I think the Mineworker's surplus distribution is probably going to prove one of the most significant announcements in the budget.…
There are problems with swapping pots for pensions when you are running your CDC plan the way that Royal Mail's…
https://rmcollectiveplan.com/other-pensions "Currently, you are not able to transfer other pensions into the Collective Plan. If this changes in the future,…
Oops! Sorry about the duplicate. When I hit "send" the first time, it came back with "get lost, too many…
Tag Archives: value
We’re so obsessed by the value of our property; we forget we need the wage to live in it!
We are so emotional about the “family home” that we forget we need a wage in retirement to pay the household and then care bills. IHT relief’s an extension of this obsession. Continue reading
Posted in pensions
Tagged Badenoch, House, IHT, Pensions, Price, value, Wage in retirement
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My Nest dashboard quotes me twice the “pot” my Pensions Dashboard shows
We spend ages TALKING about adequacy, but poor systems make me wonder if we actually care? Talk is cheap, right? Continue reading
Brian Henderson asks whether CDC gives you better VFM than DC – it depends!
You can download the document for yourself from here. Here is Brian’s introduction on social media
How the leasehold mafia screwed a generation of homeowners
Looking at the increasing amount of interest in the blogs that Harry Scoffin has produced for us, I reckon that we are getting worried about the fate of leaseholders who can’t move for falling prices, who pay the equivalent … Continue reading
Posted in pensions
Tagged Free leaseholders, Harry Scoffin, leasehold, Leaseholders, value
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How should our pensions value unlisted equities?
I was shocked when I read that many of the valuations of private equity funds are carried out by employees of the funds. I am pleased to hear that the FCA are looking into this practice and I hope that … Continue reading
If you can’t choose on price…what? The employer’s dilemma – choosing pensions for staff
The FCA ,TPR and DWP have made it clear that they are uncomfortable that workplace pensions are being chosen on price. There are good reasons for this, the first of which is that low-price usually correlates with poor investment and … Continue reading
How should you divorce your financial advisor?
Marriages always start so well and that’s the same if you are getting into a relationship with a spouse or your financial advisor. Many people selecting an IFA find themselves in “shock and awe” at a handsome report presenting … Continue reading
His Majesty’s Treasury’s big idea for pensions needs help
HMT has one explicit pensions policy mentioned in the mini-budget. The government is proposing that “well designed” performance fees, typically levied by private equity and venture capital managers, should be excluded from the 0.75% charge cap on DC workplace pension … Continue reading
Posted in pensions
Tagged Asset Manager, HMT, illiquids, private markets, value, Value for Money
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SJP’s 3rd Value Assessment hits the mark
The investor’s choice for wealth management Speaking with Rob Gardner following the publication of SJP’s third Value Assessment Statement , we discussed where SJP found themselves on the fee spectrum. Here’s the conclusion we came to; When it comes to … Continue reading
Why we shouldn’t choose pension providers just on price!
The decision from the DWP to defer prescribing on how a commercial pension provider charges member’s for their services is welcome. It would have been better if we didn’t have to consult further and that the Government made the message … Continue reading
Posted in pensions
Tagged DWP, interactive invetor, pension, Pension Bee, Price, value, Value for Money
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With no mines left - who's there to pay out this surplus to than the former mineworkers. I wonder if…