Monthly Archives: September 2019

The FCA move on insurance company funds.

  The FCA have produced some important findings on Unit Linked Fund Governance as a follow up to their Asset Management Market Study (PS18/8) – AKA – AMMS This paper is important as it goes to the heart of the … Continue reading

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Ignore promises of profligacy or face the tragic consequences.

Really important piece by @ChrisGiles_ Philip Hammond always worried that if HMT allowed fiscal credibility to slip, the Tories would end up fighting (and losing) an economic argument with Labour about who could spend mosthttps://t.co/OsnZVUKY2K — George Parker (@GeorgeWParker) September … Continue reading

Posted in advice gap, age wage, pensions, poetry, Politics | 2 Comments

Pensions and the power of patience

  There is a polarisation going on when people come to draw their retirement savings and these figures show it very well. Those who want their money early (55-64) want the money in their bank account or at an enhanced … Continue reading

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Should DC investment strategy be driven by pot size?

The FCA’s latest market data was published last week and it’s highlighted trends that I’ve been identifying on this blog for a few months. Just over 645,000 pension plans were accessed to buy an annuity, move into drawdown or take … Continue reading

Posted in advice gap, age wage, consolidation, pensions | Tagged , , , , | 2 Comments

Romi Savova’s current view on pension dashboards.

This blog was first published by Romi on 25th September and can be found on Pension Bee’s website here I’m happy to announce that today I will be joining The Pensions Dashboard Industry Delivery Group, giving consumers a louder voice … Continue reading

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Pension news, for NOW, Widows and the Dashboard!

  Restoring confidence I’ve been pleased by a lot of pensions news this week, including the master trust authorisation of the Scottish Widows (formerly Zurich) master trust and – more importantly NOW’s master trust. The latter is especially gratifying as … Continue reading

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We can have venturous investment within the pension charge cap

I’m a big fan of the British Business Bank (BBB) which helps start-ups like AgeWage organise the money to get them up and running and helps them grow. I’m also a fan of their idea of making workplace pension work … Continue reading

Posted in advice gap, age wage, pensions, workplace pensions | Tagged , , , | 1 Comment

Do politicians help?

Readers of @ProfPensions wading in on the great political debate of the year. “None” is probably the right answer for this and so many other important debates in 2019. pic.twitter.com/LfeSyOpO2f — Mike Harrison (@HigherEdActuary) September 23, 2019 Mike  Harrison sends … Continue reading

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Protected: Scamming the regulators?

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Posted in pensions

The politics of CDC

This morning I should be attending the CDC fringe meeting at Brighton’s Grand Hotel which forms part of the Labour Party Conference. If I can’t – I send my apologies to Royal Mail, CWU and the Shadow Pensions Minister – … Continue reading

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