Tag Archives: Risk

Association is not causation – leave the clots to it!

While several European countries pause their vaccine rollout to look into blood clots, this would seem an ideal time to clear up once and for all whether the vaccine is causing pregnancies, sunburn, and taking up smoking! https://t.co/sXoY4li9MS — stuart … Continue reading

Posted in pensions | Tagged , , , | 1 Comment

Ros Altmann’s defence of pension consultants (contested).

I wouldn’t say my “postbag was full” , but my recent blog on the damage inflicted by pension consultants on the UK pension framework has raised a few heckles on social media. Having worked in pension consultancies for nearly twenty … Continue reading

Posted in pensions | Tagged , , , , , , | 3 Comments

Judging your workplace pension (by saver outcomes)

Defaqto has produced an important piece of work for financial advisers wanting to help employers get to know their workplace pension. You can access it via this link (there is a little signing up to do to get there) As … Continue reading

Posted in advice gap, age wage, pensions, workplace pensions | Tagged , , , , , , , , | Leave a comment

Aviva’s IGC – more effective than its report suggests

Aviva’s IGC has turned up and you can preview it here (it launches properly Monday) It’s available as  a PDF  you can download here or you can read a digital version Having read both, I’d suggest that the PDF works … Continue reading

Posted in advice gap, age wage, auto-enrolment, IGC, pensions | Tagged , , , , , , , | Leave a comment

Covid-19; Risk, Uncertainty, Psychology and Judgement

    You can see this presentation which runs to 60 slides following Tan’s narrative   The Slideshare is available to read below in plain text. By TAN SUEE CHIEH, IFoA’s President Elect Keywords Risk. People (p). Risk of mortality … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

Con Keating on “Risk and the Management of Investment Portfolios”

One of the few things that we know about risk is that it means that, over some future period, more things may occur than actually will eventuate. The role of an active asset manager is to seek to determine which … Continue reading

Posted in advice gap, age wage, pensions | Tagged , , , , , , | 4 Comments

There is only so much pension risk, an ordinary person can take.

This diagram shows us the points where we can do well in our “journey” as DC investors. It’s a useful starting point in working out how we create value for money for ourselves. This article shows that how much we … Continue reading

Posted in advice gap, pensions | Tagged , , , , | 3 Comments

Where did we go wrong?

    For those who consider I am faltering in my campaign to restore confidence in pensions, think again. I have found the way to cover my back and stab others in theirs!   Cognitive bias explains everything! But sometimes … Continue reading

Posted in pensions | Tagged , , , , , | 1 Comment

The democratisation of risk?

I can’t say I’d heard this phrase before Bruce Porteous of Aberdeen introduced it into conversation at yesterday’s Westminster Business Forum. The only reference I can find to it on the web is a sneering jibe at “Cowboys in Superland” … Continue reading

Posted in CDC, pensions, Trades Union Congress, trustee | Tagged , , , , , | 1 Comment

The incoherence of UUK’s attitude towards risk – Mike Otsuka

Low risk is intolerable when shared by 350 institutions but high risk is fine when borne by workers individually USS’s current troubles, and UUK’s proposed solution, reflect an incoherent attitude toward risk on the part of our employers. Their responsibility … Continue reading

Posted in pensions, USS, Value for Money, welfare | Tagged , , , , | 10 Comments