain on cashflow? Why not – CFO?
I don’t often plug my blogs Once they are written I have moved on. But yesterday afternoon I had reason to talk with a friend who runs a way of helping defined benefits to stay running on and as … Continue reading
We have become too prudent with our long term money
This is the problem we have. We are a nation that has de-risked and see that as prudent. I do not want to criticise “individuals”, they have good advocates in Martin Lewis and others, and are right to be … Continue reading
Are there cuckoos scrambling your (tax-free) pension nest egg?
My friend Johnny Timpson put a thumbs down to an article in the Guardian . Not something that I’d expect; like the snoop I am, I decided to take a look. Here’s the article in the Guardian. Here’s why I … Continue reading
Don’t spend it all at once
My Grandma gave me as a 21st birthday present the proceeds of a life insurance policy . It came as a cheque for around £400 in a card with the message “don’t spend it all at once”. I went to … Continue reading
The rage of uncertainty – One UK saver’s not cashing out!
It’s not the kind of headline you want to read as you go back to work (hi- how were your holidays?). The money managers in question appear to be American and very big. They are becoming even richer by skimming … Continue reading
The value of money ; cash – like vinyl – is making a comeback
My Mum gave me cash for Christmas. It came in a neat envelope and the notes were clean and uncreased. I’m looking at one of the ten pound notes now , it seems quite a novelty. I wasn’t alone. The … Continue reading
Five questions for 2024 – not from me – from him!
Christmas is a time for giving, so I’m giving-up pretending I know what is going to happen to markets and handing my blog over to Robert Armstrong and his Unhedged team who provide me with a daily read that helps … Continue reading
Hunt’s right; tax should incentivise us savers to boost Britain.
Cash ISAs are strange. They are supposed to encourage long term saving but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading
Long term asset returns (a picture tells a thousand words)
A picture tells a thousand words, my blogs are a thousand words long. So I’ll leave this one at that.
I've just come across this letter from Smithers, covering DB pensions in general and the USS in particular. https://smithers.co.uk/extending-the-liabilities-time-horizon-is-key-to-pensions-reform/