Tag Archives: Equity
“Rising interest rates bring prolonged downturn to the buyout industry”
We need to say this again and again. The money that insurers swap in return for promises to pay annuities (replicating pensions) is invested by those insurers for profit. But as Mary McDougall and Alexandra Heal explain here, the investment … Continue reading
Posted in pensions
Tagged Broadstreet Partners, Canadian, Equity, Pensions, Strategy
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We do not restore confidence on our own – we do it together
Today we see the launch of the Government’s new industrial strategy. Five Live’s “Wake up to Money” program came from the white heat of a Coventry industrial research plant. Last week Nigel Wilson called for us to put back the Capital into Capitalism … Continue reading
Posted in pensions
Tagged Aviva, Aviva Investors, Bonds, equities, Equity, Mark Wilson, Neil Woodford, Nigel Wilson, Patient Capital, pensions, The Pension Regulator
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We have “capitalism without the capital” – we should be patient!
It’s budget day and Nigel Wilson has been on Wake up to Money, urging the Chancellor to encourage Britain to invest positively for its future. He tells us that Britain has “Capitalism without the Capital”, he’s right and I’m with the … Continue reading
Posted in advice gap, pensions
Tagged capital, Equity, Housing, John Mather, Nigel Wilson, pensions, Savings
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We need a home ownership detox!
An important day for British Housing Policy Today, the Government will publish its white paper setting out its long-term housing strategy. This has implications for everyone living in the UK, including the homeless, those who rent, those who own and … Continue reading
Posted in pensions
Tagged Brick, Detox, Equity, home ownership, Household, Infrastructure, Legal & General, mortgage, pension, Sausage, Thatcher
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Why I’m scared of wealth managers
This blog’s written for the advisory community, but if – like me – you are considered a target for wealth management – you might want to read it too. Consumers approaching the tipping point from saving to spending their … Continue reading
GARs – a simpler way out for insurers…
This blog offers insurers a simple way out of the problem they have with Guaranteed Annuity Rates- it means paying the reserved for value of the policy rather than the (lower) investment value of the contributions. By way of explanation.. … Continue reading
Posted in annuity, EU Solvency II, investment, London, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged advice, Annuity Rates, defined benefit, Equitable Life Assurance Society, Equity, Guaranteed Annuity Rates, Ros Altmann, Royal London, The Equitable, Transfer values
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