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the pension plowman
- “Rape and Kill” – why the public are turning off retirement advice. lnkd.in/ejjhPK8thanks 4 hours ago
- Great question from floor. Why don't orgs paying proper contributions- promote them as extra-pay #PPIFuturebook2thanks 7 hours ago
- @darren_philp @IanMuseTweets oh oh! #turnoffthetapthanks 7 hours ago
- RT @IanMuseTweets: "I haven't seen you blogs!!!" 😳 @henryhtapperthanks 7 hours ago
- Chris Wagstaff of @CTinvest_EMEA points out that sticks don't work when it comes to retirement saving -(presumably Australia doesn't count!)thanks 8 hours ago
- Are people engaging in riskier behaviour when accessing their DC savings? asks @PPI_Research Same products <advice = more risk #IMHOthanks 8 hours ago
- Between 2014 and 2015 the use of independent advice for drawdown fell from 81% to 69%.Do people know what they're doing? asks @ppi_researchthanks 8 hours ago
- Trust based occupational scheme contribution rates plummet post 2013 as impact of #AE dilutes high quality scheme rates #Futurebook2thanks 8 hours ago
- DC saving levels down as more people join workplace pensions through @AE - will contributions and pot sizes increase? #PPIfuturebook2thanks 8 hours ago
- Opt in rates for SME employees are higher than other sectors - suggesting such employees are more engaged #PPIfuturebook2thanks 8 hours ago
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Recent Posts
pension plowman
- “Rape and Kill” – why the public are turning off retirement advice. lnkd.in/ejjhPK8Restoring confidence in pensions 4 hours ago
- Great question from floor. Why don't orgs paying proper contributions- promote them as extra-pay #PPIFuturebook2Restoring confidence in pensions 7 hours ago
- @darren_philp @IanMuseTweets oh oh! #turnoffthetapRestoring confidence in pensions 7 hours ago
- RT @IanMuseTweets: "I haven't seen you blogs!!!" 😳 @henryhtapperRestoring confidence in pensions 7 hours ago
- Chris Wagstaff of @CTinvest_EMEA points out that sticks don't work when it comes to retirement saving -(presumably Australia doesn't count!)Restoring confidence in pensions 8 hours ago
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Category Archives: NEST
An algorithm cannot lie
An algorithm cannot lie; it will tell you what you set it to tell you with the data you fed it. It has no choice, it is entirely deterministic;- and yet algorithms can help you lie. Let’s take a … Continue reading
Posted in NEST, Pension Freedoms, pensions
Tagged auto enrolment, Business, NEST, pension playpen, pensions, Retirement, workplace pension
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NOW – for something completely different.
Amid all the noise of auto-enrolment , one master trusts has put its head down and got on with mending a damaged reputation by hard work and through decent behaviour. I’m talking about NOW pensions. NOW was set up by … Continue reading
Posted in napf, NEST, now, pensions
Tagged Amy Mankelow, ATP, auto enrolment, Business, Confidence, Denmark, Jocelyn Blackwell, Moreton nillson, net-pay, NOW Pensions, pension playpen, pensions, trustees
8 Comments
“The best way forward or the NEST way forward?”
If you are an employer and you have made a decision, there is no liability—that is clear in the legislation. If you have decided to go with NEST rather than NOW: or People’s, there is no liability that can fall … Continue reading
Posted in accountants, auto-enrolment, NEST, now, pensions, Personal Accounts
Tagged Aviva, dc pensions, DWP, Government, Legal and General, NEST, NOW, pension, Pension new, pension playpen, pensions, People's Pension, Richard Harrington, Standard Life, workplace Pensions
2 Comments
The future of NEST
NEST has called for people and organisations to comment on what it should do when the initial surge of auto-enrolment is over. We have already seen rivals to Sage suggesting it remain circumscribed to its current limited function. We … Continue reading
Posted in auto-enrolment, NEST, pensions
Tagged auto enrolment, Business, CDC, DWP, National Employment Savings Trust, NEST, pension, pensions, Retirement, Ros Altmann, Savings, spending
7 Comments
Who’s afraid of auto-enrolment?
Despite the dire warnings – not that many UK employers New research from workplace pensions provider NOW: Pensions reveals that UK small firms are relatively relaxed about auto enrolment and the introduction of the National Living Wage with concerns focussed … Continue reading
Posted in auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Employment, Financial services, fines, NEST, Payroll, penalty notice, pension playpen, Retirement, Workie
2 Comments
NEST takes the strain.
NEST have something to shout about and it’s not news. Like good background music, they’ve succeeded in being there but not getting noticed. They’ve gone about their business over the last three months increasing their participating employers from 40 to … Continue reading
Posted in NEST, pensions, Retirement, Ros Altmann
Tagged Business, DWP, Financial services, Helen Dean, IRIS, Moneysoft, NEST, pension, pension playpen, pensions, Qtac, Retirement, Sage
3 Comments
Asleep at the wheel on net pay – and they want to drive the bus!
The PLSA are making a fuss about SMEs. Small Business Saturday tells me that my small business can get its help – and it’s just round the corner! But I am not convinced, since the launch of Pension Solutions, its … Continue reading
Posted in napf, NEST, pension playpen, pensions, PLSA
Tagged asleep at the wheel, auto enrolment, net-pay, PLSA, relief at source, Workie, workplace pension
1 Comment
NEST is not a financial soup-kitchen.
For some time , I and others advising on workplace pensions have been calling for NEST to make a clear statement on charging employers for NEST support. Now we have it . In case you can’t press the link , here … Continue reading
Posted in auto-enrolment, DWP, governance, NEST, Payroll, pension playpen, pensions
Tagged advice, auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Government, HMRC, market economics, National Employment Savings Trust, NEST, pension, Pension new, pension playpen, subsidy, Tax
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Crowd-sourcing a solution to the net-pay pension problem.
The people who are losing out on Government contributions into their workplace pensions because their schemes work on net pay rather than “relief at source” are oblivious of this problem, they serve coffee in Costa, work in nursing homes and … Continue reading
Posted in auto-enrolment, Blogging, journalism, NEST, now, Payroll, pension playpen, pensions, Pensions Regulator
Tagged Adrian Boulding, auto enrolment, DWP, henry tapper, Kate Upcraft, net-pay, Pensioins, pension, relief at source, Ros Altmann, Workie, workplace pension
2 Comments
Preparing for an auto-enrolment capacity crunch.
The Telegraph is running a story suggesting that the DWP are drawing up a plan B for auto-enrolment that could see the timeline for initial staging stretch to the next decade. Nannies, gardeners and staff at small firms may not get … Continue reading
Posted in accountants, actuaries, advice gap, auto-enrolment, NEST, pensions, Pensions Regulator
Tagged auto enrolment, Business, Business and Economy, corporate governance, corporate risk, dc pensions, DWP, Employment, Financial services, John Ralfe, Katie Morley, National Employment Savings Trust, NEST, pension, Pension new, pensions, Retirement, Saving, Steve Webb, the Daily Telegraph, The Pension Regulator, Workie, workplace pension
1 Comment
