Tag Archives: Risk

Everybody has a plan until they get punched in the mouth – Keating and Clacher

  This is an explanatory note relating to questions posed to us arising from our series of blogs on the proposed Funding Regulations. Our fourth blog led to correspondence questioning our interpretation of the fundamental flaw in these proposals, which … Continue reading

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Keating and Clacher’s conclude their evisceration of DWP’s proposed funding regulations.

This is the analysis promised in our previous Blog covering the supplementary matters required under the proposed Regulations, contained within Schedule 2 of the Regulations, and on which no discussion was invited by the Consultation on the proposed Regulations. These are … Continue reading

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Should our appetite for growth reduce with age?

  I hear a lot about “appetite for risk” but nothing about “appetite for growth”. We are currently experiencing high inflation , some would say stagflation. Stagflation is when things cost more but we don’t produce more – so don’t … Continue reading

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We need to find new ways to take pension insurance risk – and reward it.

The Phoenix Group has under its control, some £300bn of policyholder’s money spread over 13m policies. Andy Briggs, who is the Group CEO is asking the Treasury , through its regulators, the PRA and FCA to relax rules on regulatory … Continue reading

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“Trust us – we’re actuaries?” Don’t bet blind on your retirement!

  Contribution levels are not a primary indicator of a scheme’s value for money. Adrian Boulding is wrong to hi-jack the PPI report and Value for Money Debate to promote higher contributions. Pensions should not be treated as a beauty … Continue reading

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How to balance freedom and investor protection? Disclose the downside.

How to balance freedom and investor protection? Disclose the downside https://t.co/EzHL8QsA4I — Josephine Cumbo (@JosephineCumbo) September 13, 2021 In my view, the best course of action is to protect the money that the investors can least afford to lose and … Continue reading

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Should we worry about the Indian variant?

Today we await the arrival of May 17th and a further re-opening of society in Britain. But whatever elation we may have had has been tempered by rumors of a new threat which might cause a third wave and send … Continue reading

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It’s time we tested the value we get for the charges we pay

If I had read the PLSA’s response to the DWP’s proposals to flex the pension charge cap, this time last year, I would have applauded it. I told the Pensions Minister to his (virtual) face that I saw no demand … Continue reading

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Association is not causation – leave the clots to it!

While several European countries pause their vaccine rollout to look into blood clots, this would seem an ideal time to clear up once and for all whether the vaccine is causing pregnancies, sunburn, and taking up smoking! https://t.co/sXoY4li9MS — stuart … Continue reading

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Ros Altmann’s defence of pension consultants (contested).

I wouldn’t say my “postbag was full” , but my recent blog on the damage inflicted by pension consultants on the UK pension framework has raised a few heckles on social media. Having worked in pension consultancies for nearly twenty … Continue reading

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