Tag Archives: XPS
Private equity is not for dummies
In this weekend’s FT, Gillian Tett sets out the problems she has with the determination of a state court of Louisiana (in New Orleans) , throwing out demands for greater disclosure and transparency from the managers of and those funded … Continue reading
Look no LTAF! XPS delivers DC illiquids through a blended fund.
It is heartwarming to see a pension consultant designing a product for the good of savers who otherwise might get left behind. Much is made of consolidation of DC pension schemes but there is a core of smaller DC schemes … Continue reading
The silliness of pension transfer values
Anyone who can make sense of this graph needs to have a very warped sense of value. It represents the value to an actuary of a £10,000 pa pension due to a 64 year old member of a DB scheme … Continue reading
Consultants and VFM – Nico and Darren’s podcast #9
I spent my lunchtime yesterday wondering up to the Regents Canal in Islington listening to Nico, Darren and Sophia Singleton talking about VFM from DC pensions. Well that’s not exactly true, more of the conversation was about DB plans (and … Continue reading
Posted in pensions
Tagged Darren, Nico, podcast, Sophia Singleton, VFM, VFM framework, XPS
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“yes, no, maybe” ; XPS analysis exposes limits of signposting.
Our first annual survey of DC retirement outcomes reveals that pension schemes that offer retirees a full suite of options on how to access their funds secure the best outcomes for their members. -XPS This conclusion is reached by … Continue reading
Why do DB transfer values make me sick?
One of the things ordinary people find hardest to work out is why their share of a defined benefit scheme can go up when stock markets go down. This happened last month where the stock market fell. But in August, … Continue reading
Posted in actuaries, advice gap, BSPS, FCA, pensions
Tagged actuaries, DB pensions, equities, gilts, pensions, shares, Transfer values, XPS
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Shining light on Pension Scams
Key findings: 1. Information on scams is not readily available at an organisational level 2. The Scams Code is seen as a good basis for due diligence 3. Significant time and effort goes into protecting members from scams 4. The … Continue reading