Monthly Archives: August 2019

The state of pensions – from Lady Lucy

Posted on August 19, 2019 by

  It’s an odd Monday morning, I’m on my boat, BBC Radio Wales have just asked me to comment on a story about the state pension (no chance – I’m setting up my boat) and in a few minutes Professional … Continue reading →

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“Fifty shades of nay” – how hard should it be to get digital access to your data?

Posted on August 18, 2019 by

Providers are always finding new ways to stop AgeWage getting the data authorised us by letters of authority (LOA). Even when an individual signs an LOA – and the insurer is legally required to act on it – the struggle … Continue reading →

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NEST, technology and personalisation

Posted on August 18, 2019 by

I really admire this Rowlands chap. I’ve know him for the best part of 30 years and in all that time he has never been anything but a gent. He’s now a Director at NEST and I urge you to … Continue reading →

Posted in advice gap, age wage, dc pensions, DWP, FCA, Financial Education, NEST, pensions | Tagged , , , , , | Leave a comment

Provider’s mixed messaging on CETVs

Posted on August 17, 2019 by

A troop of CEOs have paraded accross New Model Adviser in the past week, all claiming that banning contingent charging would stop advisers working in the mass market. Quilter’s Andy Thompson speaks out here Simply Biz’ Matt Timmins speaks out … Continue reading →

Posted in advice gap, age wage, pensions | 5 Comments

Lipstick on a pig – the sorry state of “robo-advice”

Posted on August 17, 2019 by

On 11th  and 17th of September, those turning up for the FT Adviser Financial Advice Forum in London and Birmingham respectively, will be entertained by a panel session. The conference promised to bring  the views of industry and regulatory experts … Continue reading →

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It’s not pensions that are scary – it’s “search”!

Posted on August 16, 2019 by

I’ve been quoted in @OscarWGrut‘s latest investigation on how Google is STILL allowing high-risk bonds to be flogged in searches for savings deals, despite recent scandals. It’s time for Google to take its duty of care to consumers seriously. Read … Continue reading →

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Absolutely true (as I visited the Royal Mail)

Posted on August 16, 2019 by

  How the Royal Mail pension schemes are run Whether it be through its Final Salary Scheme (RMPP), the interim Cash Balance arrangement or its DC trust, Royal Mail Pension Trustees have consistently over-delivered to their organisation and the members … Continue reading →

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Are you safer in your pension?

Posted on August 15, 2019 by

The FT report news uncovered by AJ Bell that people may be safer from scammers – leaving their money in their pensions. The police units that report financial fraud and cyber crime have produced figures The figures showed reports of … Continue reading →

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Help for Trustees, Sponsors and Members with AVC plans

Posted on August 15, 2019 by

I’ve divided this blog into two- the first bit’s for the people who have charge of defined benefit schemes and relates to the DC savings plans that members can use to supplement their pensions (AVCs). The second bit’s for the … Continue reading →

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Navigating pension’s Straits of Hormuz

Posted on August 14, 2019 by

We met last night in a crowded room in Moorgate WeWork. We were an eclectic mix of pensions directors, chairs of trustees , annuity experts Retirement Line,  Ruston Smith, Vincent Franklin and me. You can see the slides here Unfortunately … Continue reading →

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