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Monthly Archives: July 2016
Ros Altmann speaks out (shock!) We now have three former pension ministers making a lot more noise than our current pension minister. Ros Altmann who we are now realising never should have done the jog Steve Webb who should … Continue reading
In this blog, I want to share with you my DIY approach to organising my finances as I approach 55. 55 has become an important year as it is the point when you move into what can best be called … Continue reading
The decision to delay the Hinkley Point project while Greg Clark “considers carefully, its implications, will send signals to those wishing to take long term decisions based on stated … Source: Hinkley Point; will anybody trust this Government now?
The Pension Regulator has published its new DC Code, a hefty tome in itself (38 pages). It has published a further six guides which collectively run to a further 130 pages. If you were to spend the rest … Continue reading
The decision to delay the Hinkley Point project while Greg Clark “considers carefully, its implications, will send signals to those wishing to take long term decisions based on stated Government policy. It seems we have not just got a a … Continue reading
If you are an employer and you have made a decision, there is no liability—that is clear in the legislation. If you have decided to go with NEST rather than NOW: or People’s, there is no liability that can fall … Continue reading
One of the best things about First Actuarial is they never listen to anything I tell them about marketing. When I talk to them about the power of social media , they smile indulgently. When I suggest they promote their … Continue reading
Employers are responsible for selecting the appropriate AE pension scheme for their employees. Employers are free to choose any qualifying pension scheme that is willing to accept their custom in order to comply with their automatic enrolment duties. … Continue reading
An everyday story of kleptocratic mismanagement Here is an extract from the recently published conversation between the DWP Select Committee (Frank Field & Co) and the DWP (under new management). You are always supposed to read the source material first, … Continue reading
Regular readers will be aware of my views on independent oversight of fund costs and charges. To me it’s critical to a reliable measure for Value for Money; without knowing we are getting value for money, how can we have … Continue reading