Tag Archives: Housing

What motivates the young?

Posted on December 5, 2023 by henry tapper

“The most important fact in modern British domestic politics: in the 1990s, a first-time buyer couple on a low-to-middle income saving 5% of their wages would have enough for an average deposit after three years. Today it would take them … Continue reading →

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“High interest rates will help the young”- really?

Posted on July 17, 2023 by henry tapper

  A report out today from the Resolution Foundation finds a dramatic turnaround in working people’s prospects of getting rich Over the past four decades, the total value of wealth owned by UK households has been on a seemingly-relentless upward … Continue reading →

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UK BAU – Nigel Wilson – L&G

Posted on June 27, 2019 by henry tapper

Not for the first time I have been encouraged in my work by L&G’s CEO Nigel Wilson. There have been times when this has been face to face, this morning it was on Radio 5’s Wake up to Money. Nigel … Continue reading →

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We have “capitalism without the capital” – we should be patient!

Posted on November 22, 2017 by henry tapper

It’s budget day and Nigel Wilson has been on Wake up to Money, urging the Chancellor to encourage Britain to invest positively for its future. He tells us that Britain has “Capitalism without the Capital”, he’s right and I’m with the … Continue reading →

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Fancy finance or cheaper houses?

Posted on March 28, 2017 by henry tapper

  I recently wrote a blog arguing that we could make more use of the  burgeoning financial education/wellbeing brigade to get youngsters saving for proper housing of their own. My thoughts focussed on finance but of course the Government want … Continue reading →

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Helping young staff to a home of their own

Posted on March 27, 2017 by henry tapper

There’s increasing help in the workplace for those planning retirement or struggling with debt.  “Financial well-being” is this year’s “financial education” and the healthcare organisations have worked out that a solvent workforce is a workforce less likely to suffer from … Continue reading →

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These are the Good Times for savers and investors!

Posted on February 3, 2017 by henry tapper

  It is very rare that savers get told they’re “having it good”, but if you’re saving into a workplace pension default , you’ve just had a great 12 months. I’m looking at a piece of paper that tells me … Continue reading →

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Walk on! A panegyric for May’s interventionism.

Posted on October 7, 2016 by henry tapper

  This footpath is not a road – it is a footpath; it is not closed, it has been closed; it is not blocked by roadworks , the footpath is walkable but the pedestrian has to walk past some red tape. If … Continue reading →

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Why the Autumn Statement was so important for pensions

Posted on November 30, 2015 by henry tapper

Last Thursday I pointed out how the introduction of a Stamp Duty Land Tax (SDLT) could be the most significant statement on pensions that Osborne never made. Paul Lewis has blogged the details, follow his twitter timeline to see the Q&A … Continue reading →

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The Treasury – the office of pension irresponsibility

Posted on March 19, 2015 by henry tapper

The Treasury should be renamed the office of pension irresponsibility. It wants to milk pensions as the “new banks” and is acting as the political wing of the housing market. It talks fiscal prudence while pushing the bribes of March. For … Continue reading →

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