here’s what you’ve been saying
John Mather on “Fund pays”. How p… Paraplanner on What’s the point of thes… Mark Meldon on “Fund pays”. How p… Phil Castle on “Fund pays”. How p… Colin Meech on Trade Unions; a necessary agen… Robert Davies on What’s the point of thes… Mark Meldon on If we can’t measure CETV… henry tapper on If we can’t measure CETV… Adrian Boulding on If we can’t measure CETV… Phil Castle on What’s the point of thes… Graham Bentley on What’s the point of thes… George Kirrin on Trade Unions; a necessary agen… IFA on What’s the point of thes… henry tapper on What’s the point of thes… John Mather on What’s the point of thes…
Monthly Archives: April 2018
“Lifestyle” jobs should still pay pensions!
The latest Gig Economy case to be tested in court starts today , (Monday 30th April) Courier firm Hermes is facing action from GMB Union members. The legal action, which follows GMB’s landmark success against Uber, is on behalf of … Continue reading
Posted in auto-enrolment, pensions
Tagged auto enrolment, benefits, gig-economy, GMB, Hermes, pensions, Ros Altmann, Steve Webb
2 Comments
SJPEXIT and its implications.
Reading Colin Richardson’s excellent Governance Advisory Arrangement (GAA) report on SJP, I realised just how tough it is for anyone who doesn’t work for St James Place to take any sort of decision on an SJP Pension. Here – for … Continue reading
Posted in advice gap, pensions
Tagged Colin richardson, GAA, pensions, SJP, SJPexit, Value for Money
8 Comments
Hargreaves Lansdown’s IGC as pretty and effective as a chocolate teapot!
In 2015, David Grimes and the Hargreaves Lansdown IGC, delivered what remains the worst IGC report I have ever reviewed. Things improved considerably in 2016 but the IGC has not kicked on and I find the 2017 report … Continue reading
Posted in IGC, pensions
Tagged Harvreaves Lansdown, IGC, pensions, Research, SIPP, Tom McPhail
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SJP policyholders deserve an IGC. They have a great GAA – but that’s not enough!
St James Place is one of Britain’s largest financial institutions, it is a FTSE 100 company with 2017 revenues of over £9bn. It is therefore surprising that its exposure to workplace pensions is so limited that it does not need … Continue reading
Posted in IGC, pensions
Tagged GAA, Hargreaves Lansdown, IGC, pensions, SIPP, SJP, wealth management
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George Emsden’s journey across the channel.
Anyone who knows George Emsden, will know he is the man behind this wonderful account of his recent travels. It takes some skill to speak this well, but even more to write as well as you speak! A privilege to … Continue reading
A way to talk to your staff about pensions
This letter can be found on the Government’s new “get to know your pension” website. If you have staff , then you may want to send them this letter – top and tailed of course! Oddly, the recommended version does … Continue reading
Posted in pensions
2 Comments
Pensions and the Blue Planet
In an astonishing report “Navigating ESG – a practical guide”, the teams of the Defined Contribution Investment Forum have delivered a major contribution to our understanding of what “responsible investing” is, who wants to do it and how we can talk … Continue reading
Posted in pensions, responsible investing
Tagged Blue Planet, DCIF, ESG, pensions, responsible investing, SRI
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A blueprint for pension consolidation.
Yesterday I was reading the corporate accounts of MoneySupermaket.com. Last year, as well as generating nearly £400m of turnover and making over £100m in profit, MSM were given personal information by over half the UK adult population. 25m people volunteered … Continue reading
Posted in pensions
Tagged Blueprint, pension, Pension consolidation, pension playpen, pension reform, pensions, Pot follows member
7 Comments
Watch out for that land down under! Australia’s as confused as we are!
Australia is the land where the market never crashes. It is a nation of double digit compulsory pension contributors , of universal pension engagement and an example to us all. Well some of this is true, but if recent reports coming out of … Continue reading
Posted in pensions
Tagged Andy Haldane, Australia, Clearing, pensions, Pot follows member, Super
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“Financial Home for the over 50s”
Well that’s what Oliver Wyman is telling insurers with workplace pension books to aspire to be. I haven’t seen this phrase in any IGC report but it does it for me. I well remember meetings when I was at Zurich … Continue reading
