here’s what you’ve been saying
Robert on Port Talbot steelworks –… Stephen Tiley on The Bitcoin scam – that… mosegas on The Bitcoin scam – that… Robert on Contingent charging – a… John S Mather on Contingent charging – a… henry tapper on Come join the party – th… Julie Richards on Learning to live and love the… Phil Castle on Learning to live and love the… Eugen N on Can CDC offer private school p… Brian on Could pensions yet break state… Julie Richards on Could pensions yet break state… Phil Castle on Can CDC offer private school p… Brian on Could pensions yet break state… henry tapper on ReAssuring us through its IGC? Peter Beattie on ReAssuring us through its IGC?
Tag Archives: SJP
Trustees and transfers
Jo Cumbo’s article in Pensions Expert on contingent charging takes a dim view of trustee behaviour to date. Her idea that advice to stay in a DB scheme could be paid for by docking the original pension has got some … Continue reading
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Posted in advice gap, pensions
Tagged Adrian Boulding, jo cumbo, pensions, Phil Yound, SJP, transfers, trustees
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The “wonder” of wealth
As Dr Chris Sier entered the Corinthia Hotel on Wednesday, en route to a cup of tea with the AgeWage management team, he noticed a gentleman handing over his Bentley keys to the doorman, with a fifty pound note as a tip . … Continue reading
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Posted in advice gap, pensions
Tagged advice, Hargreaves Lansdown, pension, pensions, Samuel Johnson, SJP, wealth management
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Do pension customers get value for money from financial advisers?
This is the last of eight blogs I’ve written in response to the Work and Pensions Select Committee’s inquiry into Pension Transparency. Today’s exam question is “Do pension customers get value for money from financial advisers?” and the quick answer … Continue reading
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Posted in pensions, WPC
Tagged advice, Chive, Financial adviser, HL, IFA, internet, pensions, RDR, SJP, Technology
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SJP’s human shield
Will Robbins has followed up Elliot Smith’s brilliant expose of SJP’s fund profiteering by publishing the highlights of an interview with SJP’s front man – Chris Ralfe. I strongly recommend you read both pieces. What they reveal is the “ours by right” … Continue reading
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Posted in advice gap, pensions
Tagged advice gap, Citywire, Human Shield, new model adviser, pensions, SJP
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SJPEXIT and its implications.
Reading Colin Richardson’s excellent Governance Advisory Arrangement (GAA) report on SJP, I realised just how tough it is for anyone who doesn’t work for St James Place to take any sort of decision on an SJP Pension. Here – for … Continue reading
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Posted in advice gap, pensions
Tagged Colin richardson, GAA, pensions, SJP, SJPexit, Value for Money
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SJP policyholders deserve an IGC. They have a great GAA – but that’s not enough!
St James Place is one of Britain’s largest financial institutions, it is a FTSE 100 company with 2017 revenues of over £9bn. It is therefore surprising that its exposure to workplace pensions is so limited that it does not need … Continue reading
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Posted in IGC, pensions
Tagged GAA, Hargreaves Lansdown, IGC, pensions, SIPP, SJP, wealth management
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“Ease of use” or “value for money”?
Paul Lewis, above all other financial journalists is the master of the 140 character tweet. Here is one of his very best, embedded in a conversation with Louise Cooper. The genius is in the “compete mainly on rhetoric and ease … Continue reading
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Posted in pensions
Tagged charges, costs, Money, pension, SJP, St James Place, value, Value for Money
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