Monthly Archives: September 2019

The FCA move on insurance company funds.

Posted on September 30, 2019 by henry tapper

  The FCA have produced some important findings on Unit Linked Fund Governance as a follow up to their Asset Management Market Study (PS18/8) – AKA – AMMS This paper is important as it goes to the heart of the … Continue reading →

Posted in advice gap, age wage, Force for Good, pensions | Tagged , , , , , | Leave a comment

Ignore promises of profligacy or face the tragic consequences.

Posted on September 30, 2019 by henry tapper

Really important piece by @ChrisGiles_ Philip Hammond always worried that if HMT allowed fiscal credibility to slip, the Tories would end up fighting (and losing) an economic argument with Labour about who could spend mosthttps://t.co/OsnZVUKY2K — George Parker (@GeorgeWParker) September … Continue reading →

Posted in advice gap, age wage, pensions, poetry, Politics | 2 Comments

Pensions and the power of patience

Posted on September 29, 2019 by henry tapper

  There is a polarisation going on when people come to draw their retirement savings and these figures show it very well. Those who want their money early (55-64) want the money in their bank account or at an enhanced … Continue reading →

Posted in pensions | Tagged , , , , | 1 Comment

Should DC investment strategy be driven by pot size?

Posted on September 28, 2019 by henry tapper

The FCA’s latest market data was published last week and it’s highlighted trends that I’ve been identifying on this blog for a few months. Just over 645,000 pension plans were accessed to buy an annuity, move into drawdown or take … Continue reading →

Posted in advice gap, age wage, consolidation, pensions | Tagged , , , , | 2 Comments

Romi Savova’s current view on pension dashboards.

Posted on September 26, 2019 by henry tapper

This blog was first published by Romi on 25th September and can be found on Pension Bee’s website here I’m happy to announce that today I will be joining The Pensions Dashboard Industry Delivery Group, giving consumers a louder voice … Continue reading →

Posted in advice gap, age wage, Dashboard, pensions | Tagged , , , , | Leave a comment

Pension news, for NOW, Widows and the Dashboard!

Posted on September 26, 2019 by henry tapper

  Restoring confidence I’ve been pleased by a lot of pensions news this week, including the master trust authorisation of the Scottish Widows (formerly Zurich) master trust and – more importantly NOW’s master trust. The latter is especially gratifying as … Continue reading →

Posted in Dashboard, pensions | Tagged , , , | Leave a comment

We can have venturous investment within the pension charge cap

Posted on September 25, 2019 by henry tapper

I’m a big fan of the British Business Bank (BBB) which helps start-ups like AgeWage organise the money to get them up and running and helps them grow. I’m also a fan of their idea of making workplace pension work … Continue reading →

Posted in advice gap, age wage, pensions, workplace pensions | Tagged , , , | 1 Comment

Do politicians help?

Posted on September 24, 2019 by henry tapper

Readers of @ProfPensions wading in on the great political debate of the year. “None” is probably the right answer for this and so many other important debates in 2019. pic.twitter.com/LfeSyOpO2f — Mike Harrison (@HigherEdActuary) September 23, 2019 Mike  Harrison sends … Continue reading →

Posted in pensions | 1 Comment

Protected: Scamming the regulators?

Posted on September 24, 2019 by henry tapper

There is no excerpt because this is a protected post.

Posted in pensions | Enter your password to view comments.

The politics of CDC

Posted on September 23, 2019 by henry tapper

This morning I should be attending the CDC fringe meeting at Brighton’s Grand Hotel which forms part of the Labour Party Conference. If I can’t – I send my apologies to Royal Mail, CWU and the Shadow Pensions Minister – … Continue reading →

Posted in CDC, pensions | Tagged , , , , | Leave a comment