Category Archives: NEST

Financial Planning – a minority sport.

Posted on July 6, 2017 by

    “Financial planning is a minority sport for the wealthy” – @henryhtapper @NESTInsight pic.twitter.com/HVS0EMlWHt — Talya Misiri (@Talya_PA) July 5, 2017 It was fun debating with Debate Mate and Tom McPhail – who is great mate! A sense of … Continue reading →

Posted in NEST, pensions | Tagged , , , | Leave a comment

“Feed and skim” – how NEST want to help the low-paid save more.

Posted on July 6, 2017 by

Thanks to NEST and their think-tank NEST Insight for a scorching day on top of the National Theatre which yielded some real thought leadership. Delighted as I was to lock horns with some very bright students (and Tom McPhail) in … Continue reading →

Posted in NEST, pensions | Tagged , , , , | 6 Comments

“Is it worth planning when the future’s so uncertain?”

Posted on July 5, 2017 by

Today is NEST Insight day;  it’s also TTF symposium day.  So I’ll be cycling from the City to the South Bank like Mark Cavendish (pre-crash). At the TTF event, Beccy Young and Robert Finer will be presenting the FCA Asset Management Market Study … Continue reading →

Posted in NEST, pensions | Tagged , , , , | 3 Comments

NEST’s dirty laundry on the line!

Posted on April 26, 2017 by

  Thanks to First Actuarial for producing this chart for this blog. Here’s how to read In 2010 when NEST opened , it had no assets – it  had quite a lot of debt (£134m* from setting up days as … Continue reading →

Posted in auto-enrolment, NEST, pensions | Tagged , , , , , , , , | Leave a comment

Time to dig this Government out of its hole?

Posted on March 10, 2017 by

Tax, national insurance and pensions policy should be put in a vault marked “toxic” and should be handled with extreme caution. This morning I have three toxic issues to prove my point. The fiasco of announcing an increase in national insurance … Continue reading →

Posted in auto-enrolment, NEST, pensions | Tagged , , , , , , , , | 2 Comments

An algorithm cannot lie

Posted on September 25, 2016 by

  An algorithm cannot lie; it will tell you what you set it to tell you with the data you fed it. It has no choice, it is entirely deterministic;- and yet algorithms can help you lie. Let’s take a … Continue reading →

Posted in NEST, Pension Freedoms, pensions | Tagged , , , , , , | Leave a comment

NOW – for something completely different.

Posted on August 5, 2016 by

Amid all the noise of auto-enrolment , one master trusts has put its head down and got on with mending a damaged reputation by hard work and through decent behaviour. I’m talking about NOW pensions. NOW was set up by … Continue reading →

Posted in napf, NEST, now, pensions | Tagged , , , , , , , , , , , , | 8 Comments

“The best way forward or the NEST way forward?”

Posted on July 28, 2016 by

If you are an employer and you have made a decision, there is no liability—that is clear in the legislation. If you have decided to go with NEST rather than NOW: or People’s, there is no liability that can fall … Continue reading →

Posted in accountants, auto-enrolment, NEST, now, pensions, Personal Accounts | Tagged , , , , , , , , , , , , , , | 2 Comments

The future of NEST

Posted on July 8, 2016 by

  NEST has called for people and organisations to comment on what it should do when the initial surge of auto-enrolment is over. We have already seen rivals to Sage suggesting it remain circumscribed to its current limited function. We … Continue reading →

Posted in auto-enrolment, NEST, pensions | Tagged , , , , , , , , , , , | 7 Comments

Who’s afraid of auto-enrolment?

Posted on June 2, 2016 by

Despite the dire warnings – not that many UK employers New research from workplace pensions provider NOW: Pensions reveals that UK small firms are relatively relaxed about auto enrolment and the introduction of the National Living Wage with concerns focussed … Continue reading →

Posted in auto-enrolment, NEST, pensions, Pensions Regulator | Tagged , , , , , , , , , , | 2 Comments