Category Archives: NEST

The future of NEST


  NEST has called for people and organisations to comment on what it should do when the initial surge of auto-enrolment is over. We have already seen rivals to Sage suggesting it remain circumscribed to its current limited function. We … Continue reading

Posted in auto-enrolment, NEST, pensions | Tagged , , , , , , , , , , , | 7 Comments

Who’s afraid of auto-enrolment?


Despite the dire warnings – not that many UK employers New research from workplace pensions provider NOW: Pensions reveals that UK small firms are relatively relaxed about auto enrolment and the introduction of the National Living Wage with concerns focussed … Continue reading

Posted in auto-enrolment, NEST, pensions, Pensions Regulator | Tagged , , , , , , , , , , | 2 Comments

NEST takes the strain.


NEST have something to shout about and it’s not news. Like good background music, they’ve succeeded in being there but not getting noticed. They’ve gone about their business over the last three months increasing their participating employers from 40 to … Continue reading

Posted in NEST, pensions, Retirement, Ros Altmann | Tagged , , , , , , , , , , , , | 3 Comments

Asleep at the wheel on net pay – and they want to drive the bus!


The PLSA are making a fuss about SMEs. Small Business Saturday tells me that my small business can get its help – and it’s just round the corner! But I am not convinced, since the launch of Pension Solutions, its … Continue reading

Posted in napf, NEST, pension playpen, pensions, PLSA | Tagged , , , , , , | 1 Comment

NEST is not a financial soup-kitchen.


For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading

Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions | Tagged , , , , , , , , , , , , , , , , , , | Leave a comment

Crowd-sourcing a solution to the net-pay pension problem.


The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading

Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator | Tagged , , , , , , , , , , , | 2 Comments

Preparing for an auto-enrolment capacity crunch.


The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading

Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

SHOW ME THE MONEY! What’s going to happen our auto-enrolment savings?


People want to know what happens to the money they invest and we are terrible about explaining where their money ends up. This blog talks about how we can make pension investment as vivid and real as the picture above. Over … Continue reading

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State Street and People’s – a lack of “emissional” intelligence?


I am not very happy that People’s Pension has chosen State Street to manage the money under its master trust. In early 2014, State Street were found guilty of over-charging a variety of pension funds and were fined by the … Continue reading

Posted in NEST, pensions, Pensions Regulator, smelly, State Street | Tagged , , , , , , , , , , , , , , , , | 1 Comment

NEST report and accounts; £400m and counting


The publication of NEST’s 2015 report and accounts yesterday has some good news and some not such good news. The good news is that nothing seriously went wrong last year, there are now some 14,000 employers using NEST for all … Continue reading

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