Tag Archives: Cash

Better pensions at no risk and no strain on cashflow? Why not – CFO?

  I don’t often plug my blogs Once they are written I have moved on. But yesterday afternoon I had reason to talk with a friend who runs a way of helping defined benefits to stay running on and as … Continue reading

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We have become too prudent with our long term money

This is the problem we have. We are a nation that has de-risked and see that as prudent.  I do not want to criticise “individuals”, they have good advocates in Martin Lewis and others, and are right to be … Continue reading

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Are there cuckoos scrambling your (tax-free) pension nest egg?

My friend Johnny Timpson put a thumbs down to an article in the Guardian . Not something that I’d expect;  like the snoop I am, I decided to take a look. Here’s the article in the Guardian. Here’s why I … Continue reading

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Don’t spend it all at once

My Grandma gave me as a 21st birthday present the proceeds of a life insurance policy . It came as a cheque for around £400 in a card with the message “don’t spend it all at once”. I went to … Continue reading

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The rage of uncertainty – One UK saver’s not cashing out!

It’s not the kind of headline you want to read as you go back to work (hi- how were your holidays?). The money managers in question appear to be American and very big. They are becoming even richer by skimming … Continue reading

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The value of money ; cash – like vinyl – is making a comeback

My Mum gave me cash for Christmas. It came in a neat envelope and the notes were clean and uncreased. I’m looking at one of the ten pound notes now , it seems quite a novelty. I wasn’t alone. The … Continue reading

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Five questions for 2024 – not from me – from him!

‌ Christmas is a time for giving, so I’m giving-up pretending I know what is going to happen to markets and handing my blog over to Robert Armstrong and his Unhedged team who provide me with a daily read that helps … Continue reading

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Hunt’s right; tax should incentivise us savers to boost Britain.

Cash ISAs are strange. They are supposed to encourage long term saving  but are used as a tax-shelter for higher rate tax-payers who have large amounts they do not want to invest – for the long-term. The Chancellor is now … Continue reading

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Long term asset returns (a picture tells a thousand words)

A picture tells a thousand words, my blogs are a thousand words long. So I’ll leave this one at that.

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The use and abuse of pension’s “tax-free cash”.

  If you were to create a word-cloud of associations people make with pensions, I bet “tax-free cash” would feature prominently. I tried to google such a word-cloud but got a lot of constructions that look like they’d been made … Continue reading

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