Tag Archives: SJP

Change or die – the FT puts the boot into SJP

In an article that will alarm SJP’s shareholders, the FT calls into question SJP’s business model. The concern will be especially felt among the older generations of shareholder who will remember how Allied Dunbar fell from darling to disaster in … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

SJP shows vulnerability from an undiversified revenue model

This is enormous news. An exceptional hit of £860m directly attributable to #consumerduty That’s a very large sacrificial offering to the regulatory gods. Every single large FS firm will be looking at this & understand very clearly how seriously this … Continue reading

Posted in pensions | Tagged , , , , , | Leave a comment

Two coronations – 70 years – not much happened?

  I decided to have a clear out of a few good posts I’ve spotted and put in my drafts folder. This has gone a little cold since Garry Mackay posted on my linked in feed a few weeks ago. … Continue reading

Posted in pensions | Tagged , , | Leave a comment

SMEs need advice on pensions – advisers need “VFM” to work.

Sarah Smart gave a pretty impressive presentation to a group of PLSA members this morning. Speaking from the PLSA, Smart – a former adviser and now Chair at the Pensions Regulator singled out advisers as key stakeholders in getting the  … Continue reading

Posted in pensions | Tagged , , , , | Leave a comment

What’s that Rob Gardner up to now!

I like Rob Gardner- he gets things done. He created Redington and Mallowstreet, he started Redstart and has written books for children on how to manage money. He dragged us into using twitter and linked in and showed us how … Continue reading

Posted in pensions | Tagged , , , | 2 Comments

SJP’s 3rd Value Assessment hits the mark

The investor’s choice for wealth management Speaking with Rob Gardner following the publication of SJP’s third Value Assessment Statement , we discussed where SJP found themselves on the fee spectrum. Here’s the conclusion we came to; When it comes to … Continue reading

Posted in pensions | Tagged , , , , , | 2 Comments

People have better things to worry about than pension charges

People’s Pensions report that more people are worried about the costs of their mortgages and bank accounts than their pensions. There are good reasons for this. People pay bank and mortgage charges today, pension charges are paid out of the … Continue reading

Posted in pensions | Tagged | 1 Comment

Why is Aviva buying Succession – an IFA consolidator?

Just as Scottish Widows moved on Embark, so Aviva has moved on Succession, announcing its £385m acquisition of the IFA consolidator as part of its annual results this morning. Aviva says the deal would “significantly” enhance its presence in the … Continue reading

Posted in pensions | Tagged , , , | 1 Comment

The 2021 IGC reports – links, reviews and ratings

I’ve completed my review of the 2020 IGCs and GAAs – 15 reviews of the reports I know of. It you run an IGC or GAA that I’ve missed, please send me your report. I doubt many IGCs have met … Continue reading

Posted in IGC, pensions | Tagged , , , , , , , , | Leave a comment

The SJP’s GAA report comes up short

  This is how the SJP Governance Advisory Arrangement measures the value for money offered by SJP’s workplace pension schemes. Behind this analysis is a statement from the GAA Chair The GAA believes that value for money is subjective and … Continue reading

Posted in pensions | Tagged , , | Leave a comment