Tag Archives: pension freedom
Pension freedoms don’t work for the dead, pensions are for the living!
I come at the issue rather differently than Ros who is keen on protecting retirement wealth as a haven for those with inheritance tax problems. Well I don’t think this is top of the list of Government priorities despite there … Continue reading
Posted in pensions
Tagged annuity, pension freedom, Ros Altmann, Sir Steve Webb, Steve Webb
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Ombudsman 1 – Freedom 0
It would seem that Mr T (neither of the A-team or of this blog) has been sent packing by the Pensions Ombudsman. Mr T sued Standard Life’s staff pension trustees to max-up his CETV. He did so using an online … Continue reading
Was DC the only choice for the Tata Steelworkers?
Speaking on the radio yesterday, John Ralfe called the decision of Tata Staff to accept the loss of future accrual into a final salary scheme in exchange for a 10% contribution into a DC pension fund as … Continue reading
Posted in actuaries, advice gap, FinTech, Jersey, pensions, Pensions Regulator, Politics, pot
Tagged British Steel, Defined Ambition, Freedoms, pension freedom, pensions, Ros Altmann, Steve Webb, tata, Tata steel, Technology
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FAKE NEWS – eroding the credibility of pensions.
“Yesterday I ran a blog complaining not about fake news but about misinformation accompanying the news. MOMENTUM – hang your head in shame! The news Momentum has is that the vast majority of people over 55 still don’t know when … Continue reading
Posted in pensions
Tagged Financial wellness, Freedom, Income, momentum, pension, pension freedom, Placebo, Retirement, WASPI, Wealth
4 Comments
Common sense needed on transfers
Whether you’re moving house or moving money, the process is fraught. We are no closer to pots following member than when the “portable personal pension” was established in 1987. The friction involved in moving money from scheme to scheme, fund … Continue reading
Posted in Change
Tagged annuities, Common sense, Freedom, guarantees, Money, moving money, pension freedom, pension savings, pension transfers, pensions, personal pension, Thomas Paine
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The value of guaranteed annuity rates
The affable , cricket loving chief executive of Royal London- Phil Loney- has written to Ros Altmann thus;- Dear Ros Congratulations on your Maiden Speech. It is pleasing to hear such a positive advocate for pensions. I was particular pleased … Continue reading
Posted in pensions
Tagged Business, dc pensions, Employment, GAR, Government, National Employment Savings Trust, pension, pension freedom, Phil Loney
13 Comments
The land of the (pension) free
As I cleared immigration this morning, the chap charged with checking my travel authorisation asked me.. “so how are we doing over here?” I looked blankly.. “it says here you’re a pension consultant – how we doing?” To the … Continue reading
Posted in pensions
Tagged dc, Happiness, land of the free, My way, New York, pension freedom, USA, Wealth
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Should we be trusted with our pension pot?
Today’s the day those over 55 can start taking their pension pots as they like;- except you can’t because the insurance companies are closed for the Bank Holiday except your defined contribution pension provider may not have adapted its systems yet except you … Continue reading
Posted in pensions
Tagged annuity, Blog, Business, CDC, corporate risk, dc, dc pensions, de-risking, Defined benefit pension plan, Employment, Government, pension, pension freedom, Pension new, pension playpen, pensions, Retirement, Steve Webb
4 Comments
The long walk to pension freedom
There is a walk to pension freedom – it needn’t be that long if we can get advice right. Continue reading
Posted in annuity, pensions, Pensions Regulator
Tagged Citizens Advice, FCA, Freedom, House, IFA, pension, pension freedom, pension transfers, TPAS
2 Comments