Monthly Archives: September 2019

Con Keating asks “Does life-styling make sense?”

Posted on September 17, 2019 by

  In the course of my recent work on value for money metrics, I have come across several schemes which apply life styling to older ages and many have argued that these strategies merit a benchmark which differs from the … Continue reading →

Posted in actuaries, advice gap, dc pensions, de-risking, pensions | Tagged , , , | 1 Comment

Get to gnome your pension.

Posted on September 17, 2019 by

I’m very pleased that my friends at the DWP have asked me to promote their new social media campaign designed for us to get to know our pensions. These clever people have sent me a link that allows me to … Continue reading →

Posted in advice gap, age wage, Dashboard, dc pensions, DWP, pensions | Tagged , , , | 2 Comments

“Back to front” nearly gave me a criminal record!

Posted on September 16, 2019 by

  Travelling to Peterborough yesterday I opted for the cheapest option – a second class Govia ThameLink SuperSaver fare (excluding LNER). As I was working, I asked the guard on Kings Cross platform 6 whether I could do a weekend … Continue reading →

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#PAD19 – We have no right to be right

Posted on September 16, 2019 by

No sooner than I’d written my blog on Pension Awareness Day, than it was challenged by Paul Lewis. Awareness is neither here nor there. Paying in loads and getting a huge subsidy from other less fortunate taxpayers is the key … Continue reading →

Posted in advice gap, age wage, pensions | 3 Comments

Pensions – Awareness is all!

Posted on September 15, 2019 by

Welcome to September 15th – Pension Awareness Day. I’m travelling up to Peterborough to join Jonathan Bland, Biggsy and other geeks who have been travelling around the country this past week, bigging up pensions. The Pension Geeks are a well … Continue reading →

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The financing of DC

Posted on September 14, 2019 by

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading →

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“Introducing Collective Defined Contribution (CDC) pension schemes in the UK” – CDC roundtables in Brighton and Manchester

Posted on September 13, 2019 by

This invitation came to me from the PMI (thanks Tim Middleton) and I imagine that many people who live in Brighton of Manchester might like to go to one of these meetings, if so – as they are public and … Continue reading →

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“CDC could solve freedoms issue”-Boulding

Posted on September 13, 2019 by

Scanning the depressing progression of fake news on my linked in timeline, my eye was caught by a very odd post indeed. There’s a lot going on here and I decided to probe the link to what Adrian is saying.  … Continue reading →

Posted in actuaries, age wage, CDC, pensions | Tagged , , , , , , | 2 Comments

Annuities – don’t knock ’em!

Posted on September 12, 2019 by

Unwelcome news for anyone looking to turn their pension pot into a secure retirement income. Rates are down due to low bond yields but also because there’s less competition in the market, following the #pensionfreedoms. https://t.co/NWAqReWjMi — Josephine Cumbo (@JosephineCumbo) … Continue reading →

Posted in annuity, pensions | Tagged , , , | 4 Comments

A proper discussion on how long we live

Posted on September 11, 2019 by

The Long and Short of Life Expectancy – – @bbcradio4 complete with ⁦@RedActuary⁩ https://t.co/4SBQLWe2e1 — alan chaplin (@achaplin71) September 11, 2019 This is such a good discussion on how we measure life expectancy that I don’t want to spoil it … Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , | 2 Comments