here’s what you’ve been saying
Eugen N on 12 reckoners to work out what… John Mather on No need to lock-down innovatio… No need to lock-down… on Our start-ups aren’t get… Eugen N on Our start-ups aren’t get… “Advice for Mi… on Advice for Middle Britain henry tapper on The state of USS is the state… henry tapper on Royal London IGC report… Eugen N on Royal London IGC report… The E , S and G of t… on Resilience. Dennis Leech on The state of USS is the state… John Mather on So what is a Coronavirus? Julie Richards on Has over half of the UK alread… DaveC on Has over half of the UK alread… John Mather on Has over half of the UK alread… Brian G on Has over half of the UK alread…
Category Archives: Financial Education
NEST, technology and personalisation
I really admire this Rowlands chap. I’ve know him for the best part of 30 years and in all that time he has never been anything but a gent. He’s now a Director at NEST and I urge you to … Continue reading
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Posted in advice gap, age wage, dc pensions, DWP, FCA, Financial Education, NEST, pensions
Tagged Engagement, Mark Rowlands, NEST, pension, pensions, Technology
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Isn’t this what millennials really want in the workplace? @locktoninfo
Although Pension PlayPen and First Actuarial do our work for employers and trustees, we rely on our partner- Lockton – to do the heavy lifting on workplace benefits. Here’s the first of two articles on what they’re research tells them … Continue reading
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Posted in advice gap, Financial Education, governance, happiness, pensions
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What do we mean by Independent Financial Education?
This is an article that my firm First Actuarial have been sending to their clients. It’s so clear and simple, I thought I’d share it. Of course we’ll be sending it to Andy Haldane at the Bank of England! What … Continue reading
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Pension Freedoms need a Pension Dashboard
Jo Cumbo asks how the Pension Freedoms are bedding down. I don’t have access to the big data of an insurer but I am 54 and am now only six months from my entitlement to blow my savings on whatever I … Continue reading
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Paying for other people’s pensions
I’ve said it before on this blog, but I’ll say it again. The amount of Council Tax many people pay to fund other people’s pensions exceeds their own contributions into pensions, even when they’ve been auto-enrolled into “workie”. “You … Continue reading
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Posted in de-risking, Financial Education, governance, infrastucture, investment, leadership, pensions
Tagged auto enrolment, Centre for Policy Studies, change, CPS, LGPS, Michael Johnson, pensions
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The perils of Pre-Selection
Yesterday was dominated by one word – choice. During the day I attended the ICAEW Auto-enrolment conference with around 120 accountants. It was a very serious event, enlivened by an outburst from the floor as an accountant objected to the … Continue reading
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Posted in Financial Education, First Actuarial
Tagged CIPP, Friends of Auto-Enrolment, pension playpen, Pre-selection
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Magic beans and “negative capability”
Negative capability describes the capacity of human beings to transcend and revise their contexts. If we dismiss it as “magic beans” we are committed to repeating the mistakes of the past – and- as we all know – that way is madness. Continue reading
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Posted in Change, corporate governance, drawdown, Financial Education, happiness, Pension Freedoms
Tagged Business, CDC, corporate governance, David Pitt-Watson, dc pensions, Financial services, Government, Hari Mann, John Ralfe, Kevin Wesbroom, madness, magic beans, mistakes, Negative capability, pension, Pension new, pension playpen, pensions, progress, repeating mistakes, Retirement, Steve Webb
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Don’t underestimate SME’s hunger for investment know-how!
I am frustrated by the capitulation of many in the pension industry to the challenge faced by inducting 1.2m new employers into our funded pension culture. The Pension Apartheid practiced by the investment elite At a recent event, Joanne Segers, CEO … Continue reading
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Posted in Australia, Financial Conduct Authority, Financial Education, First Actuarial, Pension Freedoms, pension playpen, pensions, Pensions Regulator
Tagged Aviva, democracy, Fidelity, Investment, L&G, NEST, NOW, Pensions Trust, People's Pension, Scottish Widows, Smarter Pensions, Standard Life, Zurich
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It’s only human nature after all!
It’s natural for us to crave money but we are not natural money saving experts. Debate has raged on this blog and on the Pension Play Pen group pages as to whether Pensions Wise is doomed along with the … Continue reading
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Haven’t employers done their bit?
Employers have a right to feel put upon. I hear that the Pensions Minister is disappointed that large employers are not interested in delivering pension freedoms to retiring staff. If he believed that employers were prepared to take on responsibility … Continue reading
