Henry, I agree. I don’t think most people reach retirement looking forward to managing drawdown for the next 25 years.…
Henry It is not the right side of the bell curve that you need to concern yourselff with it is…
[…] ← Pension people- lets elevate our thinking to ‘consumer level’ […]
I had the same issues when testing as well as prior pension pots that had been transferred were listed as…
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Tag Archives: St James Place
You’re a success – SJP will work for you ; and here’s more thoughts for those who can’t afford advice.
First an excellent paper from SJP. If you’re reading this I’m guessing you like SJP, so do I. I had a chance to work there when it started and I said “no” it was a mistake. Then some thoughts for … Continue reading
Posted in pensions
Tagged Bill Sharpe, hardest, Nastiest, Pensions, problem, Retirement, SJP, St James Place
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The SJP dispute over who owns the clients (again)
I remember when I was in the game of building a business as a self-employed adviser working for SJP’s predecessor (Hambro and then Allied Dunbar). Coincidentally, insurance has moved on a long way in most respects (see Gordon Aitken for … Continue reading
Posted in pensions
Tagged advice, Business and Economy, Management, SJP, St James Place, Wealth
2 Comments
Would you act the car finance salesman – and advise at SJP?
Choose a discretionary charging structure that harmed the client’s finances to pay my adviser more money – no thank you! I’ll wait till the end of the month to transact, I’m sure I would, but I’m not sure I’d invest … Continue reading
SJP’s charges “pleasingly boring” – Holly Mackay
I had to duck out of the CISI conference last week to talk to SJP big-wigs about their new way of presenting the charges they make. Gone are the early withdrawal charges ( a hangover from another era) split … Continue reading
SJP’s charges “pleasingly boring” – Holly Mackay
I had to duck out of the CISI conference this morning to talk to SJP big-wigs about their new way of presenting the charges they make. Gone are the early withdrawal charges ( a hangover from another era) split out … Continue reading
It’s time to stop sneering at St. James’s Place
St. James’s Place released their half yearly results yesterday and the market responded by marking up their shares 5%. The results told us that SJP had added nearly £10bn to funds under management and that operating profit had shot up. … Continue reading
Posted in pensions
Tagged AJ BEll, Hargreaves Lansdown, Pensions, Rob Gardner, SIPP, SJP, St James Place
6 Comments
5 good reasons we have SJP
As readers of the Times know, James Coney has been exposing St James’s Place as a high pressure sales outfit that rewards its “advisers” with diamond cufflinks, overseas conventions and a lot of money for bringing client’s money under SJP … Continue reading
Posted in advice gap, pensions
Tagged Commission, Fees, pensions, SJP, St James Place, wealth tax
8 Comments
How contingent fees underpin SJP’s shareholder value.
The last two days have not been kind to St James Place, on Tuesday it was presented with the FCA’s CP19/25 and PS19/21 and yesterday it had to face the wrath of the market which marked its shares down 5% … Continue reading
The problem with platforms (is that everyone loves them).
Platforms are a relatively new but significant and growing distribution channel. The platform service provider market has doubled since 2013 from £250bn to £500bnassets under administration (AUA). This growth in AUA has been driven by rising markets and increasing levels … Continue reading
Posted in pensions
Tagged Boring Money, Drawdown, FCA, Hargreaves Lansdown, LaingCat, pensions, platforms, SIPP, St James Place, Vanguard
3 Comments
“Ease of use” or “value for money”?
Paul Lewis, above all other financial journalists is the master of the 140 character tweet. Here is one of his very best, embedded in a conversation with Louise Cooper. The genius is in the “compete mainly on rhetoric and ease … Continue reading
Posted in pensions
Tagged charges, costs, Money, pension, SJP, St James Place, value, Value for Money
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The MoneyHelper dashboard is now in large scale unmoderated beta testing, which means pretty well anyone can sign up, is…