Tag Archives: Income

FAKE NEWS – eroding the credibility of pensions.

Posted on January 12, 2017 by

“Yesterday I ran a blog complaining not about fake news but about misinformation accompanying the news. MOMENTUM – hang your head in shame! The news Momentum has is that the vast majority of people over 55 still don’t know when … Continue reading →

Posted in pensions | Tagged , , , , , , , , , | 4 Comments

Thanks – it’s a delight to do business with you!

Posted on October 28, 2016 by

    It’s a real delight speaking to micro businesses about pensions. You might think a simple question like “which one do you think is best?” would become boring, now we’re closing in on 5000 employers who’ve asked us it. … Continue reading →

Posted in auto-enrolment, pension playpen, pensions, robo-advice, Sage | Tagged , , , , , , , , , | Leave a comment

I know what to do- I just want help! Equities, volatility and dividends.

Posted on September 1, 2015 by

  The unconventional, but inescapable, conclusion to be drawn from the past fifty years is that it has been far safer to invest in a diversified collection of American businesses than to invest in securities – Treasuries, for example – … Continue reading →

Posted in pensions | Tagged , , , , , | 8 Comments

When you’re 64… buy the state pension! (girls buy even earlier!)

Posted on June 1, 2015 by

  I chaired and spoke at a number of retirement income seminars last month – you may have been at one. While I was encouraged by the engagement and education of the audience in financial products, I was frustrated by the scope … Continue reading →

Posted in actuaries, annuity | Tagged , , , , , , , , , , , , | 3 Comments

Pensions Guidance – Information, Consequences and Support (from the Ferret)

Posted on December 2, 2014 by

This is a really excellent note from the  Ferret    This note, and the linked notes below, highlight the need in pensions’ guidance for thorough examination and modelling of individual circumstances and the value of the presentation of options in an easily … Continue reading →

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Safe, stable, regular and for life

Posted on September 10, 2014 by

I had lunch with Mr Sipp yesterday. Mr Sipp is John Moret and he has done more to pioneer the new pension freedoms than anyone else. I think the dodgy curry and glass of house white I bought him scant … Continue reading →

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How to buy a pension

Posted on May 5, 2012 by

Buying your pension is one if not the biggest financial decisions you will take (or have taken). It’s fearfully difficult and most people take it with little help and – worse-information. Almost everyone is going to have to do it and that so … Continue reading →

Posted in annuity, Bankers, Change, Consolation, dc pensions, defined aspiration, happiness, pensions, Public sector pensions, Retail Distribution Review, Retirement | Tagged , , , , , , , , , , , , , , , | 6 Comments