Tag Archives: Income

Over-55s lacking knowledge of expected retirement income; thx R.Smith and Freetrade

Posted on November 11, 2026 by henry tapper

Almost four in five (79 per cent) over-55s do not know how much income their pension will provide in retirement Continue reading →

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Guided retirement consultation has a glaring hole.

Posted on November 5, 2026 by henry tapper

An income for life is not, by itself, a definition of a good retirement outcome.
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Glyn Bradley objects to DC pensions selling a “falling income product”

Posted on September 30, 2026 by henry tapper

Time to get real: building guided retirement in a world with inflation – the thoughts of Glyn Bradley Continue reading →

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Should DC pensions give retirement freedom or a steady income?

Posted on September 26, 2026 by henry tapper

This is not a new argument. we’ve been having it all century and in 2014 many thought it had been settled by George Osborne. But pension freedoms haven’t been a success for the silent majority Continue reading →

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Pension people- lets elevate our thinking to ‘consumer level’

Posted on September 25, 2026 by henry tapper

To state the bleeding obvious, we should be offering consumers a better retirement income  forecast than we do today. Continue reading →

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Getting paid retirement income from investments beats annuity or even CDC (says Brian Henderson)

Posted on September 14, 2026 by henry tapper

Brian Henderson’s wonderful decumulation VFM chart! This man is asking the right questions and though my answer to DC starts with a “C”, I know that value for most people’s existing money will come from the decumulation of the DC … Continue reading →

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Let’s think of the cost of housing in retirement as a charge against our income

Posted on August 28, 2026 by henry tapper

Information on housing in retirement has been missing from the adequacy debate generated by Pension UK’s annual report on the subject. Standard Life has produced a good report showing how much housing impacts the affordability of lifestyle’s as we stop … Continue reading →

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“There’s nothing special about dividends” – says Robin Powell.

Posted on August 18, 2026 by henry tapper

This article is important to pensions though it’s aimed at people with portfolios of directly held shares. Pension funds of course don’t pay a dividend, they pay a pension which is an encashment of the fund. But people base their … Continue reading →

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The Dashboard is cleaning up our data – so we’ll see our retirement wages.

Posted on August 17, 2026 by henry tapper

It makes us think;-  the prospect of life with a pension dashboard! If Chris Curry is right, the dashboard has done part of its job- a year from starting. We don’t know when he’ll have it open to the public … Continue reading →

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Is the pension industry really aligned with the Pensions Minister?

Posted on July 24, 2026 by henry tapper

I thought we were to get comment from Pensions UK on Torsten Bell but it turned out an advert. I find a lot of what I read is no more than advert for conferences and that conferences are just adverts … Continue reading →

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