Tag Archives: Strategy
“Rising interest rates bring prolonged downturn to the buyout industry”
We need to say this again and again. The money that insurers swap in return for promises to pay annuities (replicating pensions) is invested by those insurers for profit. But as Mary McDougall and Alexandra Heal explain here, the investment … Continue reading
Posted in pensions
Tagged Broadstreet Partners, Canadian, Equity, Pensions, Strategy
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Decisive action needed on Thames Water now.
Travel a mile east of Windsor and you get to Datchet, on the one side of the river are the grounds of Windsor Castle, on the side pictured is the road to Old Windsor, this picture is taken pretty … Continue reading
How should our pensions value unlisted equities?
I was shocked when I read that many of the valuations of private equity funds are carried out by employees of the funds. I am pleased to hear that the FCA are looking into this practice and I hope that … Continue reading
Do speculative opinions of future value have a place in VFM statements?
Jo Cumbo’s post deserves a proper answer Looking for comments on the Government’s proposals to allow #pension providers to use estimates of future investment performance, in their new value-for-money assessment. To be clear, this is about the provider estimating returns … Continue reading
Time for a cost of living strategy from pension providers
Pension providers, insurers and advisers each need a cost of living strategy for those they serve. It is worrying , that pension providers are making a fuss over the ESG credentials of their funds but not worrying over the … Continue reading
Posted in pensions
Tagged cost of living, DWP, Insurers, Pension Providers, Strategy, TPR
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Willis Towers Watson – thinking for us on pensions
I’d like to draw your attention to an important study from Willis Towers Watson’s Thinking Ahead Insitute. It’s called shifts for the DC organisation of tomorrow. The study asks questions of pension providers around the world. It comes to one … Continue reading
Posted in pensions
Tagged AgeWage, John Quinlivon, pensions, Strategy, Willis Towers Watson
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The pernicious effect of NEST’s market distortion
Yesterday I wrote about the unsatisfactory outcome of an industry discussion with NEST. The PLSA debate on mastertrusts at their annual conference failed to properly engage with NEST’s ongoing role in the UK pensions market and the ambiguity of its … Continue reading
Posted in pensions
Tagged API, auto enrolment, DWP, Helen Dean, NEST, Otto Thoresen, pension playpen, pensions, pensionsync, Strategy, Technology, TPR
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The ground moving under us.
What I like about August is that it gives you a little space. Nothing much gets done because at least one decision maker is away and we’re all waiting for September. The French just forget about working in August. Because … Continue reading
Posted in advice gap, annuity, pensions, Pensions Regulator
Tagged advice, alignment, auto enrolment, change, EET, FAMR, Pension Freedoms, pensions, Retirement, Strategy, strategy group, Tax, TEE
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When all else fails – keep on working!
Jeroen Wilbronk is a really good bloke, but I always end up disagreeing with him. He’s one of these smart-arse markets people who has an answer for everytyhing! I’ve known him a few years and have always envied his sunny … Continue reading
Posted in pensions
Tagged Actuary, advice, corporate governance, corporate risk, crash, customer service, deiversification, Forex, Investment, IPad, Jeroen Wilbronk, Markets, Strategy, Switzerland
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Post budget capacity challenge for insurers
Scottish Widows boss Toby Strauss has told the Telegraph that his company is already facing a capacity crunch as it digests the impact of legislative changes over the past two years and faces the challenges of 2015. The … Continue reading
Posted in annuity, auto-enrolment, brand, pensions
Tagged ABI, annuity, Business, dc pensions, Defined benefit pension plan, DWP, Employment, Financial services, first actuarial, pension, Pension new, pension playpen, Retirement, Scottish Widows, Society, Strategy, the Telegraph, toby strauss
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