here’s what you’ve been saying
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Category Archives: drawdown
Support the young , we are done!
I realized , as I filled in my submission to the Pension Dashboard Programme’s call for input (you can do yours here), that for my generation, the boomers, the dashboard will arrive too late. Most of our pensions are either … Continue reading
The FCA can excel; the “non-workplace pension” paper’s a model of its kind
Henry Tapper and Pension PlayPen response to FCA’s paper DP18/1 Effective competition in non-workplace pensions This is the response of Henry Tapper and the Pension PlayPen. It is not a response on behalf of any other organisation that Henry Tapper … Continue reading
30,000 is a lot of people.
At Wednesday’s hearing of the Work and Pensions Select Committee, Allan Johnston (Chair of the Trustees) told us that there were some 30,000 people who had yet to submit their option to BSPS in their Time to Choose. Although he … Continue reading
Posted in BSPS, drawdown, pensions
Tagged BSPS, BSPS2, Drawdown, Pension Protection Fund, pensions, ppf
7 Comments
A method for the madness. Is the DWP Select Committee – pension’s best hope?
The diverse agenda of the DWP Select Committee might be considered madness. I am not going to write that their is method in this madness as it’s clear to me that we cannot properly consider freedoms, without looking at CDC for … Continue reading
Posted in drawdown, DWP, governance, Henry Tapper blog, pensions
Tagged Al Rush, CDC, Con Keating, DWP select committee, Frank Field, pensions
4 Comments
“A decision to take a transfer cannot be reversed and should not be rushed”
This blog is mainly written for deferred members of the British Steel Pension Scheme, but many other people may find it interesting. There’s no doubt that what is going on in Tata-land, will go on with other employers who feel … Continue reading
Posted in accountants, advice gap, Bankers, Change, drawdown, Facebook, pensions
Tagged advice, Al Rush, BSPS, CETV, Drawdown, Facebook, pensions, Time, transfer-value, TUC
8 Comments
DWP now leads the way on cost disclosure
What’s this about? In a first-rate document, the DWP have set out radical proposals to allow ordinary people to see and compare the costs their trustees are paying for the investment of their pension money. These proposals go well beyond … Continue reading
Posted in accountants, advice gap, drawdown, DWP, IGC, pensions
Tagged David Farrar, David Gauke, DWP, NEST, NOW, pensions
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(s)Carey pensions!
Thanks to Angie Brooks for bring to our attention a very disturbing matter relating to Carey Pensions. “Careys” will be known to those working in the early days of auto-enrolment for providing auto-enrolment shells into which various entrepreneurial fund managers … Continue reading
Posted in dc pensions, drawdown, Henry Tapper blog, London, pensions
Tagged Carey, Carey Group, Carey Olsen, Carey Pensions, SIPPS, The Financial Ombudsman, The Pensions Regulator
1 Comment
The Pension Dashboard – all dressed up with nowhere to go.
The number of pension providers who’ve paid to join the Government’s pension dashboard initiative has risen to 17. The initial pilot will be more complete because legacy pension providers like Phoenix have joined the hard core who offer new pensions … Continue reading
Posted in auto-enrolment, drawdown, pensions
Tagged CDC, Dashboard, Defined Ambition, Infrastructure, pension, Pension Dashboard, Richard Harrington, Technology
1 Comment
“Rape and Kill” – why the public are turning off retirement advice.
Thanks to the PPI for the second Future Book – Unravelling Workplace Pensions. The 2016 Edition of the PPI’s study on workplace pension is published today. Getting data on the state of workplace pensions has always been tricky. If you … Continue reading
Posted in drawdown, pensions, PPI
Tagged auto enrolment, dc, decumulation, default, pension playpen, pensions, PPI, Saving, spending, workplace Pensions
6 Comments
Magic beans and “negative capability”
Negative capability describes the capacity of human beings to transcend and revise their contexts. If we dismiss it as “magic beans” we are committed to repeating the mistakes of the past – and- as we all know – that way is madness. Continue reading
Posted in Change, corporate governance, drawdown, Financial Education, happiness, Pension Freedoms
Tagged Business, CDC, corporate governance, David Pitt-Watson, dc pensions, Financial services, Government, Hari Mann, John Ralfe, Kevin Wesbroom, madness, magic beans, mistakes, Negative capability, pension, Pension new, pension playpen, pensions, progress, repeating mistakes, Retirement, Steve Webb
6 Comments
