-
-
Tags
Month
Post Types
Categories
Tag Archives: Property
So how do we manage if the value of our house isn’t going up?
I will start with a post and article from the very good Times stalwart David Byers In the old days, your suspicion that your future pension wasn’t what it ought to be wasn’t a major worry. The house would help … Continue reading
Posted in pensions
Tagged Business, CDC, David Byers, Equity, middle class, pension, Pensions, Property, Retirement, the Times
Leave a comment
Lease holding depends on Government’s intentions – what are they?
London is a great place to buy a flat, it is a vibrant City and a flat gives you access to everything on your doorstep except, buying a flat is not proving very lucrative. Today, Harry Scoffin with be in … Continue reading
Ground Rents don’t seem to be doing much good for pensions either.
Let’s start by looking at the problem with ground rents from the perspective of someone on or getting on the housing ladder. Ground rents are toxic. They’re stopping people getting mortgages. They’re stopping sales. The market is dead in certain … Continue reading
Posted in pensions
Tagged Commercial Property, ground rent, leasehold, Pensions, Property, RailPen, Retail P{roperty
3 Comments
“Safe as Houses” – Con Keating on investment and speculation
This piece by Con Keating was first published in Professional Pensions In early 2020, in order to explore the potential for Collective Defined Contribution (CDC) pensions, I began an extensive project to investigate the investment performance of the major asset … Continue reading
The Four Trillion pound lifeboat for (some) British Pensioners.
I was in Westminster last night for drinks on the terrace watching politicians lining up to tell their in-jokes about the Conservative party leadership contest. The jokes weren’t very funny and even if they were, I couldn’t tell you them … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Equity release, pensions, Property
1 Comment
Grand designs from Dolphin Trust
If you want to invest in Dolphin Trust , you can watch a video advertising Canisius Careee, one of Dophin Trust’s investments. These are “real pictures”. It’s property backed – it’s German – you get a first charge … Continue reading
Pensions before politics!
It must be odd to hear your job is up for grabs in six weeks time. Even with a 10,000 majority, Richard Harrington MP – our Pensions Minister – must have been a little flustered by the announcement from … Continue reading
Posted in pensions
Tagged Brighton, estate agents, football, Pensions Dashboard, Property, property rights, simon kirby, Treasury, watford
1 Comment
Retiring using other people’s money
Thanks to Jo Cumbo for putting me on to this excellent debate on “property v pension”. You can listen to it here; http://bbc.in/2cyqQgP The crux of the argument is about borrowing. People do not borrow other people’s money to invest in … Continue reading
Property or pension – Village or City?
Ros Altmann, who writes better than any financial commentator I know, has produced a brilliant blog on the differences between investing in a property and investing in a pension. You can read the blog here, this is the key … Continue reading
Posted in pensions
Tagged advisor, Business, City, Immigrant, pension, Property, Ros Altmann, Village
7 Comments
Brexit- good for people’s pensions. Pensions -worse for Brexit Britain.
Contrary to the received idea, Brexit and its aftershock, the Bank of England’s QE statement , has been good for the pension in people’s pocket. Ok, we don’t have pensions in our pocket- but if we’re simply valuing our pension … Continue reading